Ezra Shammay is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor AXA Advisors. Outside of his advisory role, he serves as a board member for Zionist House, an organization selecting Jewish groups in the Boston area that provide services supporting the state of Israel. Equitable Advisors provides financial planning, retirement plan consulting, and asset management to a wide range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and partners with third-party asset managers to deliver diversified advisory programs.

Ronald Bernard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 20 years of experience in the financial advisory industry, having started his career in 1991. Since joining Merrill Lynch in 2006, he has navigated multiple market cycles, including the tech crash of 2000, the global financial crisis of 2008, and the market impacts of the COVID-19 pandemic in 2020. Ronald specializes in areas such as family wealth management strategies, personal retirement planning, tax minimization, retirement income, and women and wealth. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Nichols College. Ronald emphasizes understanding clients' needs, goals, and fears to provide a disciplined investment process and personalized service. Outside of his professional work, Ronald enjoys adventure sports, reading, skiing, and spending time with his family.

Harvey Mcinerney is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 46 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he is involved in product design and development through his ownership of MORFWORX, LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Richard Cullen is a financial advisor with Edward Jones in Medfield, MA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, Cullen serves as a co-trustee managing a family trust property in North Conway, NH. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment options.

Jonathan Price is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 63 designation and 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank since 2015. In addition to his advisory work, he is a partner at Price Capital LLC, an investment and finance firm. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Daniel Le is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America/Merrill Lynch, Fidelity, and several other financial firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework. The firm is notable for its broad registration status and affiliation with swap-dealer activities, allowing access to a wide range of investment products.

Thomas Berard is a Wealth Management Advisor with Merrill Lynch Wealth Management. Drawing on over 25 years of experience, he helps clients develop customized financial strategies tailored to their unique goals and values. His client focus areas include college education planning, family wealth management, liquidity management, retirement planning, portfolio management, socially responsible investing, and tax minimization. Before joining Merrill Lynch in 1998, Thomas spent more than six years in hotel and restaurant management and accounting with a global luxury hotel franchise, where he gained experience in delivering exceptional client service. He holds a Bachelor of Science degree from the Isenberg School of Management at the University of Massachusetts, Amherst. Thomas maintains professional credentials including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is an active member of the Financial Planning Association® and the Investments & Wealth Institute™. Thomas is committed to ongoing education for himself and his clients and focuses on clear communication to help clients articulate and pursue meaningful financial objectives. He works with individuals at different life stages, including millennials, business owners, executives, and families approaching retirement. Outside of work, Thomas enjoys reading, fitness training, baseball, football, music, watching movies, and spending time with his family.

Aditya Nathan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2021 and previously held roles at Bank of America, N.A. and Unum. Outside of finance, he is involved as a coach for Muay Thai and MMA classes at Integrated Martial Arts, a mixed martial arts gym. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Stark is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2002. Outside of his advisory role, he is a co-owner of North Peak Holdings, where he manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, providing detailed recommendation reports and utilizing a combination of research, modeling, and tax-efficiency analysis. The firm serves clients with significant investable assets and delivers a broad range of advisory, brokerage, and insurance solutions.

Michael Milas is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and 18 years of industry experience. He previously worked at Signator Investors, Inc. and has ongoing roles with GFA Financial Group, LLC and Premier Financial Advisors LLC. Outside of his advisory work, Milas is involved in fixed and variable insurance sales, including long-term care, disability, and health insurance. Osaic Wealth, Inc. serves a diverse client base of retail and institutional investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and third-party platforms to manage portfolios across various asset classes with discretionary and non-discretionary options.

Carla Loarte is a financial advisor at RBC Capital Markets with nine years of industry experience. She previously worked at Morgan Stanley and UBS Financial Services Inc. She holds Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations with a range of advisory programs. The firm offers tailored investment strategies through both in-house and third-party managers, integrating services such as portfolio management, financial planning, and custody.

Stephen Berube is a financial advisor at RBC Capital Markets with 16 years of industry experience. He holds Series 63 and Series 65 credentials. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Adam Marino is a CFP® professional affiliated with OSAIC, based in Needham Heights, MA, with 18 years of industry experience. He worked at Sii for 10 years before joining OSAIC in 2018. Marino serves as a board member and head of the events committee for NAIFA Massachusetts, an insurance and financial advisors’ advocacy group. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on asset allocation and portfolio construction using multiple advisory platforms and third-party managed-account solutions.

Daniel Feigelman is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2018. Prior to that, he had roles at Northwestern Mutual and Indiana University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Delphine Morrill is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her financial services career in 2016 and joined Merrill in 2017. Delphine earned a Bachelor of Science from the University of Virginia and holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Divorce Financial Analyst® (CDFA®) designations. She also holds FINRA Series 7 and 66 registrations as well as licenses in Life, Accident, and Health Insurance. Delphine specializes in business development, relationship management, and financial planning, with expertise in working with executives holding concentrated stock positions, local small business owners, and emerging millennial wealth. She focuses on delivering customized wealth management strategies through personalized planning, investment management, and asset allocation. Additionally, Delphine is dedicated to addressing the unique challenges faced by female investors and contributes to women's mentorship programs. Outside of her advisory role, Delphine serves as President of the University of Virginia Alumni Club of Boston and Vice President of the Merrill Lynch Boston Women's Exchange. She is also active in her neighborhood association and has volunteered with the American Cancer Society. Delphine grew up on Nantucket Island and currently resides in South Boston with her husband and dog. Her personal interests include staying active, cooking, traveling, horseback riding, and spending time with family.

Alexander Ruenhorst serves as a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a position he has held since 2026. His role involves assisting clients with their financial planning and benefits strategies within the executive services sector. Prior to this, he progressed through various roles at Fidelity Investments, including Investment Solutions Representative III and multiple specialist and consultant positions from 2022 onwards. His professional background includes comprehensive experience related to stock plans and investment solutions, supporting clients in navigating financial decision-making processes. Alexander holds an Arkansas Insurance License, which supports his advisory capabilities in insurance-related financial planning. Outside of his professional role, Alexander is engaged in family activities and enjoys fishing, fitness, golf, outdoor adventures, and tennis.

Jonathan Erb is a financial advisor with Charles Schwab, holding a Series 66 designation and five years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc., as well as prior positions at TechConnect and the University of Maryland-College Park. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals, offering a Schwab Wealth Advisory wrap fee program alongside managed accounts and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house research and due diligence.

Diana Rittenberg is a financial advisor at Fidelity with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity in various capacities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and employs algorithmic portfolio construction across a broad investable universe.

William Leclair is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 22 years of industry experience. He has previously worked at Securities America and Principal Life Insurance Company, among other firms. Leclair is also involved with Bay Pointe Wealth Management, where he maintains business activities alongside his role at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from multiple sources.

Mary Mcgrail is a financial advisor with Edelman Financial Engines in Norwood, MA, holding Series 66 and Series 63 licenses and bringing 18 years of industry experience. She has worked at Financial Engines Advisors L.L.C. since 2018 and was previously affiliated with Edelman Financial Services, LLC and EF Legacy Securities, LLC from 2016 to 2018. Outside of her advisory role, she is a landlord managing rental property in Worcester, MA. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and serves approximately 477,000 clients with $326 billion in assets under management.