Karen Wehner is a financial advisor with OSAIC, holding the ChFC® and Series 63 designations, and has 40 years of industry experience. She previously worked at Investacorp, Inc. for 19 years and more recently at Securities America Advisors and Royal Alliance. Outside of her advisory work, she has served as president of the National Organization for Women and is involved with Penn Mutual for fixed life insurance business. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios tailored to client risk profiles.

Jessica Bailey is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS since 2016. Prior to her financial services career, she was involved with Majerles Sports Grill and attended Arizona State University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances. The firm also operates with institutional trading capabilities and offers a broad range of capital markets and wealth management services.

Marguerite Harvieux is a financial advisor at UBS Financial Services with 17 years of industry experience. She has been with UBS since 2007 and holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Brett Oslund is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 2009. He also has a 15-year tenure at Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies from internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Kuehn is a financial advisor at RBC Capital Markets in Wayzata, MN, with 12 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Jeffrey Hammer is a financial advisor at Ameriprise with two years of industry experience. He previously worked at U.S. Bank from 2017 to 2021 and had an earlier tenure at Ameriprise from 2015 to 2017. Outside of advising, he is involved as a paraplanner with WDA, Inc., assisting with financial planning and practice operations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services that emphasize dependable income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools, with a focus on clients meeting specific investable asset criteria.

Thomas Robertson is a financial advisor with Wells Fargo Clearing in Minnetonka, MN, holding Series 65 and Series 63 licenses and four years of industry experience. He has previously worked at Infinex Investments, Alerus Financial, U.S. Bancorp Investments, and U.S. Bank. Outside of advising, he is involved with Rum River Hills Golf Course in Ramsey, MN. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by in-house and third-party research.

Peter Levy is a financial advisor with Robert W. Baird & Co. in St. Louis Park, MN, holding Series 63 and Series 66 credentials and possessing 43 years of industry experience. He has been with Robert W. Baird & Co. since 2010. Outside of his advisory role, he works as a yoga instructor in Minneapolis. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, employing a range of strategies from traditional allocations to more complex approaches, including discretionary management and tax overlays.

Harold Tearse III is a financial advisor at Robert Baird & Co. with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at City National Bank and RBC Capital Markets LLC. Outside of his advisory role, Tearse is involved in coaching youth hockey and serves as an advisor for high school hockey players; he is also engaged in writing a book on wealth management and operates a photography business. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations with tailored financial planning and portfolio management services that include both traditional and non-traditional investment strategies.

David Hiatt is a financial advisor with Charles Schwab in Wayzata, MN, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Charles Schwab since 2011 and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Michael Lawrence is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. He has been with Merrill since 2000 and is also affiliated with Bank of America, N.A. since 2009. Outside of his advisory work, he serves as treasurer for Branch Church in Shorewood, Minnesota, where he manages budgeting and bill payments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, with portfolio implementation tailored to client needs.

James Bowe is a Senior Financial Advisor at Merrill Lynch Wealth Management and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He began his career in 1997 and has over 29 years of experience helping individuals and families build financial strategies. His approach emphasizes clarity, confidence, and creating long-term value tailored to each client's needs. James's financial philosophy is centered on generating a rising income stream through dividends. Utilizing proprietary analysis, historical data, and extensive research from Merrill, he develops customized strategies aimed at helping clients achieve and exceed their financial goals. He regularly reviews portfolios to ensure alignment with evolving objectives, risk tolerance, and life changes. A graduate of Brown Institute, James resides in Plymouth with his wife and son. He remains active in his community through volunteer work with organizations such as Interfaith Outreach & Community Partners and Second Harvest Heartland. Previously, he has also coached hockey and baseball.

Jean Prenevost is a Series 66 licensed financial advisor with Morgan Stanley, based in Wayzata, MN, and has 19 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he assists with personal banking needs in a separate capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Gary Haworth is a financial advisor with LPL Financial, holding a Series 63 designation and over 30 years of industry experience. His career includes roles at INVEST Financial Corp. and running his own firm, Gary Haworth & Co Ltd, which he has operated since 1989. He is also involved in non-investment-related business activities through two additional companies he manages. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology.

Paul Draeger is a CFP® and Series 66 licensed financial advisor with nine years at UBS Financial Services and a total of seven years in the industry. Prior to joining UBS, he worked at Nike and studied at the University of St. Thomas. He is based in St. Louis Park, MN. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment plans.

Rory Lea is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities, Inc. from 2003 to 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning using firm-approved analytical tools.

Samantha Donovan is a financial advisor at Morgan Stanley in Wayzata, MN, holding a Series 66 designation. She has experience at UBS Financial and U.S. Bank, with a total of seven years in the financial industry. Donovan also attended Brown University from 2014 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its advisory process.

Timothy Harberts is a financial advisor at LPL Enterprise with over 21 years of industry experience. He holds a Series 66 designation and has worked at several firms, including The Prudential Insurance Company of America and TD Ameritrade. He is also involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm emphasizes a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Kristen Musich is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 10 years of industry experience. Prior to joining LPL Financial in 2025, she spent a decade at Next Financial Group Inc. Outside of her advisory work, Musich has been actively involved with the Beltline Hockey Referees' Association as a coach since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, financial institutions, and other organizations. The firm offers a range of financial planning and investment management solutions through a large network of advisors and utilizes both proprietary and third-party strategies.

Ben Boots is a Vice President and Financial Consultant at Fidelity Investments. In this role, he focuses on comprehensive financial and retirement planning, tax-efficient investing, and consolidating assets into coordinated strategies for individuals and families. Ben has experience spanning several positions at Fidelity Investments since 2019, including Financial Consultant, Investment Consultant, and Financial Representative. Prior to his current role, he held positions as an Associate Financial Planner at Lincoln Financial Group and an Investment Analyst Intern at North Star Asset Management.