Matthew Devenney is a CFP® with 12 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2012. He holds a Series 63 license and is based in Malvern, PA. In addition to his advisory role, he assists in managing an immediate family member’s investment accounts in a limited fiduciary capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options and tax-aware strategies.

Kevin Hott is a CFP® professional with 14 years of industry experience, currently affiliated with Raymond James & Associates. His prior work includes roles at SunTrust Advisory Services and The Vanguard Group. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and extensive affiliated research.

Praveen Chand is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Philip Leshock is a Series 66 licensed financial advisor with Thrivent Investment Management, based in Exton, PA, with 12 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Outside of his advisory role, he manages two rental properties jointly with his wife. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive written recommendations across various planning areas while keeping planning and managed-account services separate.

Priya Ramchandran is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Vanguard since 2014. Outside of her advisory role, Ramchandran teaches Zumba classes at the Greater Philadelphia YMCA and Simplex Wellness. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios primarily from Vanguard funds and ETFs, supporting a broad range of client needs with scalable digital delivery and a team servicing model.

Robert Kearns Jr. is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at The Vanguard Group, Inc. since 2019 and previously had roles at Randstad and Profound Technologies. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Matthew Delzingaro is a financial advisor at Fisher Investments with 27 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Brighthouse Securities, LLC, MetLife Investors Distribution Company, Symetra Securities, Inc., and Symetra Life Insurance Company. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research and utilizes tax-aware strategies and risk management tools.

John Knight Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a beneficiary of the Patricia A Laird estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Robert Stuart is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 66 and Series 63 licenses and has been with The Vanguard Group since 2019. Prior to joining Vanguard, he worked at Randstad and Maggiano's Little Italy. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supporting a range of customization options.

Joseph Porter is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple Vanguard entities since 2021 and has additional experience at Randstad and other firms. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs.

Ryan Murray is a CFP®-credentialed financial advisor with 15 years of industry experience. He has been with Vanguard Advisers since 2014 and also holds roles within Vanguard Marketing Corporation and The Vanguard Group, Inc. Ryan is based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and offers portfolios primarily composed of Vanguard funds and ETFs, with options for tax-aware strategies and customization.

Aanand Patel is a financial advisor at Vanguard Advisers with 8 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard Advisers since 2020. Outside of his advisory role, Patel has worked as a contracted driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, emphasizing scale and digital delivery with a large advisor team.

Simone Howard is a Series 66 licensed financial advisor with Vanguard Advisers, based in Malvern, PA, and has two years of industry experience. Prior to joining Vanguard in 2023, she worked in various roles including at Starbucks Coffee Company and Urban Outfitters. Outside of advising, she is involved with Wild Blue Catering as a server for catering events. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.

Arthur Frohner Jr. is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds a Series 63 designation and has worked at Merrill, Bank of America, and Morgan Stanley, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broad retail and institutional offerings.

Brad Bryan is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Cetera in Phoenixville, PA. His prior experience includes roles at Charles Schwab, TD Ameritrade, and The Vanguard Group. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Jane Simpson is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. She has been affiliated with Vanguard in various capacities since 1998, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and offers personalized asset allocations primarily through Vanguard funds and ETFs.

Hailey Schwartz is a Series 66-licensed financial advisor with nine years of industry experience. She currently works at Morgan Stanley in Berwyn, PA, having joined the firm in 2026 after five years at UBS Financial Services and earlier roles at Nationwide and Checks and Balances. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment and planning services.

Brett Caffrey is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Jamie Cook is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard since 2016 and previously worked at TD Ameritrade. Outside of his advisory role, Cook coaches at the Penn Fusion Soccer Academy. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm serves hundreds of thousands of clients through a large team of advisors and a scalable digital platform.

David Weld is a ChFC® credentialed financial advisor with 37 years of industry experience. He is currently with OSAIC, having joined in 2024 after 20 years at American Portfolios Financial Services, Inc. Outside of his advisory work, he serves as Council Commissioner and Vice President for Scouting America, where he manages volunteers and staff delivering youth programs. OSAIC serves a broad mix of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple third-party investment platforms. The firm employs asset-allocation tools and portfolio construction strategies that include a range of investment options and supports both discretionary and non-discretionary management.