Timothy Rose Jr. is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard Advisers and affiliated Vanguard entities since 2019. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages large-scale client relationships through a combination of digital platforms and advisor teams.

Tyler Beck is a CFP® with 12 years of experience in the financial services industry. He is currently affiliated with Raymond James Financial and has worked at Alliger Financial and Alliger Capital Management LLC since 2018. Prior to that, he held positions at Ameritas Investment Corp. and Walsh & Nicholson Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary investment consulting supported by risk profiling and analytical tools, and maintains specialized advisory programs such as municipal and SIMPLE IRA Employer Advisory services.

Marybeth Becker is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with The Vanguard Group since 2016. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Charles Edmonds Jr. is a financial advisor with Mass Mutual Investors Services in Kennett Square, PA. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 30 years of industry experience. Edmonds has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1996. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars, and structures planning engagements as annual, collaborative relationships using firm-approved tools.

Joseph Amalfitano is a financial advisor with Raymond James Financial in Exton, PA, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has been with Raymond James Financial and its related entities since 2008. Amalfitano is also the owner of Amalfitano Financial Group, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients, offering tailored, non-discretionary planning and consulting supported by advanced analytical tools.

Stephen Ianniccari is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in tailored wealth management approaches, including retirement income planning, estate planning services, concentrated holdings, and tax minimization strategies. His client focus areas include corporate executive services, executive and equity compensation, institutional and corporate benefit services, legacy planning, personal retirement planning, portfolio management, small business strategies, and tax minimization. Stephen holds a Bachelor's degree from Pennsylvania State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in professional organizations such as the Chamber of Commerce, Penn State Alumni Association, and Rotary International. Community involvement plays a significant role in Stephen's practice. He serves on the board of the local Rotary Club and acts as an ambassador for the Chamber of Commerce. Stephen resides in Wilmington with his wife and sons.

Robert Korman is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and six years of industry experience. His work history includes roles at Vanguard Advisers, Vanguard Marketing Corporation, The Vanguard Group, Inc., Northwestern Mutual, and Edward Jones. Prior to entering the financial industry, he was involved with a campus beer distribution business while attending Bloomsburg University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform combined with human advisor support.

Scott Fritz is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has been with LPL Financial since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Lee Fisher is a CFA® credentialed financial advisor with 12 years of industry experience, currently with Vanguard Advisers in Malvern, PA. He has worked at The Vanguard Group since 2011, including a two-year period associated with Harvard Business School. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to construct portfolios primarily composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Daniel Seiferth is a CFP® with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2024. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, Inc., both held since 2021, as well as earlier work in contracting and other firms. Vanguard Advisers delivers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily Vanguard funds and ETFs, supporting a large client base through a high client-to-advisor ratio and digital platform.

Kristin Avellino is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and having three years of industry experience. She has worked in various roles, including positions at Vanguard marketing Corporation and The Vanguard Group, Inc. Outside of advising, Avellino is a yoga instructor and also works as a hairstylist. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining scale with digital delivery and customization options.

Tara Brooks is a financial advisor with UBS Financial Services in Malvern, PA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with UBS since 2006. Outside of financial advising, she serves as Vice President of Old & Outta Shape Productions Inc., a TV production company, and is a member of the Mom's Council for the East Whiteland Patch online newspaper. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a broad range of capital markets functions.

Alexander March is a CFP® with 18 years of industry experience, all of which he has spent at The Vanguard Group, Inc. He is based in Malvern, PA, and holds a Series 63 license. Outside of his advisory role, he is an owner of a rental unit in West Chester, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly composed of Vanguard funds and ETFs with various customization options.

Raza Elahi is a financial advisor at Vanguard Advisers with three years of industry experience. He previously worked at TD Bank N.A. and TD Private Client Wealth. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios mainly composed of Vanguard funds and ETFs.

Brian Murphy is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior work includes roles at Szustak Commercial Finance Corp, Randstad, and Atlantic Coast Athletic Club. Outside of advising, he has a contracted delivery position with DoorDash. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily investing in Vanguard funds and ETFs.

John Funk is a financial advisor with Mass Mutual Investors Services in Exton, PA, holding a Series 63 designation and 55 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 1991. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and recommend investment strategies.

William McBride is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior roles include positions at PNC Wealth Management and Wells Fargo’s Private Bank. He has been with Vanguard and its affiliated entities since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and predominantly Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through a combination of automated platforms and a team servicing model.

Geri Ann Wogram is a financial advisor at Vanguard Advisers with two years of industry experience. She holds a Series 66 designation and has prior work experience at Whitford Land Transfer, Downingtown Area School District, DNB First Bank, and LifeVantage Corporation, where she is also an independent distributor in a multi-level marketing business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios predominantly constructed from Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Colin Sullivan is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Vanguard since 2021, with prior roles at The Prudential Insurance Company of America and Pruco Securities. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage a high volume of client relationships.

Kelley Meagher is a financial advisor at OSAIC with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Lincoln Financial Advisors and Delphi Wealth Management Group. Outside of advising, she is a certified notary public in Chester County, Pennsylvania. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage and advisory services along with access to third-party money managers and managed-account solutions. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.