Lisa Valerio is a financial advisor at OSAIC with 18 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2017, she spent nine years at National Planning Corporation. Outside of her advisory role, she owns Valerio Financial Group, where she provides life and health insurance services, and Valerio Tax Edge, offering tax preparation and small business bookkeeping. She is also involved in local business networks, including the Milford Regional Chamber of Commerce and the Network of Executive Women. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs a range of investment tools and offers access to multiple advisory platforms and third-party managers.

Steven Flagg is a CFP®-certified financial advisor with 39 years of industry experience. He currently works at Morgan Stanley, where he has been since 2022, having previously held positions at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analyses.

Jonathan De Pino is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining the firm, he held various roles including positions at United Concrete Products and National Fitness Partners. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements and a range of event-driven planning programs.

Joel Bernstein is a financial advisor with Mass Mutual Investors Services in Shelton, CT, holding a Series 66 designation and 21 years of industry experience. He previously worked at MetLife Securities from 2013 to 2017 and has been associated with Massachusetts Mutual Life Insurance Company since 2016. Bernstein is also an independent insurance agent, selling various insurance products including dental, disability, life, and long-term care coverage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using advanced analytical tools.

Karl Mergenthaler is a financial advisor with Morgan Stanley in Westport, CT, holding Series 63 and Series 66 credentials and with 13 years of industry experience. He previously worked at J.P. Morgan for 10 years before joining Morgan Stanley and its Private Bank in 2017. Outside of his advisory role, he serves as an adjunct professor at Fairfield University and is involved with Columbia University and the CFA Institute in non-investment-related educational and administrative capacities. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, with plans typically not including individual security recommendations and client implementation responsibilities.

Adam Morton is a financial advisor with RBC Capital Markets in Stamford, CT, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management and financial planning services.

Joseph Barbetta is a financial advisor with Equitable Advisors in Westport, CT, holding a Series 66 designation and with 26 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2000. Barbetta serves as a legislative ambassador for the American Cancer Society, representing the organization in lobbying efforts at state and federal levels. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers its services through a network of Investment Adviser Representatives and utilizes a range of investment programs and third-party asset managers.

Wei Chen is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Wei applies a disciplined process that begins with understanding clients’ family dynamics, financial situations, and priorities. Wei focuses on crafting customized financial strategies to help clients pursue their goals, addressing investing and fiduciary responsibilities for institutions as well as wealth management needs for individuals and families. Since 2005, Wei has provided expertise in areas including college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Wei holds several professional designations: Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Wei earned a bachelor’s degree from the University of Connecticut and is fluent in English, Chinese, and German. Outside of work, Wei enjoys bicycling, hiking, cooking, antiquing, interior decorating, painting, photography, table tennis, and traveling. Wei is also committed to community involvement and volunteering with local organizations.

Brian Swedrock is a financial advisor at Morgan Stanley with 10 years of industry experience. He previously worked at Webster Wealth Advisors for a decade before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools that incorporate Global Investment Committee return estimates and Monte Carlo simulations.

Peter Velcofsky is a financial advisor at Ameriprise with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he serves on the Board of Directors and as Assistant Treasurer of the Town of East Lyme Public Library. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

John Altier is a financial advisor with Equitable Advisors in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Cantor Fitzgerald & Co and Axa Advisors, Llc. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm emphasizes personalized risk assessment and matches clients with a range of advisory models and third-party asset managers.

Matthew Webber is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the board of directors for Fairfield FITS and owns a business that provides office and administrative assistance, including expert witness payment services. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Michael Sherman is a financial advisor at UBS Financial Services with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment strategies.

Dawn Bolling is a financial advisor with Merrill in Stamford, CT, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Schwendinger is a financial advisor with Charles Schwab in Stamford, CT, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2012. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized custody and order-routing with a multi-asset strategic allocation approach.

John Porter is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at Merrill, Bank of America, N.A., and Bofa Securities, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Hardy is a financial advisor at Wells Fargo Advisors with one year of industry experience. He holds a Series 66 designation and has previously worked at Cetera and Cetera Wealth Services, LLC. Outside of his advisory role, he is involved in fixed insurance sales and operates his own financial services business, Hardy Financial Strategies. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, with a focus on discrete planning engagements across various specialized areas.

Murali Chegu is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. His work history includes roles at SAITCORE Technologies LLC, Connexus Credit Union, and Selective Insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various affiliated services such as trust custody and insurance product sales.

Philip Madonna is a financial advisor with Ameriprise in Stamford, CT, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise and its related entities since 2018. Outside of his primary role, he is also involved as an Associate Financial Advisor with Inspire Confidence Group and provides financial coaching through Inspire Network, LLC. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, delivering written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its clients, primarily focusing on assets held within Ameriprise-managed accounts.

John Michael Peters is a Wealth Management Advisor at Merrill Lynch Wealth Management in Westport, Connecticut. He founded the Peters Group over twenty years ago, establishing a planning-focused advisory team that works closely with growth-minded and forward-thinking clients. His practice emphasizes values-based decision making, helping clients understand their financial environment to make disciplined long-term investment choices. John Michael’s approach integrates insight and empathy, supporting clients in defining their meanings of wealth and preserving family legacies. With extensive experience guiding individuals and families through the complexities of wealth creation, preservation, and distribution, John Michael focuses on managing risk and addressing potential financial challenges. His services include customized portfolio management, debt minimization, retirement plan coordination, insurance evaluation, income tax review, and estate planning. He collaborates with clients’ accountants and attorneys to ensure comprehensive financial solutions. John Michael’s client focus encompasses family wealth management, institutional consulting, legacy planning, managing new wealth, retirement planning, philanthropic planning, small business strategies, special needs planning, individual and corporate investment strategy, and tax minimization. John Michael holds a Bachelor of Science degree in Business Management with a minor in Economics and a concentration in Finance from Springfield College. He is a CERTIFIED FINANCIAL PLANNER™ professional and a Personal Investment Advisor. Outside of his professional pursuits, John Michael enjoys cooking, golfing, hiking, interior decorating, music, scuba diving, table tennis, traveling, yoga, and spending time with his family. He serves on the Board of Directors of the United Veterans Beacon House, which provides housing for military veterans and their families. John Michael and his son reside in Scottsdale, Arizona.