Victor Rojas Jr. is a financial advisor at Stifel with 45 years of industry experience. He has been with Stifel since 2007 and holds a Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Robert Sullivan is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked in various capacities for over 30 years. He has served as a senior NASDAQ position trader, Director in equity sales trading, and a general partner and equity portfolio manager at an investment fund. For the past twelve years, he has focused on wealth management advisory roles, including working with individuals, families, and non-profit organizations to develop long-term financial strategies. Robert's areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income planning, and socially responsible investing. He holds a Bachelor of Arts degree in Economics from Williams College and a Master of Business Administration from the University of North Carolina. Additionally, he earned his CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2013 and holds other professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A long-time resident of Ridgewood, New Jersey, Robert and his wife have raised four children. He is actively involved in his community through coaching basketball and baseball and supports local athletics through volunteer work. In his spare time, he enjoys golfing.

Kenny Santos is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Equitable Advisors and Bank of America, N.A. Outside of finance, he has been involved with Montclair State University and operated Alan Party Rentals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Woznicki is a financial advisor at UBS Financial Services with 20 years of industry experience. He has been with UBS Financial Services Inc. since 2005 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Anthony Stramiello is a Financial Consultant at Fidelity. In this role, he works closely with clients to develop practical, long-term financial strategies tailored to their individual goals. His approach emphasizes building relationships based on trust, transparency, and a shared commitment to clients' financial well-being. Anthony has held several positions within Fidelity, including Investment Consultant, Financial Representative, and Customer Relationship Advocate. This progression reflects his experience in various aspects of financial services and client support. Outside of his professional work, Anthony has personal interests that include cars, cooking and baking, family activities, golf, movies, and reading.

Kevin Otskey is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. He has worked at LPL Financial since 2023 and previously held roles at Engler Financial Services, Cadaret, Grant & Co., Inc., and Morgan Stanley. Outside of advising, he is involved with Engler Financial Services, which operates as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports a large network of advisors with tools that assist in operations and research.

Daniel Gordon is a financial advisor with Ameriprise, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Cameo Price is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. Prior to this, she has also worked with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process uses centralized due diligence with both quantitative and qualitative research to build model asset allocations, incorporating ESG eligibility frameworks and leveraging broader derivatives and commodities capabilities.

Syed Hussain is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and Chase Investment Services Corp. In addition to his advisory role, he is the managing partner and founder of a technology services firm, Momentum Innovations. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with support from research and technology tools.

Seth Finkelstein is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including The Investment Center Inc, Ic Advisory Services, Ameriprise, Morgan Stanley, and Citigroup Global Markets. In addition to advising, Finkelstein is involved in income tax preparation and operates as an independent insurance agent specializing in life, health, long-term care, and disability insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services featuring financial planning, model portfolio programs, and access to third-party asset managers, supported by technology tools and a comprehensive network of over 22,800 advisors.

Paul Ordonez is a Planning Consultant at Fidelity Investments, a position he has held since 2021. In this role, he works directly with clients to address their wealth management needs, focusing on individualized financial planning. Prior to his current role, Paul gained experience as an Investment Consultant at Fidelity Investments from 2020 to 2021. He also worked at Merrill Lynch, serving as a Registered Private Wealth Associate from 2019 to 2020 and as a Registered Client Associate from 2014 to 2019.

Brian Criscione is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2022, following six years at UBS Financial Services. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized supervisory and custodial operations.

Kieran Finnegan is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing financial advice that is personal, understandable, and tailored to each client's unique goals and circumstances. By simplifying complex financial decisions and developing actionable strategies, Kieran aims to help clients gain clarity, build confidence, and make informed choices about their financial future. He is passionate about assisting clients in making smarter financial decisions and building lasting relationships through personalized guidance. Kieran helps clients navigate various financial opportunities and challenges with clarity and purpose. Kieran holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed an Accredited Certificate Program at the University of Connecticut and earned a Bachelor's Degree from the State University of New York.

Jaret Mittenthal is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has worked at several firms, including American Portfolios Financial Services LLC and Equitable Advisors. Mittenthal has experience in non-variable insurance sales as reported in his other business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by extensive resources and technology across a large network of advisors.

Nancy Lyons is a financial advisor at Merrill with 30 years of industry experience. She holds the Series 63 designation and has worked at Merrill since 2016. Her prior experience includes roles at UBS Financial Services, Morgan Stanley DW Inc., and Prudential Equity Group, LLC. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rachel Liebers is a financial advisor with Raymond James & Associates in Hackensack, NJ, holding the Series 66 designation and three years of industry experience. Prior to joining Raymond James, she worked at Speech and Hearing Associates and the Children's Evaluation and Therapy Center. Raymond James & Associates is a large dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting with a range of portfolio management styles and municipal advisory services.

Frank Newman is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding CFP® and ChFC® designations along with a Series 66 license. He has five years of industry experience, including prior roles at MassMutual Life Insurance Co and MML Investors Services, LLC. Newman also works as an independent insurance agent specializing in life, fixed annuities, disability, long-term care, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements around annual collaborative relationships with clients.

Erich Cassidy is the Vice President, Wealth Planner, specializing in creating tailored financial strategies that address the complexities of wealth planning, insurance, investments, and estate planning. He focuses on understanding and fulfilling the unique needs of each client to ensure their wealth grows, is protected, and aligns with their life goals. Erich has extensive experience in financial planning, having served as a Senior High Net Worth Financial Advisor at Vanguard from 2022 to 2024, a Senior Financial Planner at EP Wealth Advisors from 2020 to 2022, and a Senior Financial Planning Case Consultant at Mass Mutual from 2010 to 2020. Outside of his professional career, Erich enjoys biking, hiking, outdoor adventures, and traveling.

Andrew Rice is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and 12 years of industry experience. His background includes roles in education and real estate, as well as entrepreneurial activities such as operating The Plow Guy, LLC. Outside of advisory work, he is involved in tutoring and works as a Realtor Associate with Keller Williams Valley Realty. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, offering a wrap-fee asset management program that relies on model-driven strategies managed by unaffiliated asset managers. The firm supports client portfolios through an overlay manager and third-party custody, focusing on advisory services delivered at scale through its network of advisors.

Gary Neumann is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He is also the owner of Gineumann Tax & Accounting Services LLC, providing tax preparation and representation before tax authorities. His prior work includes roles at Botwinick & Company LLC CPAs and BGS Capital Management. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.