Roshan Revankar is a financial advisor at J.P. Morgan Securities with the Series 66 designation and one year of industry experience. His prior work history includes roles at JPMorgan Chase Bank, Wells Fargo, Carolina Housing, and the University of North Carolina. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research and incorporates ESG criteria alongside a range of investment strategies.

Brett Marchand is a CFP® professional with 25 years of experience in the financial services industry. He has been with LPL Financial since 2005 and also has an ongoing role at Tower Federal Credit Union since 2002. Marchand operates Tower Wealth Management as a business activity related to his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Patrick Nickerson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide network of advisers.

Yashar Gogerdchi is a CFP® professional with 19 years of industry experience, currently with Cambridge Investment Research Advisors since 2019. His previous roles include positions at Summit Financial Group and Citigroup Global Markets. He serves as a board member for the Triton Woods Community HOA and is involved in independent insurance and tax preparation activities. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable clients by providing financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages a multi-billion-dollar asset base across multiple platforms and custodians.

Lisa Elbert is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has worked at Wells Fargo Clearing since 2016, with previous experience at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to evaluate investment options within the constraints of custodian platforms.

Graham Keeton is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously worked at E*Trade Securities LLC and E*Trade Capital Management, LLC for over a decade. Keeton is based in Washington, DC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Bryan Karsner is a financial advisor at Cetera with 22 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Voya Financial Advisors and BRK Financial, LLC, which he owns. Outside of his advisory work, he coaches youth tee ball, baseball, and soccer teams in Severna Park, MD. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various investment management and financial planning services through a nationwide network of independent advisors and supports multiple portfolio management approaches including model portfolios and bespoke strategies.

Daniel Marcus is a financial advisor at UBS Financial Services with 36 years of industry experience. He has been with UBS since 2000 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Deborah Denooy is a Certified Financial Planner (CFP®) with 39 years of industry experience, currently affiliated with Morgan Stanley in Washington, DC. She has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and comprehensive investment modeling.

Trisha Thomas is a financial advisor with RBC Capital Markets in Annapolis, MD, holding a Series 66 credential and bringing 21 years of industry experience. She has been with RBC Capital Markets since 2011. Outside of her advisory role, she serves as Corresponding Secretary for the Oyster Harbor Citizens Association, where she manages community communications and resident engagement. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Herbert Friese is a financial advisor with Merrill who holds Series 63 and Series 65 credentials and has 39 years of industry experience. He has been with Merrill since 1987 and has concurrently worked at Bank of America since 2009. Friese serves as an advisory board member for the Carlyle Home Owners Association and owns a limited liability company associated with a beach house in Ocean City, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Catherine Joyce is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, currently serving at Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory work, she is a sole proprietor involved in a real estate business in Easton, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Timothy Cusack is a financial advisor with Wells Fargo Clearing, holding the CFP® and Series 63 designations and bringing 45 years of industry experience. His prior roles include positions at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. He also serves as trustee and personal representative for his father's trust and estate. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs research and analytics to guide investment decisions and offers a range of brokerage and advisory solutions.

Ayman Maslouh is a Financial Consultant at Fidelity Investments, bringing experience from previous roles within the company. Prior to his current position, he worked as an Investment Consultant from 2022 to 2023 and served as an Investment Solution Representative from 2021 to 2022. He emphasizes the importance of building personalized financial plans to guide investment decisions, working collaboratively with clients to identify strategies that align with their goals. Ayman values ongoing communication to maintain and adjust these plans as needed. Outside of his professional work, Ayman enjoys spending time at the beach, participating in family activities, and engaging in sports such as soccer and surfing. He also has an interest in pets.

Eleanor Tennyson is a CFP® with 34 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She previously worked at Prudential Equity Group, LLC from 1994 to 2003. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

David Gray is a financial advisor with Morgan Stanley Wealth Management in Washington, DC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2009, including time with Morgan Stanley Private Bank, National Association since 2015, and previously at Citigroup Global Markets from 2007 to 2009. Outside of his advisory role, he serves on the board of a post-secondary education company, Medvance Institute, and holds a vice president position at Tax Planning Associates, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs. The firm’s financial planning approach uses structured discovery and firm-approved tools, and it manages approximately $2.74 trillion in client assets.

David Stuart is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, following a tenure at Morgan Stanley Smith Barney beginning in 2009. He is based in Washington, DC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both individual and corporate financial planning agreements.

Cheronda Albury is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she owns a business selling new and used items on online platforms such as eBay and Poshmark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pensions, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

J. Rice Jr. is a Senior Financial Advisor and Partner with The Group AG at Merrill Lynch Wealth Management. He began his financial services career in 2013 and joined Merrill Lynch in 2014. In his role, J. Rice Jr. follows a disciplined and client-first approach, focusing on collaborative planning, multigenerational experience, and committed stewardship to help clients pursue their financial goals. He holds the Chartered Financial Analyst (CFA) and Chartered Retirement Planning Counselor (CRPC) designations, and is a member of the CFA Society. J. Rice Jr. graduated from Virginia Military Institute with a bachelor's degree in economics and business, concentrating in financial management. He also contributed as an analyst in the Cadet Investment Group during his time at VMI. J. Rice Jr. works closely with a select group of families, retirement plan sponsors, and institutional clients, developing tailored financial strategies that consider risk tolerance, time horizon, liquidity needs, and financial objectives. His areas of expertise include employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income.

Kenneth Killfoil is a CFP® affiliated with Raymond James & Associates, with over 14 years of experience in the financial services industry. Prior to joining Raymond James in 2026, he worked for 13 years at PNC Financial Services Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.