Sarah Munson is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. She has been with Wells Fargo Clearing Services since 2021 and has a long tenure at Wells Fargo bank dating back to 2005. Outside of her advisory role, Munson is active in community organizations, serving as treasurer for a local Boy Scouts troop and as a ruling elder for Katonah Presbyterian Church. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions that clients can choose to implement through the firm’s brokerage or advisory programs.

James Montalto is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in guiding clients through various financial decisions across life's stages, including wealth management, trust and estate planning, education funding, charitable giving management, and retirement planning. He provides expertise in areas such as college education planning, divorce transition planning, family wealth management strategies, and socially responsible investing. James holds a Bachelor's Degree from the State University of New York System and a Master's Degree from Cornell University. He has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Cornell Club. James is active in his community through the Lions Club International. He resides in Brookfield, Connecticut with his wife and three children, and his office is located in Ridgefield, Connecticut.

Meghan Kristensen is a financial advisor with Merrill in White Plains, NY, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has been with Merrill since 2016. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional clients.

Juan Franco is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked for Sportime Clubs LLC, where he also occasionally coaches tennis outside of business hours. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Bryant Vallat is a Vice President and Financial Consultant at Fidelity Investments. In his role, he assists clients and their families in making financial decisions aligned with their long-term goals and visions. He collaborates with clients to build and maintain financial plans and identifies opportunities to enhance those plans. Bryant has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Retirement Solutions Representative, Investment Consultant, Financial Consultant, and currently Vice President and Financial Consultant. His experience encompasses various aspects of financial consulting and investment advising. Outside of his professional responsibilities, Bryant has interests in baseball, football, golf, and family activities.

John Huber is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2022, bringing experience from his previous roles at Citi Private Bank in New York City, where he served as Investment Specialist, Head of the Investment Solutions Desk, and Director, Investment Counselor within the High Net Worth Group. John specializes in wealth management strategies that address areas such as insurance, estate planning, asset allocation, tax consequences, trust services, cash flow in retirement, and liability management. He works closely with clients to develop flexible strategies tailored to their evolving financial goals and circumstances. He holds the Personal Investment Advisor (PIA) designation and earned his high school diploma from Columbia. Outside of his professional work, John lives in Montclair, New Jersey with his family and has volunteered for eight years as a coach for the Montclair Lacrosse Club.

Steven Sheresky is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at City National Bank, RBC Capital Markets, LLC, and Morgan Stanley. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

David Ball is a financial advisor with UBS Financial Services in Stamford, CT, holding a Series 66 designation and 23 years of industry experience. He has worked at UBS since 2002. Outside of his advisory role, he serves on the Board of Directors and as an advisor for Family Centers, a nonprofit organization focused on education and human services for children, adults, and families. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and research from its Chief Investment Office and UBS Global Research to tailor financial plans to clients’ goals and risk tolerances.

Mark Abraham is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors. He previously worked at Arbor Point Advisors and Securities America Inc. for nine years. Abraham is also active in his community as a board member for the Edgemont at Tarrytown condominium development and holds roles on multiple boards and committees. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various portfolio management platforms and both proprietary and third-party investment strategies.

Robert Masanotti is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having 15 years of industry experience. He has worked at JPMorgan Chase Bank, NA, J.P. Morgan Securities LLC, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, Barnum Financial Group, and MSI Financial Services, Inc. since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers its services on a non-discretionary basis through a team of Wealth Advisors.

Nilay Patel is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 11 years of industry experience. Prior to joining Mass Mutual Investors Services in 2019, Patel worked at Foresters Financial and First Investors Corporation. Outside of advising, he is a partner in a business that rents exotic cars. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Amy Wallack is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has been with Merrill since 1995. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Zachary Bognar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, Northwestern Mutual Investment Services LLC, JP Morgan Chase, and Charles Schwab and Company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jonathan Urbina is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2013, including time with JPMorgan Chase Bank, N.A. from 2013 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with brokerage and investment management capabilities.

Dominick Riolo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2014 to 2021. Outside of his advisory work, he operates a FAFSA completion service to assist students and parents with college financial aid forms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm provides financial planning, a variety of advisory programs, and retirement consulting, supported by research and model portfolios to deliver both discretionary and non-discretionary management solutions.

James Sears is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at CUSO Financial Services, Edward Jones, and Michael Page. Sears has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, focusing on clients with significant assets in Ameriprise-managed accounts.

Mark Silverman is a Senior Financial Advisor at Merrill Lynch Wealth Management with 18 years of experience in financial advising, including 16 years at Merrill. He specializes in family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. He approaches client relationships by thoroughly understanding their unique financial situations and goals to develop personalized wealth management strategies. Prior to his career in financial advising, Mark spent nearly 30 years in the magazine publishing industry covering global entertainment and the golf industry. His educational background includes a Bachelor's Degree in Journalism from the Medill School of Journalism at Northwestern University. Additionally, he holds a Certificate in Sales Management from the Darden School at the University of Virginia and a Certificate from the Publishing Management Institute at the Kellogg School of Management at Northwestern University. He also holds the Personal Investment Advisor (PIA) designation. Mark is a lifelong resident of the suburban New York City area and lives in New Canaan, Connecticut with his wife Pam and their poodle Ziggy. He participates in community activities such as the Longest Day of Golf benefitting Cancer Care. Outside of his professional work, he enjoys cooking, golfing, racquetball, and watching movies.

Divya Krishnan is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Charles Schwab & Co. since 2020, following prior roles at Charles Schwab Investment Management and Motif Investing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s investment approach combines non-discretionary client relationships with access to discretionary separately managed accounts and multi-asset model portfolios.

Rustam Yamilov is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. before joining J.P. Morgan in 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team. The firm offers non-discretionary services with an ESG eligibility framework and access to a wide range of products through its unique regulatory registrations.

Michele Matice is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals and families achieve financial success by understanding their personal goals and aspirations. Michele provides personalized wealth management strategies and integrates investment insights from Merrill with banking and lending solutions from Bank of America to support her clients' financial objectives. Her career transitioned from Corporate America to wealth management, with a particular interest in the impact of technology on markets and families globally. Michele holds a Master's Degree and a Bachelor's Degree from the University of Michigan System and a High School Diploma from Seaholm High. She has earned professional designations as a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Michele participates in community activities, including serving as Past President of BWGA and volunteering with Covenant House. Outside of work, she enjoys gardening, golfing, reading, yoga, and playing bridge.