Martin Jawor is a financial advisor with Equitable Advisors in Secaucus, NJ, holding CFP®, ChFC®, and Series 66 credentials and 14 years of industry experience. He has worked at Equitable Advisors since 2018, with prior experience at AXA Advisors and Valic Financial Advisors. Outside of advisory work, he is president and owner of Benefits Institute, LLC, which provides group health and property & casualty services to small businesses, and serves as a trustee for the Society Hill of Bernards Homeowner's Association. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through a combination of advisory and brokerage solutions with a focus on sponsored program models and third-party managers.

Phillip Shetsen is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and 14 years of industry experience. He has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisor role, he operates Bona Vita Benefits Group LLC, providing consultative services to individuals and business owners. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and other institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, supported by an integrated platform combining adviser programs with active financial product sales.

Theresa Kohles is a financial advisor with LPL Financial in Hackensack, NJ, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. She has worked at LPL Financial since 2013 and previously spent nine years at Private Portfolio Partners, LLC. Outside of her advisory role, she is a partner at ABT Associates, a tax preparation, accounting, and bookkeeping business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to support its investment management services.

Kelly Oates is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 20 years of industry experience. She has worked at RBC Capital Markets since 2018, following roles at Wells Fargo Clearing and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, alongside integrated services such as financial planning, custody, and brokerage.

Patrick Mannion is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he was involved with Ridgewood Party Rental and has held roles at Bucknell University and Ridgewood Country Club. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that combine broad retail and institutional investment capabilities.

Charlene Sasso is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has worked at Prudential Insurance Company of America and Pruco Securities, LLC, where she spent over a decade before joining LPL Enterprise. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Joseph Saccomanno is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has been with Equitable Advisors, including its prior iteration as AXA Advisors, since 2009. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Michael Koskuba is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 65 and Series 63 licenses and previously spent 22 years at Victory Capital Advisers and Victory Capital Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

David Colin is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2020. Prior to this, he worked at UBS Financial Services for 10 years. Outside of his advisory role, he is a partner in a family LLC and serves on the Emerson Shade Tree Commission. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable organizations, and government entities. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Christine Contursi is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Dean Kantzos is a financial advisor at Cetera with 24 years of industry experience. He holds a Series 66 designation and has held roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. Kantzos is also the founder of Dean Financial Group, a financial services firm based in Glen Rock, NJ. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party managers.

Philip Pinkey is a financial advisor at Fidelity with 19 years of industry experience. He holds a Series 66 designation and previously worked for ICMA Retirement Corporation from 2011 to 2021 before joining Fidelity. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Lenay Courtwright is a financial advisor with Ameriprise in Westwood, NJ, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2000. Outside of her advisory role, she is employed as a sales person at a retail loft in Paramus Park Mall. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendation reports and a range of advisory, brokerage, and insurance solutions through its affiliated companies.

Joseph Murdaco is a Series 66-licensed financial advisor with Merrill, based in Paramus, NJ, and has five years of industry experience. He has worked at Bank of America, Merrill, TD Bank, and American Tire and Auto Care. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Kathleen Hernandez is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Merrill since 2021 and spent 15 years prior at UBS Financial Services. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s platform, providing access to a wide range of products and services.

Peter Torres is a financial advisor at RBC Capital Markets with 23 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2016. Outside of his advisory role, he has coached girls' high school basketball for the Randolph Township Board of Education. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to client risk profiles.

Gregory Goodman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 21 years of experience in the financial services industry, focusing on delivering comprehensive wealth management strategies tailored to individual client needs. Gregory provides access to investment insights and banking services to address various aspects of clients' financial lives, emphasizing personalized plans centered around clients' values and goals. Gregory holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He is a member of the Investments & Wealth Institute™ and a graduate of Carnegie Mellon University. His expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and retirement income. Beyond his professional work, Gregory is involved in coaching recreational youth sports. His personal interests include baseball, football, golfing, music, reading, skiing, spending time with family, and traveling. He resides in Franklin Lakes, NJ with his wife and children.

Mirella Arias Soto is a financial advisor at Equitable Advisors with five years of industry experience. She holds a Series 66 designation and has worked previously at MML Investors Services, MassMutual, William Paterson University, and Sax LLP. Outside of her advisory role, she serves as Vice President of Membership for Prospanica NJ. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a model that heavily involves LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Nicholas Russo is a financial advisor with Cetera, holding a Series 66 credential and four years of industry experience. He has worked at several firms, including Allied Wealth Partners and Securian Financial Services Inc. Outside of his advisory role, Russo serves as vice-president on the board of the Tri-Boro Chamber of Commerce and participates in ALS research fundraising through his fraternity. Cetera Investment Advisers LLC is an SEC-registered advisor serving a diverse client base that includes individuals, retirement plans, corporations, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options, financial planning, and access to third-party money managers.

Melissa Cannizzaro is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. She has been with Cambridge Investment Research Advisors since 2007. Outside of her advisory work, she is a Certified Divorce Financial Analyst and co-owner of a landscaping business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a large network of independent professionals using a variety of portfolio management strategies and platform arrangements.