John Harmatuk is a CFP® professional with six years of industry experience currently with Voya Financial Advisors, Inc. He has previously worked at Decisional Wealth Advisors LLC, Pinnacle Investments, LLC, Passive Capital Management, LLC, Community Bank, N.A., and Dermody Burke & Brown, CPAs. Outside of advising, he is co-founder of a tax preparation business and also works as an independent insurance agent specializing in life and health products. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate providing financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporations. The firm utilizes a combination of in-house and external strategists, model portfolios, and technology tools to manage client portfolios with a focus on both discretionary and non-discretionary arrangements.

Michael Arabio is a financial advisor with Wells Fargo Clearing in Woodbury, NY, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior work includes over a decade at Morgan Stanley and its affiliates between 2002 and 2011. Outside of his advisory role, he participates in a marketing affiliate activity connected to Amazon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Edward Blatz serves as a Senior Resident Director and Wealth Management Advisor at Merrill Lynch. He specializes in working with high net-worth individuals and families, focusing on estate and wealth management needs. Since joining Merrill Lynch Wealth Management in 1985, he has provided personalized financial solutions tailored to his clients' risk tolerance, time horizon, liquidity needs, and investment goals. Edward's expertise encompasses a range of areas including college education planning, divorce transition planning, employee benefits, executive compensation, family wealth management strategies, managing new wealth, individual and corporate investment strategies, and retirement income planning. He collaborates closely with clients' tax advisors and estate planning attorneys to ensure comprehensive management of clients' financial and personal affairs. Edward is recognized as a member of The Blatz-Rooney Group, which was named to the 2024 Forbes "Best-in-State Wealth Management Teams" list. Edward holds a Bachelor's Degree from Adelphi University and has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, he has interests in golfing, reading, and tennis.

Brian Feinberg is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using proprietary research and tools to deliver tailored recommendations.

Steven Paoletti is a financial advisor with Wells Fargo Clearing in Woodbury, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a trustee for the Trust for Mother. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory while offering both brokerage and advisory solutions.

Anthony Macaluso is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Woodbury Financial Services, Sharebuilder 401k, and Capital One Investment Services. Outside of his advisory role, he is the founder of NILSOLUTIONS, a cybersecurity firm focused on digital identity protection using AI technologies. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a variety of managed account programs supported by risk analytics and third-party managers.

Qidi Yang is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. Yang focuses on a range of client needs including corporate benefits, corporate executive services, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Yang follows Merrill's tradition of community involvement and dedicates time to volunteering with local organizations. Personal interests include badminton, camping, cooking, fishing, scuba diving, spending time with family, and volleyball. Yang holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Baruch College. Proficiency in English, Chinese, Mandarin, and Yue (Cantonese) enables effective communication with a diverse client base.

Jennifer Zanfardino is a financial advisor with Wells Fargo Clearing in Garden City, NY, holding a Series 66 designation and seven years of industry experience. She has worked at Wells Fargo Clearing since 2019 and was previously with Morgan Stanley Wealth Management from 2018 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Abigail Nepomuceno is a financial advisor at Charles Schwab with 17 years of industry experience. She holds a Series 66 designation and has worked at TD Ameritrade for 18 years before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Dwayne Winter is a financial advisor with J.P. Morgan Securities based in Brooklyn, NY, holding Series 63 and Series 65 licenses and with 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also holds ownership interests in a restaurant and bar, Savvy Bistro and Bar Inc. Winter Estate Holdings, his real estate business, involves property management and investment. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program.

Stephanie Panayiotou is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 designations and eight years of industry experience. She has been with J.P. Morgan Securities since 2018 and has worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with implementation supported by affiliated investment-management entities.

Larry Stevens III is a financial advisor with Fidelity, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Equitable Advisors and various other positions outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its registration with the CFTC as a commodity pool operator and its advisory role to multiple registered investment companies.

Bryan Trugman is a CFP® with 18 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2014. He is also the managing partner of Attitude Financial Advisors, Inc., and serves as a condo board member in Long Beach, NY. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs to a broad client base including individuals, institutions, pension funds, and charitable organizations. The firm supports both discretionary and non-discretionary management and offers access to third-party advisers and proprietary model strategies.

Xavier Allen is a financial advisor at Ameriprise Financial Services, LLC with 17 years of industry experience. He holds the Series 66 designation and has worked previously at TD Ameritrade and Hornor, Townsend & Kent, LLC. Outside of his advisory role, he serves as head coach for a girls’ travel basketball program for 10th-grade students. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Copeland is a financial advisor at Merrill with Series 63 and Series 65 licenses and 32 years of industry experience. His previous roles include positions at UBS Financial Services, J.P. Morgan Securities, Chase Investment Services, and Morgan Stanley. He is based in Melville, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing internal CIO teams and third-party managers.

Andrew Heyman is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors and Investacorp Advisory Services. Outside of advisory work, he has experience in recommending and implementing group health insurance and life insurance plans. OSAIC Wealth serves a diverse client base including retail, institutional, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization with access to discretionary and third-party manager strategies, supported by a complex affiliate network and private-equity ownership.

Terence Reynolds is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Morgan Stanley Private Bank, N.A. since 2018 and at Morgan Stanley Smith Barney LLC since 2017. Prior to that, he was with Kelson Capital LLC from 2013 to 2017. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling in its advisory process.

Edward Goldfarb is a financial advisor with Wells Fargo Clearing who holds a Series 63 designation and has 39 years of industry experience. His prior experience includes a one-year tenure at Prudential Equity Group, LLC. He is based in Woodbury, NY. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by extensive research and analytics.

Stefano Lanza is a financial advisor at J.P. Morgan Securities in New York, NY, holding a Series 66 designation with seven years of industry experience. His career includes roles at Merrill and Bank of America, N.A., before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program offering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating ESG criteria and utilizing affiliates for implementation and portfolio services.

Stasie Jones is a Client Experience Advisor at Merrill Lynch Wealth Management. In her role, she works closely with clients to assess their current financial situations and presents solutions offered through Merrill and Bank of America. Her focus is on equipping clients with the necessary knowledge and tools to manage their financial lives effectively and select the platforms that suit their needs. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Stasie earned her Bachelor's Degree from Southern Connecticut State University. Her approach centers on understanding what matters to clients and their families to help develop strategies aimed at achieving their financial goals.