Christopher Maniscalco is a Series 66-licensed financial advisor with one year of industry experience. He is currently with Cambridge Investment Research Advisors, having previously worked at LPL Enterprise and in various other roles including courier services and automotive sales. Outside of advising, he is engaged in rideshare and delivery services through companies such as Instacart, Uber, and Spark. Cambridge Investment Research Advisors, Inc. serves a wide range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to proprietary model strategies and multiple investment platforms.

Mark Lozier is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity and Bank of America. Outside of his advisory role, he owns and operates a personal and household services business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and charitable clients.

Antoine Meehan is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Brown Brothers Harriman and MFS LLC. He is also involved with Meehan Financial Services, an entity related to his LPL business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Byron Spinney is a financial advisor with Primerica Advisors in Methuen, MA, holding Series 65 and Series 63 licenses and seven years of industry experience. His career includes roles in insurance and waste management companies, and he has been with Primerica for over six years. Outside of advising, he receives non-investment compensation related to mortgage products and home security services through Primerica affiliates. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients primarily through model-delivery strategies developed by unaffiliated asset managers. The firm operates nationally with thousands of advisors and offices, managing approximately $15.5 billion in assets under management.

Olivia Gierlich is a Wealth Management Advisor at Merrill Lynch Wealth Management, working with a select group of families, retirees, corporate executives, business owners, and entrepreneurs in the Boston area. She focuses on understanding and connecting with her clients to create customized financial strategies that align with their goals and simplify their financial lives. Olivia collaborates with clients' tax advisors and estate attorneys to develop coordinated approaches to complex financial challenges. Her expertise includes portfolio management, personal retirement planning, executive compensation, divorce transition planning, socially responsible and ESG investing, and family wealth management strategies. She utilizes advanced probability planning software to construct individualized financial roadmaps and offers personalized advice to address the diverse financial concerns of her clients. Olivia earned a bachelor's degree from the Massachusetts Institute of Technology in Management Science/Finance with a minor in International Politics. She holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Olivia resides in Cambridge, MA, and is active in her community through involvement with MIT's Alumni Association and the Pi Beta Phi Bostonian Alumnae Club. Her personal interests include traveling, reading, playing softball, and exploring new culinary experiences.

Christine Grady is a CFP®-designated financial advisor with 26 years of industry experience. She is currently with Fidelity, having worked across multiple Fidelity entities since 1999. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs.

Timothy Goode is a Planning Consultant at Fidelity Investments, where he has been serving since 2024. In this role, he partners with individuals and families to develop personalized financial plans that address their unique goals and financial needs. His approach emphasizes building strong relationships and maintaining trust and communication with clients and their families. Timothy's experience at Fidelity Investments spans several roles, including Financial Representative from 2021 to 2024 and Financial Customer Associate from 2020 to 2021. This progression reflects his growing expertise in financial planning and client service within the company. Outside of his professional responsibilities, Timothy enjoys baseball, fishing, football, golf, and spending time with his pets.

Ethan Spada is a Financial Consultant at Fidelity Investments, a role he has held since 2021. In this capacity, he partners with clients to create, develop, and implement comprehensive financial plans tailored to their unique goals and needs. Ethan emphasizes developing deep relationships with his clients to understand their lifestyle and legacy objectives. He has been with Fidelity Investments since 2017, progressing through roles including Customer Relationship Advocate (2017-2018), Financial Representative (2018-2019), and Investment Consultant (2019-2021). This experience has contributed to his expertise in financial consultation and investment advising.

Timothy Stark is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. His background includes positions at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc., along with prior work in construction, auto detailing, and community recreation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Carlos Alves is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at Intermex, MML Investors Services, MassMutual Life Insurance, and other firms. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and a range of non-securities products and services.

Lynda Digiacomo is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. Her prior roles include positions at LPL Financial, Invest Financial Corporation, and Osaic FA, Inc. She also works as an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies under Founders Gate Capital.

Danielle Settipane is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked with MML Investors Services, Mass Mutual Life Insurance Company, and Baystate Financial. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative-investment onboarding process.

Michael Ferris is a financial advisor with Edward Jones in Nashua, NH, holding Series 63 and Series 66 licenses and 17 years of industry experience. He worked at MFS Fund Distributors, Inc. for ten years before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and affiliated investment products through a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Jay McCaig is a Financial Consultant at Fidelity Investments. He partners with individuals and families to help grow, preserve, and transition wealth across generations. Jay leads with planning to help clients implement strategies aligned with their financial goals while leveraging the resources of Fidelity. He has been with Fidelity Investments since 2007, holding various roles including Retirement Solutions Representative, Managed Solutions Consultant, Investment Solutions Consultant for Fidelity Life Insurance, and currently as a Financial Consultant since 2020. Outside of his professional work, Jay's personal interests include biking and golf.

James Maxon is the sole advisor at James D. Maxon Financial Advisors, LLC, an independent firm based in Bedford, MA. He holds Series 63 and Series 65 licenses and has 24 years of experience in financial advising. Prior to establishing his advisory firm in 2003, he has operated as a Certified Public Accountant since 1986, maintaining that practice alongside his advisory work. James D. Maxon Financial Advisors serves individual clients with personalized financial strategies, combining investment management with accounting insights.

Jeffrey Bonvallat is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Bon Investments, LLC since 2003. The firm is an independent, single-advisor registered investment adviser based in Acton, MA. Bon Investments, LLC provides portfolio management services primarily to individual clients, managing approximately $67.94 million in assets across about 60 accounts. The firm focuses on ongoing portfolio oversight and typically serves clients with larger individual portfolios, maintaining a more concentrated client base than many independent advisers.

Stephen Feron is a financial advisor at Johnson O'Connor Wealth Management with one year of industry experience. He has been a partner at the accounting firm Johnson O'Connor Feron & Carucci LLP since 1997, providing audit, tax, and consulting services. Johnson O’Connor Wealth Management operates as a referral service to clients of its affiliated accounting firm, serving individuals, trusts and estates, charitable organizations, and corporations. The firm does not manage client assets directly but refers clients to registered broker-dealers and investment advisers, maintaining a code of ethics and transparency in its advisory relationships.