Jared Mullis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. He has been with The Vanguard Group since 2022, following prior roles at Sealing Agents and NerdsToGo. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach that employs proprietary glide-path methodology and the Vanguard Capital Markets Model to personalize asset allocations. The firm manages a large client base through a digital platform and team servicing model, primarily utilizing Vanguard funds and ETFs in its portfolios.

Brian Fay is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 1999. Based in Charlotte, NC, Fay holds Series 63 and Series 65 licenses. Vanguard Advisers provides investment advice through both automated and human-supported services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Matthew Ciaglia is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His career includes roles at The Vanguard Group, Looking Forward Financial LLC, P.J. Robb Variable Corp., BB&T/Crump Life Insurance Services, Merrill, Banc of America Investment Services, and Wells Fargo Clearing. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of portfolio customization options, leveraging Vanguard funds and ETFs.

Quinston Little is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at TIAA, Wells Fargo Advisors, and The Vanguard Group. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored plan participants, utilizing a goal-based, algorithm-driven approach with portfolios composed mainly of Vanguard funds and ETFs. The firm serves a large client base through its combination of digital platforms and human advisors.

John Francis is a financial advisor at Wells Fargo Clearing with a Series 63 designation and one year of industry experience. Before joining Wells Fargo, he worked at Uber Technologies and has an educational background including roles at NC State University, Ashbrook High School, and Piedmont Charter Middle School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Keith Patrignani is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages large-scale client relationships through its digital platform combined with advisory services.

Tommy Moore Jr. is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Vanguard Advisers since 2019 and is also the owner of LifeWideAwake LLC, an outside business based in Huntersville, NC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a proprietary, goal-based investment approach with portfolios constructed largely from Vanguard funds and ETFs, delivering services at scale through a digital platform combined with a team servicing model.

Matthew Cascio is a CFP® certified financial advisor with 13 years of industry experience. He has worked at Vanguard Advisers since 2017 and has been affiliated with related Vanguard entities since 2013. Based in Charlotte, NC, Cascio holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations, managing a large client base through a combination of digital platforms and advisor teams.

Todd Guilfoyle is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior roles include positions at TIAA and The Vanguard Group, Inc. Outside of his advisory work, he is contracted with a food delivery service in a non-investment capacity. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Ethan Lancaster is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at Bank of America, N.A., DYSIS, and Wells Fargo Clearing Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jenamarie Fox is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds a Series 66 designation and has been with Vanguard Advisers and related entities since 2015. She also serves as a fiduciary agent for an immediate family member’s investments. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach that emphasizes personalized asset allocation across various savings goals and manages portfolios primarily with Vanguard funds and ETFs.

James Palmer is a CFP® with seven years of industry experience and is currently an advisor at Vanguard Advisers. He has worked at several firms, including TMD Wealth Management LLC and Runey and Associates Wealth Management. Palmer serves on the Texas Tech Personal Financial Planning Alumni Advisory Board, where he mentors students in the program. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary methodologies to construct personalized portfolios primarily composed of Vanguard funds and ETFs.

Joseph Diverniero is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and several positions in media and data companies. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a digital platform supported by over 2,200 advisors.

Fiona Coupe is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. She has worked with Vanguard Advisers, The Vanguard Group, Inc., and Vanguard Marketing Corporation since 2018. Prior to that, she was associated with The University of Alabama and Johan Inc. Her background includes roles in higher education and community services. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a broad client base with a combination of Vanguard funds and ETFs.

Joshua Mccollum is a financial advisor at Merrill with a Series 66 designation and approximately one year of experience at Merrill and Bank of America. His prior work includes roles at Wells Fargo Advisors, Dexian LLC, Red Truck Men, and the University of North Carolina at Charlotte. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Oriana Echeverria is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 licenses and three years of industry experience. Her work history includes roles at Wells Fargo Clearing, Wells Fargo Bank, and CL Tax Center. She previously managed a restaurant business, Mi Pueblo Mexican Restaurant, from 2016 to 2019. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business owners, sports and entertainment professionals, and clients with special needs.

Jeffrey Bierbower is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Merrill Lynch, Bank of America, and MCJ Consulting. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Rurik Alconaba is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and three years of industry experience. His prior experience includes roles at TIAA Financial Services and TIAA-CREF Individual & Institutional Services. He has also worked in education and property management earlier in his career. Vanguard Advisers provides both automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios mainly composed of Vanguard funds and ETFs, with various customization options.

Chad Poires is a financial advisor at Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses with 13 years of industry experience. His career includes roles at LPL Financial, CUNA Brokerage Services, Santander Bank, and Citizens Bank. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations with financial planning, retirement plan consulting, and asset management programs delivered through a network of Investment Adviser Representatives. The firm utilizes various advisory models, including third-party TAMPs and LPL-sponsored programs, offering a range of investment options and ERISA fiduciary services for qualified plans.

Eric Dean is a financial advisor with Equitable Advisors in Mooresville, NC, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at Equitable Advisors since 2018 and previously held positions at AXA Advisors, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance. Outside of his advisory role, he serves as Director of Alumni Engagement for the Babson Alumni Association. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of advisory programs and third-party asset managers, offering diversified investment options without sponsoring its own wrap fee program.