Darlene Lesch Palmer is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 designation and bringing 42 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Nicholas Amoresano is a financial advisor at Merrill with Series 65 and Series 63 registrations and four years of industry experience. His work history includes positions at Bank of America, Merrill, Daybreak, Inc., and University of Scranton. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jerome Madden Jr. is a financial advisor with LPL Financial holding a Series 63 designation and over 31 years of industry experience. His prior roles include positions at Cetera, Allied Wealth Partners, Securian Financial Services, Minnesota Life Insurance, and Neuberger Berman BD. He is also involved as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nicholas Karadimas is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 25 years of industry experience. He is also the owner of Butzel Karadimas & Associates PA, a tax and accounting services firm. His prior experience includes work at Cliff Stern/Certified Financial Services, LLC and extensive involvement with Karadimas Properties, LLC. Cetera is a large SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services tailored through discretionary and non-discretionary program options.

Robert Castella III is a Series 66-registered financial advisor with LPL Financial, based in Montvale, NJ, and has five years of industry experience. Prior to joining LPL in 2022, he worked at Equitable Advisors and has coaching experience with the New Jersey Ice Dogs hockey team. He combines his financial advisory role with part-time coaching responsibilities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Fern Tamborra is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and 23 years of industry experience. Her career includes roles at Robert Half and Zonin Wealth Management, among others. Tamborra serves as a board member for the Biomedical Research & Education Foundation of Southern Arizona, which reviews human medical studies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Michael Topinka is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America before joining Raymond James in 2020. In addition to his advisory work, he is involved as a partner or owner in several small businesses, including e-commerce ventures started by his sons and a family manufacturing representative business in clean energy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary investment consulting supported by analytical tools and maintains specialized programs for municipal and employer retirement plans.

Christopher Curcio is a financial advisor at Fidelity with two years of industry experience. He holds Series 65 and Series 63 credentials. His prior work includes positions at Ramsey Golf and Country Club and Rowan University. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products, including model portfolios and fund advisory services.

Jeffrey Hartman is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated teams. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models developed by its Global Investment Committee.

Juan Rodriguez is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 25 years of industry experience. His prior work history includes roles at TIAA, Fidelity Investments, and Strategic Advisers, Inc. He resides in Paramus, NJ. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and offers multi-asset model portfolios supported by research and a formal alternative investment process.

Dylan Boczon is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Equitable Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by approved planning tools and employs various investment strategies, managing approximately $2.74 trillion in client assets.

David Mital is a CFP®-designated financial advisor with 40 years of industry experience, currently affiliated with Cetera. He has served at Cetera and CETERA Financial Specialists LLC since 2005 and operates his own financial services business, Mital Financial Services, since 2017. Outside of advisory work, he also runs a tax preparation service and holds a notary public commission. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with various program structures and custodial relationships.

Matthew Graf is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 63 designation and 26 years of industry experience. He has worked with Ameriprise since 1999, including 15 years at Ameriprise Financial Services, Inc. Outside of his advisory role, Graf serves as president of the Packanack Golf Club board of directors and manages a business focused on operational support. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations prepared by a centralized retirement-income consulting team in partnership with clients' financial advisors.

Richard Masley is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2020, following three years at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

John Serocke is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He previously worked at UBS Financial Services for ten years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is investment policy statement–driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

David Jack is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 designation and over 32 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, offering financial planning and estate strategies supported by firm-approved tools and processes.

Jessie Slavin is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2011 and Bank of America, N.A. since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Frank Gaetano is a financial advisor with Wells Fargo Clearing located in Paramus, NJ. He holds a Series 66 designation and has 25 years of industry experience. Prior to joining Wells Fargo Clearing, he worked at Morgan Stanley Private Bank, N.A. for 11 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases.

Basil Benny is a Planning Consultant at Fidelity Investments, a position he has held since 2026. In this role, he partners with clients to develop comprehensive plans that align with their values, priorities, and long-term objectives. Prior to this, Basil gained experience at Fidelity Investments as a Relationship Manager from 2025 to 2026 and as a Financial Representative from 2024 to 2025. He also worked as a Relationship Banker at JPMorgan Chase & Co. from 2023 to 2024 and completed a Private Equity Internship at Mioym Equity in 2021. Outside of his professional career, Basil enjoys engaging in family activities, social events with friends, golf, music, and outdoor adventures.

Charles Bowman is a financial advisor with LPL Financial in Paramus, NJ, holding a Series 66 designation and 21 years of industry experience. His previous employers include JP Morgan Securities, Morgan Stanley, and UBS Financial Services. Outside of his advisory role, Bowman is active as a musician and composer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, managed portfolio programs, third-party asset management, and institutional platforms.