Emily Schmutz is a financial advisor at Raymond James & Associates with four years of industry experience. She has worked at Raymond James since 2022 and previously held roles at Fiserv and MarketSource. Emily took a one-year career hiatus as a full-time parent. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Dylan Haynes is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at E*TRADE Securities LLC and Farmers Insurance. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Terius Dolby is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016, following a decade at Banc of America Investment Services, Inc. and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Ha Do is a financial professional with seven years of industry experience currently affiliated with Cetera. He holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo and Securian Financial Services. Outside of his advisory role, he serves as an elected board member of the Georgia Vietnamese American Chamber of Commerce and volunteers with BPSOS, a nonprofit assisting qualified Vietnamese families with tax filings. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform that includes portfolio management, financial planning, and access to third-party managers across various program structures and custodial relationships.

Hipolita Garcia Piota is a financial advisor at Morgan Stanley with Series 66 and Series 63 credentials and two years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2021 and has prior experience at PalmerHouse Properties, Keller Williams, and American Express. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Brandon Williams is a financial advisor with Primerica Advisors in Duluth, GA, holding Series 65 and Series 63 licenses and five years of industry experience. He has worked at Primerica Financial Services since 2019 and previously held roles at Randstad and a parking management company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven strategies managed by third-party asset managers.

Brandon Hastings is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2009. Prior to that, he worked at Ameriprise Advisor Services and A. G. Edwards & Sons. Outside of his advisory role, he is a 50% owner of multiple boat and RV storage businesses in Buford, GA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors and employs various advisory and operational tools while managing over $819 billion in discretionary assets.

Marc Walker is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Kestra Financial Services and Retirement Capital Group Southeast. He is involved with Legacy Executive Benefits, LLC, where he provides consulting on transition planning and key employee retention, and he also leads Momentum Financial Consulting of Georgia. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Erin Raby is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 credentials and possessing nine years of industry experience. Prior to joining Morgan Stanley in 2023, she worked at Wells Fargo Clearing and Wells Fargo Bank NA from 2010 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that include tailored financial planning without providing individual security recommendations as part of its standalone planning program.

Steven Schwartz is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Ameriprise Financial Services, INVEST Financial Corp., and Edward Jones. Outside of advisory work, he is a part-time employee with MAGID, a stock safety product vending machine company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset managers, supported by extensive operational and research tools.

Tamseel Fatema is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 66 and Series 63 credentials and has worked with JPMorgan Chase Bank, N.A. since 2018. Outside of her advisory role, she was involved with Nayaab Collections, LLC from 2019 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s investment process combines quantitative screens and qualitative research, incorporates ESG criteria, and reflects broader derivatives and commodities capabilities.

Spencer Short is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with two years of industry experience. His work history includes positions at Merrill Lynch and the Lynd Company. In addition to his advisory role, he serves on the advisory board of the Dwight and Marlene Short Legacy Fund, a religious-based charity. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Jeanine Martin is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has worked at Citigroup/PFSU for nine years and has been with Primerica Advisors and Primerica Financial Services since 1999. Outside of her advisory role, she serves as a board member and corporate partner for Manna Treatment and Manna Fund, and is involved with Haw Then Hee, LLC, which publishes children’s books. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and limited discretionary separately managed accounts to individual and high-net-worth clients within a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, with a focus on percentage-based, tiered wrap fees and ongoing oversight of potential conflicts.

Kevin Ashe is a financial advisor with Wells Fargo Clearing in Duluth, GA, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, E*Trade Securities, and Morgan Stanley. Outside of finance, he co-owns a commercial cleaning business with his daughter. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party data.

Roger Kachinske is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with Equitable Advisors since 2010. His prior experience includes roles at Axa Advisors, LLC and Waddell & Reed. Outside of his advisory work, he is president and sole proprietor of Kachinske Financial, Inc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives utilizing both proprietary and third-party programs.

Cyril Fenny is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior experience includes roles at Bank of America, N.A., Equitable Advisors, and multiple positions at Standard Bank Group (Stanbic Bank Ghana). Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dennis Contic is a financial advisor with Morgan Stanley in Alpharetta, GA. He holds Series 63 and Series 65 licenses and joined Morgan Stanley in 2025. Prior to his current role, he worked at BPG Designs from 2021 to 2025 and has experience as a self-employed individual and at United Parcel Service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Cecilia Rozema is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Sacred Heart Model School for two years and has experience in education and retail. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate partnerships.

Rahel Demissie is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She previously worked at Bank of America for 19 years before joining Merrill in 2025. Outside of her advisory role, she serves as a power of attorney for family members, managing routine financial transactions and acting on their behalf when needed. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Dix is a financial advisor at Morgan Stanley with 13 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019, and previously held roles at Bank of America and Merrill. He has been affiliated with Georgia Gwinnett College since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery and firm-approved tools, and manages approximately $2.74 trillion in client assets.