Terrence Klein is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Equitable Advisors since 2014, including its predecessor AXA Advisors, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory programs.

Martin Ehrenreich is a financial advisor at UBS Financial Services with Series 63 and Series 65 designations and 51 years of industry experience. He has been with UBS since 1992. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets and research-driven solutions.

Lauren Ricca is a Certified Financial Planner (CFP®) with 19 years of industry experience. She currently works at LPL Financial and has held prior roles at AllianceBernstein LP, Sanford C. Bernstein, Wells Fargo, Kestra Advisory Services, Maltin Wealth Management, and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its network of more than 22,800 advisors with a range of discretionary and non-discretionary investment strategies.

Dom Palmeri is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In his role, he works with clients to understand their short and long-term financial goals, assisting in building financial plans and implementing strategies to help achieve those goals. He emphasizes trust, dedication, and open communication as key components of the client-advisor relationship.

Eric Schwartz is a financial advisor with Equitable Advisors in Saddle Brook, NJ, holding a Series 66 credential and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Outside of his advisory work, he is involved with UAAD Hanabonim of Queens, where he was active for 25 years. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management. The firm uses a range of advisory models, often implemented through third-party managers, and provides ERISA fiduciary services to qualified plans.

Steven Bermack is a financial advisor at Edelman Financial Engines with 24 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice.

Hassan Mansour is a financial advisor with Cetera Investment Advisers LLC, holding a Series 66 designation and beginning his advisory career in 2026. He has prior business experience with Barbell Medicine LLC since 2018 and Best Home Improvement LLC from 2012 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform.

Todd Stanard is a financial advisor with LPL Financial, holding Series 63 and 65 credentials and bringing 32 years of industry experience. His prior career includes 18 years at Lincoln Financial Advisors Corp and 10 years at Aspire Performance, LLC. Outside of his advisory role, he is involved in entrepreneurial activities through FHC Real Estate LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Michael Ragone is a Series 66-licensed financial advisor with J.P. Morgan Securities in Paramus, NJ, bringing three years of industry experience. He has been with J.P. Morgan Securities since 2022 and also holds employment with JPMorgan Chase Bank N.A. since 2019. Prior to his financial services career, he attended Seton Hall University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Thomas Mc Cabe is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with six years of industry experience. He joined Morgan Stanley in 2017 after two years at Ameriprise. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery conversations and firm-approved tools to model outcomes, serving clients primarily in an advisory capacity.

Lisa Fiorito Mackessy is a financial advisor at Merrill with 23 years of industry experience. She previously worked for Citigroup Global Markets Inc and Citi Private Bank for 14 years. Outside of advisory work, she owns Mindful Sweets LLC, a holding company for private investments in the consumer natural food sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Buttacavoli is a Series 66-licensed financial advisor with Raymond James & Associates in Paramus, NJ, bringing 26 years of industry experience. His prior roles include positions at UBS Financial Services and LPL Financial. Outside of his advisory work, he occasionally rents out Disney Vacation Club points he owns for family vacations. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and advisory services with a range of portfolio management styles and affiliated research.

Michael James is a financial advisor with UBS Financial Services in Franklin Lakes, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform that includes custody, underwriting, and capital markets solutions.

Danielle Scepkowski is a financial advisor with Cetera possessing 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Allied Wealth Partners and Securian Financial Services. Danielle has been with Cetera and its affiliated entities since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Nolan Orr is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Chase Bank, N.A. and Equitable Advisors. Prior to his financial services career, he was employed at Bottle King. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the larger J.P. Morgan broker-dealer and banking organization.

John Wapelhorst is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Charles Schwab Bank, The Vozza Agency, and involvement with Rutgers University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset classes.

Elizabeth Kennedy is a financial advisor at Edward Jones in Woodcliff Lake, NJ, with 12 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America/Merrill Lynch for four years. Outside of her advisory role, she owns a second home in the Catskills. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Jilmmy Zevallos is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, having previously worked at Merrill Lynch, Bank of America, and JP Morgan. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and collaborative planning processes to deliver written recommendations and offers specialized programs including estate-settlement and employer-sponsored planning.

Christopher Kuber is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Ameriprise Financial Services, Northwestern Mutual, and State Farm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs supported by firm-approved planning tools and investment research.

Krzysztof Pulawski is a financial advisor at Morgan Stanley with 25 years of industry experience. He previously worked at Neuberger Berman for 17 years and has held roles at UBS Financial Services and Morgan Stanley in prior periods. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through both direct and employer-based arrangements.