Erica Silva is a financial advisor at Cetera with Series 63 and Series 65 licenses. She has been in the industry since 2024 and has experience working with First Financial Advisory Services and Cetera ADVISORS LLC. Outside of financial advising, she is involved with Mark O. Silva Builders Inc. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with both affiliated and third-party investment options.

William Slade is a financial advisor with Edward Jones in Elkridge, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Lincoln Financial Group and periods as a student. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices, and manages over $1 trillion in assets under management.

Andrew Mainz is a Series 66 registered financial advisor with 12 years of industry experience. He is currently with LPL Enterprise, having joined in 2024, and previously worked at Pruco Securities, LLC for six years. Outside of his advisory role, he is involved with leasing office concierge services in Cockeysville, MD. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, and brokerage services through integrated platforms that combine model portfolios, third-party asset management, and insurance products.

Lynn Misner is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. Her career includes roles at M&T Securities, Inc. from 2003 to 2021 and M&T Bank since 2021. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management approaches to address client needs.

Jonathan Wasey is a CFP®-designated financial advisor with 29 years of industry experience, currently affiliated with LPL Financial in Columbia, MD. His career background includes positions at State Employee Credit Union of MD, Truist Investment Services, and Bb&T. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research resources.

Neeraj Sharma is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. He has held roles at Wells Fargo Bank, N.A. since 2016 and worked at Sears from 2015 to 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Leslie Jurado is a financial advisor with LPL Financial in Columbia, MD, holding Series 63 and Series 66 credentials and 14 years of industry experience. Prior to joining LPL Financial in 2021, Jurado worked at Morgan Stanley Private Bank and Morgan Stanley, as well as Wells Fargo Advisors and Wells Fargo Bank. Jurado is also associated with SECU Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and technology-driven investment strategies.

Matthew Bosley is a Wealth Management Advisor with a career in financial services that began in 2006 at Merrill Lynch Wealth Management. In this role, he focuses on helping clients simplify complex financial challenges and optimize their assets. Matthew takes a proactive approach by engaging closely with clients and coordinating retirement and wealth management strategies alongside their other trusted advisors when requested. Matthew’s areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, as well as women and wealth. He has earned multiple professional designations such as CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Chartered Retirement Plans Specialist™ (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree from the University of Maryland. Matthew lives in Howard County, Maryland, with his wife Megan, their three daughters Blake, Taylor, and Morgan, and their dog Cooper. His personal interests include cooking, football, golfing, and spending time with family. He has been recognized by Forbes, having been named to the 2025 "Best-In-State Wealth Advisors" and "Best-In-State Wealth Management Teams" lists.

James Farally is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 65 registrations and possessing 24 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Tom Quirk is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 32 years of industry experience. His prior work includes roles at Raymond James Financial and Baltimore County Council Towson. He also serves as an instructor at the Community College of Baltimore County. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Bo Zhang is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personal retirement planning, portfolio management, tax minimization, and investment strategies for individuals and corporations. He serves clients with diverse backgrounds, including women and individuals in sports and entertainment, helping them manage new wealth and develop small business strategies. With over ten years of experience in the financial industry, Bo Zhang offers a comprehensive approach that focuses on connecting all aspects of a client's financial life to prioritize and pursue their most important goals. He provides personalized planning tailored to individual ambitions, encompassing areas such as education funding, retirement lifestyle, healthcare costs, and long-term family objectives. Bo holds a Bachelor's Degree from the University of Maryland and is a Personal Investment Advisor (PIA). He is fluent in English and Chinese (Mandarin). Outside of his professional role, he enjoys biking, cooking, football, music, pickleball, running, swimming, and volleyball.

Rickey Post is a Series 65-licensed financial advisor with nine years of industry experience, currently practicing at Cambridge Investment Research Advisors. His prior experience includes roles at Turning Point Financial, Regulus, LLC, Regal Investment Advisors, Jolles Insurance and Financial, and The Prudential Insurance Company of America. He has involvement with the NCAA since 2012 and previously with the OHSAA. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors—offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm provides both discretionary and non-discretionary investment strategies through multiple platforms and maintains proprietary and unaffiliated model strategies.

Ching Kai Fei is a CFP® with 23 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He has held roles at Raymond James Financial Services Advisors, Woodbury Financial Services, and Charles Schwab, among others. Outside of his advisory work, he is a financial planner at Planwell Financial Planning and a partner at Actaeon Wealth Management. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients, providing integrated brokerage and investment advisory services, retirement plan consulting, and access to various managed account solutions through a large network of affiliated advisers and multiple platforms.

Gina Harper is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Stephen Defeo is a financial advisor with Wells Fargo Clearing in Reisterstown, MD, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a caregiver for his daughter. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Natasha Mc Donald is a Financial Advisor at Merrill Lynch Wealth Management. She brings over 13 years of experience in the banking and finance industry, focusing on creating personalized wealth management strategies for her clients. Natasha's approach centers on understanding the unique financial goals and priorities of each individual and family she works with, aiming to simplify the complexities of investing and financial planning. Her expertise encompasses a wide range of client focus areas including corporate benefits, divorce transition planning, education planning, institutional investment consulting, liquidity management, personal retirement planning, women and wealth, sports and entertainment, individual and corporate investment strategy, and retirement income. Natasha holds a Bachelor's Degree from Northern Caribbean University and a Master's Degree from Lincoln University. She is also a Personal Investment Advisor (PIA). In her personal life, Natasha is a mother and wife who enjoys cooking, dancing, hiking, interior decorating, knitting and crocheting, music, reading, traveling, and watching movies. Her professional philosophy is centered on helping clients uncover what matters most to them and their families to develop effective financial strategies.

David Plasse is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, M&T Securities, and SunTrust advisory services. He is also involved with Lafayette Credit Union in an investment-related capacity. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored planning and non-discretionary consulting using advanced analytical tools and supports both advisory programs and institutional portfolio management.

Finn Parkinson is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has worked at LPL Enterprise since 2026 and has a background in education, including positions at St. Mary's County Public Schools and several Maryland schools from 2016 to 2025. Outside of his advisory role, Parkinson is involved with the Breton Bay Golf & Country Club. LPL Enterprise serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs. The firm integrates advisory programs with brokerage and insurance products through an extensive platform.

Margaret Knight is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in assisting business owners and high-level executives with wealth building, preservation, and succession planning to establish multi-generational financial stability. Ms. Knight focuses on client needs such as education planning, executive compensation, legacy planning, liquidity management, managing new wealth, and tax minimization. She applies a process that addresses complex financial questions related to investing, taxation, and sustainable wealth to help clients achieve financial freedom and flexibility. Ms. Knight holds a Bachelor's Degree in Finance from the University of Maryland, Robert H. Smith School of Business, and an Associate's Degree from Frederick Community College. She also has a High School Diploma from Linganore High School. Her professional designations include Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Prior to her career in finance, she spent 17 years as a competitive Irish Dancer, competing at the worlds, national, and regional championships. Outside of her professional work, Ms. Knight lives in Arlington, VA with her fiancé, Carson. She enjoys golfing, pickleball, and running.

Marshall Kayda is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Bank of America N.A. and TechTronic Industries. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.