Holly Clark is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following five years at both Bank of America, N.A. and Merrill. Based in Charlotte, NC, she provides advisory services within a large institutional firm. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Thomas Wagner is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments, Bank of America and Merrill, and National Life Group. Outside of finance, he has experience in the food service industry and has worked at Lynn University and its fitness center. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Carter Knight is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation. He has been in the industry since 2022, with prior roles at Sagepoint Financial Inc and Coda Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Stephanie Mullenax is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 65 and Series 66 credentials and 21 years of industry experience. She previously worked at National Planning Holdings and Jackson National Life Distributors. Outside of her advisory role, she volunteers as a Guardian Ad Litem with the South Carolina Department of Children's Advocacy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement consulting, supported by LPL Research and third-party subadvisors.

Bryan Bobo is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Based in Charlotte, NC, he has spent over 18 years with the firm in total. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with client advisors.

Tyler Yohn is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked at McDaniel College for four years and Northern York County High School for four years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and advanced research.

Jackson Lathrop is a financial advisor with Mass Mutual Investors Services who holds the Series 66 designation and has three years of industry experience. He has worked with MassMutual and its affiliated entities since 2021. Outside of his advisory role, Lathrop is a lead planning analyst providing data entry services for financial planning software. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-based planning using firm-approved analytical tools.

David Hall is a Wealth Management Advisor at Merrill Lynch Wealth Management, leading the Hall Crawford Group. He manages a wealth management team offering clients exclusive access to money managers and planning resources, focusing on serving executives, partners, and business founders. David limits the number of families he serves to provide unrivaled advisor access and a broad range of services, including educational and social events. With over fifteen years in financial services, David has expertise in guiding clients through complex financial challenges. He holds the Certified Private Wealth Advisor (CPWA) designation and offers customized advice on tax efficiency, executive compensation plans, trust and philanthropic planning, and sophisticated planning for business owners. His client focus includes corporate executive services, education planning, executive and equity compensation, investment consulting, legacy and retirement planning, portfolio management, small business strategies, and tax minimization. David is a graduate of Appalachian State University and is involved in several professional and community organizations. He has served as Chair of Corporate Engagement on the YMCA Impact Committee, as Chairman on the board of directors for the Parkinson Association of the Carolinas, and is a Strategic Alliance Partner with the Entrepreneur's Organization. He resides in Eastover, Charlotte, with his wife Jill and their two sons.

Patrick Murchison is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management, supported by research and model portfolios.

Christopher Ginger is a financial advisor with LPL Financial in Fort Mill, SC. He holds Series 63 and Series 65 registrations and has one year of industry experience. Prior to joining LPL Financial in 2025, he worked at Mutual of America and has experience in logistics and fitness sectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research and model portfolios from LPL Research and third-party subadvisors.

Mark Tincher is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and TIAA-CREF. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Erin Waller is a financial advisor at Ameriprise with 19 years of industry experience. She holds the Series 66 designation and previously worked at J.P. Morgan Securities for 12 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations that address income sources, Social Security options, and withdrawal strategies.

John Moore is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation and bringing 21 years of industry experience. He has previously worked at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management.

Nicholas Sarno is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He partners with clients to create customized wealth strategies that align their investments, retirement plans, and legacy goals with their priorities. Nicholas works directly with clients to develop strategies designed to help them attain their financial objectives and provides access to Merrill's global investing resources, as well as the credit, lending, and banking services of Bank of America. Nicholas's expertise includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Nicholas earned his Bachelor's Degree from High Point University. Outside of his professional role, Nicholas's personal interests include boating, golfing, hunting, music, and surfing.

Gregory Record is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he joined in 2012. He serves as a Senior Portfolio Advisor, managing discretionary custom investment strategies and selecting from Merrill model portfolios and third-party investment options. His work focuses on developing comprehensive and integrated wealth management approaches for individual and business clients. Greg's expertise encompasses a wide range of wealth management services, including investments, personal and business planning, estate planning, trusts, lending services through Bank of America, executive compensation, and corporate advisory services. He works with clients such as business owners, key executives, professionals, real estate entrepreneurs, and retirees, providing both personal wealth management and corporate advisory solutions. Greg graduated from Roanoke College in 2010 and currently serves on the Charlotte Alumni Committee. He volunteers as President of the Rocky River Trout Unlimited Chapter. Outside of work, he spends time with his family, including his wife Emma, their two sons, Wyatt and Ace, and their yellow lab, Hank. His personal interests include fishing, golfing, running, and skiing.

Hayward Carter is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior experience includes roles at PNC Investments and The Vanguard Group. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing strategic and tactical model approaches supported by internal and third-party research.

Michael Krueger is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 registrations and bringing 10 years of industry experience. His prior roles include positions at Equitable Advisors, Axa Advisors, BrightHouse Securities, and METLIFE Investors Distribution Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from internal and third-party sources.

Sarah De Kay is a Series 66-licensed financial advisor at UBS Financial Services with two years of industry experience. She has worked at UBS since 2023 and has prior experience in varied roles including positions at Hand & Stone, Holmes Murphy & Associates, and the University of Dallas. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.

Avery Keitt is a financial advisor at LPL Financial with 13 years of industry experience. He previously worked for 10 years at Aon Hewitt Financial Advisors. Outside of his advisory role, he is the owner of Klassik Greekwear, LLC, a retail T-shirt company based in Rock Hill, SC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, providing both discretionary and non-discretionary management along with access to model portfolios and research.

David McClure is a financial advisor with RBC Capital Markets in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His career includes roles at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors. He serves on the Board of Directors for the First Tee of Greater Charlotte, a local charity. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored portfolio management and advisory programs utilizing both in-house and third-party investment managers and emphasizes customized strategies based on client risk profiles.