Alexandra Badaracco is Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity since 2015, progressing through roles as Investment Consultant, Financial Consultant, and currently serving as Vice President, Financial Consultant. Alexandra works with a diverse range of clients across all phases of their financial lives. Her approach is centered on helping each client work toward their individual financial objectives through a customized experience. She focuses on assisting Fidelity's clients in making informed investment decisions. Further details about Alexandra's education, credentials, personal interests, or community involvement were not provided.

Christopher Hasselgren is a financial advisor with MassMutual Investors Services in Madison, NJ, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior work includes 12 years at METLIFE Securities Inc and ongoing roles with MassMutual and its affiliated firm. He is also a partner involved in life, health, and property and casualty insurance sales through two related business ventures. MassMutual Investors Services, LLC is an SEC-registered broker-dealer and investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and offers a range of specialized planning programs, including divorce and employer-sponsored planning.

John Acosta is a financial advisor at RBC Capital Markets with 30 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at City National Bank and Raymond James Financial. Outside of his advisory role, he serves as an on-ice official consultant for USA Hockey and maintains a travel blog called Jack-N-Jill Adventures. RBC Wealth Management, a division of RBC Capital Markets, offers advisory programs and portfolio management services to individual and institutional clients, utilizing a range of in-house and third-party managers and providing customizable investment solutions.

Sean Flavin is a financial professional at Cetera with one year of industry experience. He holds the Series 66 designation and has prior work experience at Denville Automotive for ten years. Since 2024, he has also been involved with Pascarella Wealth Partners LLC in a financial services capacity. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies, utilizing both discretionary and non-discretionary authorities.

Kayleigh Gensheimer is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 credential and eight years of industry experience. She has worked with Equitable Advisors since 2018 and has been involved with Jeffrey Valle at Falcon Financial as an assistant since 2015. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and various third-party advisory programs.

Teresa Sousa is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dane Brown is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, N.A. since 1998. Additionally, he has 33 years of experience as a group health insurance broker. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Matthew Engelau is a Series 66 licensed financial advisor with LPL Financial, where he has worked since 2006. He has 19 years of industry experience. Outside of his advisory role, Engelau serves as a member of the Hackettstown Town Council, participating in local government decisions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing a variety of strategies and technology tools to support its network of more than 22,800 advisors.

Joseph Smith is a CFP® credentialed financial advisor with 42 years of experience, currently affiliated with LPL Financial since 2020. His prior roles include positions at Sagepoint Financial, OSAIC Services, A. G. Edwards & Sons, and Morgan Stanley. Outside of his advisory work, he is involved in tax preparation and accounting through Russo & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party management, supported by technology tools for operational and research purposes.

Jody D'Agostini is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 credential and 22 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2005. Outside of his advisory role, he serves as President and Chairman of the Board for Community in Crisis, a nonprofit organization, and contributes articles to NJmoneyhelp.com. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a variety of advisory models and third-party program sponsors to deliver customized investment solutions.

Jason Brelinsky is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. He also serves as a soccer coach for the West Orange United Soccer Club during non-securities hours for part of the year. Morgan Stanley Wealth Management offers a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through tailored planning programs supported by firm-approved tools and research.

Aaron Freedman is a Series 66-licensed financial advisor with 16 years of industry experience. He currently works at RBC Capital Markets and previously spent eight years at Janney Montgomery Scott. Outside of his advisory role, he assists with management tasks for rental properties owned with his spouse. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of wrap fee advisory programs and tailors investment strategies to clients’ risk profiles, utilizing both in-house and third-party managers.

Craig Eckenthal is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he is affiliated with CE STRAND LLC, a company formed to manage his interest in a previously disclosed real estate partnership. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Donnamarie Pecora is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and five years of industry experience. Before joining Morgan Stanley in 2019, she worked at Integrated Planning Group and has previous experience with Coldwell Banker and the West Orange Board of Education. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Stella Dunn is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 credentials with 26 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

David Jozefek is a financial advisor with LPL Financial in Chester, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at UBS Financial Services and Morgan Stanley DW Inc., alongside long-standing affiliations with IC Advisory Services, Inc. and The Investment Center Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of investment adviser representatives who utilize both proprietary and third-party strategies.

John Kelly is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Franco Piarulli is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2016, including roles at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Howard Horowitz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His work history includes roles at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and First Republic Investment Management before joining J.P. Morgan Securities and JPMorgan Chase Bank. Outside of finance, he is involved as a director and part-time operator of laundromat businesses in Morristown, NJ. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework to its recommendations.

Patrick Maguire is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and nine years of industry experience. He previously spent 20 years at M Holdings Securities, Inc. He serves on the advisory board of AtiDot Software Ltd and is involved in multiple business ventures, including managing partner roles at Eagle Rock Wealth Management and Greenberg and Rapp Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm offers tailored non-discretionary planning using analytical tools and supports municipal and public finance through unique affiliations.