Sandra Mantione is a CFP®-certified financial advisor with Capital Designs in Rochester, NY, and holds a Series 63 license. She has 4 years of industry experience and has been associated with Capital Designs of Rochester, Inc. since 1988. Capital Designs primarily serves high-net-worth individuals, trusts, and similar clients, focusing on financial planning, asset allocation advice, and investment strategy recommendations rather than discretionary portfolio management. The firm employs a consultative approach and uses a fee model that does not rely on assets under management.

Jennifer Lotta is a CFP®-certified financial advisor with 28 years of industry experience. She is affiliated with Marello Investment Advisors, Inc., an independent firm based in Rochester, NY, and has worked with Ashton Thomas Securities, LLC since 2004. In addition to her advisory role, she is a licensed life insurance agent involved in fixed life insurance and annuity sales. Marello Investment Advisors serves primarily pension and profit-sharing plans, providing mostly non-discretionary advisory services while also conducting securities and insurance activities through affiliated broker-dealer and insurance registrations. The firm’s approach emphasizes consultative advice and transactional services rather than discretionary portfolio management.