Diana Freeburg is a CFP®-credentialed financial advisor with 32 years of industry experience, currently practicing at UBS Financial Services since 2013. She holds Series 63 and Series 66 licenses and is based in Farmington Hills, MI. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market assumptions to tailor client strategies.

Julie Dewolf is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Ryan Hoff is a financial advisor with Cetera in Plymouth, MI, holding a Series 66 designation and 18 years of industry experience. His prior work includes six years at PNC Investments and several years with Cetera Wealth Services. He is also affiliated with Horizon Advisors, where he provides financial services, and has experience in the sale of fixed insurance products. Cetera Investment Advisers LLC operates as a multi-manager platform offering portfolio management, financial planning, and retirement services to a diverse client base, including individuals, employer-sponsored plans, and institutional accounts. The firm supports a range of investment strategies through discretionary and non-discretionary programs and serves over 800,000 clients across more than 10,000 advisors.

Michael Roberts is a financial advisor with Equitable Advisors in Plymouth, MI, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at Joseph Binder and spent nearly three decades at Visteon Corp. He serves on the board of directors for the Plymouth Boys' Soccer Booster Club and acts as a personal representative and conservator in family-related matters. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Kyle Tousain is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has 19 years of industry experience, including prior roles at MetLife Securities Inc. from 2015 to 2017. Tousain has been with Mass Mutual organizations since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and providing recommendations without investment discretion.

Leslie Beier is a financial advisor at Stifel with 32 years of industry experience and holds Series 63 and Series 65 licenses. Prior to joining Stifel in 2021, she worked at Raymond James & Associates and UBS Financial Services Inc. Leslie is based in Southfield, MI. Stifel serves a broad range of clients including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Bruce Slater is a financial advisor at OSAIC with ChFC® and Series 63 credentials and 39 years of industry experience. He has worked at OSAIC since 2023 and previously held roles at Transamerica Financial Advisors, Inc. and Intersecurities, Inc. since 1997. Outside of advisory work, he has served as an election inspector for the City of Northville and prepares taxes for a small number of disabled clients. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory services, financial planning, and retirement plan consulting. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios across various asset classes and provides both discretionary and non-discretionary account management.

Alec Hagen is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and has worked at Raymond James & Associates since 2018, following a prior role at Hantz Financial. He also spent five years at Central Michigan University before entering the financial services industry. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm provides wealth advisory planning and investment consulting to a wide range of clients, including individuals, pension plans, corporations, and government entities, delivering non-discretionary planning and portfolio recommendations supported by extensive research and institutional resources.

Irfan Jallad is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he oversees and coordinates the financial affairs for a select group of families, retirees, corporate executives, business owners, and non-profit organizations in the Detroit Metro area and beyond. With 23 years of experience in the wealth management industry, he focuses on providing holistic education to help clients make informed decisions and pursues a goals-based approach to retirement, education, asset allocation, and distribution strategies. He specializes in areas including family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, and retirement income. Irfan collaborates with a team and coordinates efforts with pre-screened outside advisors such as attorneys, tax professionals, and insurance experts to deliver comprehensive financial strategies. Irfan holds a Bachelor's Degree from Michigan State University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His personal interests include biking, fishing, golfing, tennis, and spending time with his family. He is also dedicated to participating in community volunteer activities aligned with the Merrill tradition.

Minoti Rajput is a CFP® with 43 years of experience in financial advising. She joined OSAIC in 2024 after 15 years with Securities America Advisors, Inc. and Securities America Inc. She serves as a trustee and president of the Rajput-Dasgupta Family Charitable Foundation and participates on the advisory board of the Living and Learning Enrichment Center, a nonprofit focused on special needs advocacy. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party managers.

Richard Patrick III is a financial advisor with J.P. Morgan Securities in Birmingham, MI, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Fifth Third Private Bank and AXA Advisors, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, which integrates quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework in its investment recommendations.

Nidal Hamameh is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory role, Hamameh operates his own LLC providing financial services and acts as an independent insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring client engagements as collaborative annual relationships using firm-approved analytical tools.

Joseph Michalak is a financial advisor with Morgan Stanley in Birmingham, MI, holding Series 63 and Series 65 designations and possessing 34 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Austin Wagley is Vice President and Financial Consultant at Fidelity Investments, where he has been working since 2022. Prior to this role, he served as a Financial Advisor at Ameriprise from 2018 to 2022. He focuses on collaborating with clients to clarify their financial goals and priorities, analyze and stress test their financial situations, and develop personalized strategies for financial planning. His approach emphasizes understanding what matters most to his clients to co-create plans that provide clarity and confidence. Outside of his professional work, Austin enjoys activities such as golfing, skiing, traveling, and exploring culinary interests.

Shaun Kosnik is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in working with high net worth individuals and families to develop customized financial strategies tailored to their specific goals. Leveraging in-depth analysis and the resources available through Merrill, Shaun aims to provide comprehensive wealth management solutions. Shaun holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Science degree in Finance from Oakland University’s School of Business in 2011. Outside of his professional work, Shaun enjoys outdoor activities such as flying personal aircraft, golfing, skiing, traveling, and spending time with his wife and family.

Joseph Bartell is a financial advisor with UBS Financial Services in Troy, Michigan, holding a Series 66 designation and 13 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Dominic Kennedy is a financial advisor at OSAIC with four years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at New York Life, Ameriprise, and TIAA. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party investment solutions.

Charles Patrello Jr. is a financial advisor with Primerica Advisors in White Lake, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1992. Outside of advisory services, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

Margaret Beeler is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. Her prior roles include positions at Raymond James and Associates and Merrill Lynch, Pierce, Fenner & Smith Incorporated. She serves as co-trustee for a family trust and assists with related fiduciary responsibilities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Laura Lleshaj is a Planning Consultant at Fidelity Investments. In this role, she collaborates with a Wealth Planner and a Vice President Financial Consultant to develop financial plans that clients can have full confidence in, while maintaining flexibility to adapt to clients' changing needs. She focuses on building strong relationships by understanding clients' needs and goals and maintaining open communication. Laura joined Fidelity Investments in 2021, progressing through roles as a Financial Representative and then as a Relationship Manager before becoming a Planning Consultant in 2023. Her experience within these roles has contributed to her expertise in financial planning and client relationship management. Outside of her professional work, Laura has interests in cooking and baking, family activities, food, music, reading, and traveling.