Julian Corralizza is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and having nine years of industry experience. He has worked at Equitable Advisors since 2016, including time under AXA Advisors LLC from 2016 to 2020. Outside of his advisory role, he is involved in health insurance sales through Professional Group Plans and Oxford. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm employs a range of advisory models, often implemented through third-party asset managers and programs, and offers various investment products along with ERISA fiduciary services for qualified plans.

Linda Yu is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked at LPL Financial since 2025 and previously operated Linda M. Yu, CPA LLC, providing tax preparation and accounting services since 2022. Outside of advising, she owns Yu's Black Belt Institute, Inc., a business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services delivered through a large network of advisors utilizing various portfolio strategies and third-party resources.

Marco Rita is a financial advisor with Raymond James Financial in Somerville, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior work includes 12 years at PNC Investments and ongoing roles at Fulton Bank and Raymond James Financial Services, Inc. Outside of his advisory work, he is involved in rental real estate ownership. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through unique affiliations and specialized advisory programs.

Frank Belfiore Loconte is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2021, following seven years at TDAmeritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

Alfred Marciano is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 29 years of industry experience, including 14 years at Cambridge Investment Research Advisors. Outside of his advisory role, he works as an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and third-party advisers.

Inderjit Singh is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2006. He specializes in structuring customized financial strategies and investment programs aimed at helping clients achieve their retirement, college, and estate planning goals. Inderjit brings extensive experience in assisting individuals through periods of financial transition, particularly those nearing retirement or changing jobs, addressing the complex decisions involved in managing retirement plans. Inderjit holds a Bachelor's and Master's degree in Finance from California State University, East Bay. He holds the CERTIFIED FINANCIAL PLANNER (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Investment Management Analyst (CIMA) designation and Personal Investment Advisor (PIA) certification. Utilizing the resources available at Merrill Lynch, Inderjit also works with small business owners in areas such as retirement planning, financing, and cash management. Residing in Princeton, New Jersey with his family, Inderjit is involved in the CrossFit community and enjoys listening to podcasts and audiobooks. He also participates in physical fitness activities and hiking with his family. He is fluent in English, Hindi, and Punjabi.

Christopher Rubano is a CFP® certificant with 37 years of experience in the financial industry. He is currently with Cetera and has worked previously at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he serves as a board member for Meals on Wheels of Staten Island and holds leadership roles in community organizations including the Kiwanis Club of South Shore, Staten Island. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large nationwide network of independent advisors and employs a multi-manager platform with various program structures and custodial relationships.

Jessica Granier is a financial advisor at Merrill with five years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2020, with prior roles at Sanctuary Securities, Sanctuary Advisors, and Ameriprise Financial Services. Earlier in her career, she was employed at The Marina at Oceanport and Monmouth Rubber and Plastics Corporation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Pennell is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at MassMutual and Samuel Klien and Co. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Tighe Jr. is a Series 66-licensed advisor with 16 years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at J.P. Morgan Securities, Ameriprise Financial Services, and the New Jersey Economic Development Authority. He has also maintained a role with the Township of Hamilton since 2018. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Gregory Bielat is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with UBS since 1991. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Rugmini Padmakumar is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for 15 years. She holds a Series 66 designation and serves as a board member for the charitable organization Mantrah. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including educational seminars and event-driven planning such as divorce and estate settlement.

Anthony Cavallo is a financial advisor at Cetera with 25 years of industry experience. He holds a Series 65 credential and has worked at Cetera since 2011. In addition to his advisory role, he operates a legal and tax planning practice as an attorney and CPA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services with access to multiple program structures and third-party money managers.

Stephen Council is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2010. Outside of his financial advisory role, he owns PBD Productions, a photography and videography business, and serves as an officer for The Positive Community Magazine, where he helps deliver magazines to churches. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Its advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations, and the program includes derivatives and commodities capabilities not commonly found in similar institutional advisory programs.

Thomas Cannizzo Jr. is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 15 years of industry experience. His prior roles include positions at Allied Wealth Partners, Minnesota Life Insurance Co, Securian Financial Services Inc, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions through a large network of advisors.

Daniel Masiello is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of advising, he is involved in coaching and consulting other advisors through Advanced Skill Development LLC. Ameriprise is an institutional firm that offers a retirement-income planning service designed for clients with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm delivers customized, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and the use of algorithmic tools overseen by specialized committees.

Eugene Giordano is a financial advisor with LPL Financial in Middletown, NJ, holding Series 63 and Series 66 designations and over 26 years of industry experience. He has been with LPL Financial since 2003. Giordano is involved in servicing fixed insurance contracts and new business transactions related to life, disability, long-term care, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Gregory Kizelevich is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016, following seven years at UBS Financial Services and three years at Citigroup Global Markets. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ethan Friedman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their long-term goals, focusing on comprehensive wealth management. His approach integrates insights from Merrill and the banking and lending capabilities of Bank of America to adapt strategies to evolving market conditions. Ethan's expertise includes services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategies, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Wisconsin Madison. In addition to his professional work, Ethan is committed to community involvement and spends time volunteering with local organizations. Outside of work, his personal interests include ice hockey, music, reading, running, traveling, and spending time with his family.

Joseph Troiano is a Series 66 licensed financial advisor with Merrill in Cranford, NJ, and has 14 years of industry experience. He has been with Bank of America and Merrill Lynch, Pierce, Fenner and Smith since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.