Alex Musat is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also works with JPMorgan Chase Bank, N.A. since 2011. Outside of his advisory role, he owns a business focused on buying, renovating, and selling real estate. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Julian Cho is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017 and previously held positions at JPMorgan Securities, LLC and JPMorgan Chase Bank from 2014 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include model-based outcome projections and estate planning strategies.

Wendy Wasilewski is a financial advisor with Wells Fargo Clearing, holding 36 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, with a notable inclusion of insurance-related investment options.

Jeffrey Yoanides is a CFP® with 43 years of experience in the financial industry. He is currently with Wells Fargo Advisors and has been with the Wells Fargo organization since 2009 in various roles. He also owns an investment-related business, Jeffrey Yoanides, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, using Wells Fargo research and planning tools to develop tailored recommendations.

Carmel Mcpartland is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 16 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that incorporates structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through various advisory arrangements and affiliated entities.

Steven Tirpak is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 credential and 23 years of industry experience. He has been with Equitable Advisors since 2002, previously associated with Axa Advisors. Outside of his advisory role, he is involved in an outside insurance business with The Hartford. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Jayashree Balasubramanian is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2023. Prior to her current roles, she held positions at Carecentrix and 24/7 Real Media. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Gerard Scorziello is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and offering 35 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing prior to joining Wells Fargo Advisors in 2022. Outside of his advisory work, he serves on the Clifton, NJ Board of Adjustment and works as a wine consultant for the Flow Wine Group. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and tailored recommendations developed through proprietary research, with optional implementation via brokerage or advisory programs.

Judith Kaufman is a financial advisor at Merrill with 20 years of industry experience and holds the Series 66 designation. She has worked at Merrill and Bank of America, N.A. since 2016, and previously spent six years at Morgan Stanley Smith Barney LLC. Outside of her advisory role, she serves as treasurer for the Parent Teacher Organization at Calvin Coolidge Elementary School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Stephanie Maione is a financial advisor at Fidelity with Series 63 and Series 66 licenses and eight years of industry experience. Her work history includes roles at Prudential Insurance Company of America, Pruco Securities, and Fidelity Investments. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Patricia Muha is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding a Series 66 designation and bringing 16 years of industry experience. She has worked at Wells Fargo Advisors since 2018 and previously spent 12 years with Ameriprise Financial Services, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm’s services include a broad range of planning options tailored to clients meeting certain net-worth thresholds, supported by proprietary research and planning tools.

Dennis Profaca is a financial advisor with LPL Financial, holding the Series 63 designation and bringing 28 years of industry experience. He has worked with Morristown Financial Group since 2007 and Linsco Private Ledger since 2006. Outside of advising, he acts as a health insurance broker for small businesses in New Jersey. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a nationwide network. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with model portfolios and research support.

Alyson Whelan is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has held positions at MML Investor Services, MassMutual Life Insurance Company, Bank of America, and National Financial Network. Outside of her advisory role, she owns and teaches violin at Viva String Studio LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Mary Guza is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, as well as Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and investment modeling techniques.

Richard Kalfayan Jr. is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2009, including a role at JPMorgan Chase Bank, N.A. since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Matthew Brehne is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at monday.com, Better.com, and ADP. He is currently based in Morristown, NJ. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s analyses.

David Margolies is a financial advisor with RBC Capital Markets, LLC, holding a Series 66 designation and 16 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2015 to 2018. Outside of his advisory role, he volunteers with The Katelyn Morales Foundation, a nonprofit organization that provides scholarships in memory of a deceased friend's daughter. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs and portfolio management services tailored to clients’ advisory risk profiles, utilizing both in-house and third-party investment managers.

Thomas Collins III is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has been with RBC since 2012. Outside of his advisory role, he is a passive owner and partner in Paradigm Hotel Group, LLC, involved in hotel property ownership, operation, and leasing. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and corporations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to client risk profiles.

Scott Anderson is a CFP®-certified financial advisor with 37 years of industry experience, currently affiliated with LPL Financial since 2004. He is based in Morristown, NJ, and holds a Series 63 license. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, including both discretionary and non-discretionary management, supported by proprietary and third-party research.

Zachary Seigal is a Series 66 licensed advisor at Fidelity with one year of industry experience. His prior roles include positions at Management Planning Inc and various customer service jobs. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using a broad range of mutual funds, ETFs, and ETPs and serves in advisory roles for registered investment companies and fund‑of‑funds.