Jenny Shaughnessy is a Series 66-licensed financial advisor at Vanguard Advisers with three years of industry experience. She has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc., and previously held positions at Randstad US, LLC, Substitute Teacher Service, Inc., and JDR Fixtures, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, focusing on Vanguard funds and ETFs with features such as tax management and customization options.

James Wenzel is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard Advisers and affiliated entities since 2024. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to create personalized asset allocations mainly composed of Vanguard funds and ETFs.

Jason Bishop is a CFP® and ChFC® with 10 years of experience in financial services. He is currently associated with MassMutual Investors Services and has held roles at Wienken Advisors, Ltd. since 2020 and MassMutual since 2015. Outside of his primary advisory work, he is involved in marketing and presenting seminars through Wienken Advisors and serves as Vice President at UFG Advisors, LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved software and structured planning engagements.

Christopher Zellman is a CFP® with 25 years of industry experience currently affiliated with LPL Financial. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, CSC, and TFS Securities. Zellman also maintains a CPA tax preparation and accounting practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Ryan Smith is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 designations. Smith has been associated with Vanguard entities since 2015, including roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations, managing large client relationships through a combination of digital platforms and advisor teams.

Nisha Sharma is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. She has worked in various capacities within The Vanguard Group, PNC Bank, Wells Fargo Bank, and DNB First Bank. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and advisor teams.

Neil De Lucca is a financial advisor at Vanguard Advisers with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016 and holds Series 63 and Series 66 designations. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, using Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and a team servicing model.

Matthew Robb is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds a Series 66 designation and previously worked at Fleetwood Bank before joining Thrivent in 2018. Outside of his advisory role, he serves as a seasonal Santa Claus impersonator and holds leadership positions on the boards of the Daniel Boone Optimist Club and the local Salvation Army advisory board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across a broad range of planning topics. The firm’s approach separates planning from managed-account services and does not include discretionary trading authority for its planning engagements.

Matthew Wright is a CFP® with 30 years of industry experience. He has been with Vanguard Advisers since 2000 and has worked at The Vanguard Group, Inc. since 1996. Wright is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary methodologies and portfolios primarily composed of Vanguard funds and ETFs.

Luke Tarr is a financial advisor with Vanguard Advisers in Malvern, PA. He holds the Series 66 designation and has one year of industry experience. Prior to his current role, he was involved in small businesses including pressure washing and landscaping. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations and constructs portfolios primarily from Vanguard funds and ETFs.

Jarrod Smith is a financial advisor at Vanguard Advisers in Malvern, PA, holding a Series 66 designation with three years of industry experience. He has worked at The Vanguard Group, Inc. since 2022, with prior roles at Carshop and T-Mobile. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans, offering automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, and it manages a large client base through its automated platform combined with advisor support.

James Dunn is a CFP®-certified financial advisor with 22 years of experience, all of which he has spent at The Vanguard Group, Inc. He is based in Malvern, PA and holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios mainly constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Ethan Quirin is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 license and has previously worked at Next Financial Group Inc, Geneos Wealth Management, Inc., and VOYA Financial Advisors, Inc. Outside of his advisory role, Quirin is active in legal services, including work as a FINRA arbitrator and providing attorney services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports various investment strategies through model portfolios, third-party subadvisors, and customized solutions, emphasizing operational support tools for its network of over 22,800 advisors.

Kelly Williams is a CFP®-credentialed financial advisor with 13 years of industry experience. She has been with Vanguard Advisers for six years and also has roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Kelly is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to personalize asset allocations, and manages portfolios primarily with Vanguard funds and ETFs.

Brandon Young is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 designations. He has nine years of industry experience, including a decade at The Vanguard Group and prior work with Luigi & Giovanni Specialty Foods for thirteen years. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, and it serves a large client base through a digital delivery platform supported by its team of over 2,200 advisors.

Scott Walker is a CFP® certificant with 10 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2015. He is based in Malvern, PA, and has worked exclusively with The Vanguard Group during his career. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and manages portfolios mainly composed of Vanguard funds and ETFs.

Ashley Black is a financial advisor at Osaic with four years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Lincoln Financial Advisors, and Delphi Wealth Management Group. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across various investment types.

Phillip Figueiredo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has a background that includes ownership of Philly Figs Marketing Services, LLC, a marketing and copywriting business, as well as PF Publishing LLC, a publishing company. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging proprietary models and primarily Vanguard funds and ETFs.

David Steen is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to joining Vanguard, he worked at Delaware Valley Advisors and Securian Financial Services among other roles. Outside of finance, he serves as a house master at the Academy of the New Church Secondary School, providing residential dormitory supervision. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios constructed mainly from Vanguard funds and ETFs.

Vincenzo Blaydon is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His career includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Freedom Mortgage Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.