Bradley Chard is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at both Merrill and Bank of America, N.A. He is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Grau is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Merrill Lynch Pierce Fenner & Smith since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Adam Ison is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and 121 Financial Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and a Charitable Gift Fund. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on systematic methodologies and long-term asset allocation.

Michael Wroten is a financial advisor with Primerica Advisors in Saint Johns, FL, holding Series 63 and Series 65 credentials and over 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1980. Outside of advisory work, he owns a legal entity formed for Primerica business purposes and is involved in sales of loan products and home-related service referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process combined with delegated trading to BNY Mellon Advisors.

Jose Bascon is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and maintains formal advisory roles with multiple registered investment companies.

William Lowry Jr. is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 credential with one year of industry experience. His work history includes roles at Bank of America, Merrill Lynch, and several insurance and mortgage firms. Outside of finance, he has operated Tony L Woodworking LLC since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Andrea Peterson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held roles at Baptist MD Anderson Cancer Center, Eight Eleven Group, Jacksonville Jaguars, and several other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Christopher Dorman is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has been with Fidelity Investments since 2021. Prior to his advisory role, he was involved with Orange Park Christian Church from 2012 to 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio solutions. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Jordan Swanner is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Fidelity Investments and Edie Williams State Farm, as well as employment at the University of North Florida and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing a range of investment vehicles and maintaining oversight of affiliated sub-advisers.

Jesse Ruiz is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. He previously worked at Federal Express for six years before joining Fidelity in 2021. Jesse is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it holds distinctive registrations such as with the CFTC as a commodity pool operator.

Miranda Harper is a CFP®-certified financial advisor with 24 years of industry experience, currently with Fidelity in Jacksonville, FL. She has been with Fidelity Investments and its related entities since 2006. Outside of advisory work, she manages administrative duties for several rental properties. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary research and quantitative methods to create model portfolios and serves in advisory roles to multiple registered investment companies.

Anh Bui is a financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan, Anh worked at Fidelity Investments and has experience in education at local high schools and an entrepreneurial venture, Bui Business LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Justin Riege is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2018 and 2019, respectively. Previously, he was involved with the Crossroads of America Boy Scouts of America and engaged in full-time education at IUPUI. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, strategic asset allocation, and due diligence on alternative investments.

Rose Ellisor is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and with nine years of industry experience. She has been with Ameriprise since 2015. Outside of her advisory role, she serves on the Board of Directors for Tennis 4 Cancer and acts as a hospitality coordinator for the organization. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Elizabeth Hoffman is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she worked in the fitness and wellness industry, including roles at Crunch Fitness and Alpha Omega Personal Fitness. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

John Morrissey is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill and Bank of America since 2017, following two years at Fidelity Brokerage Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individual, high-net-worth, and institutional clients.

Jordan McCullers is a Financial Consultant at Fidelity Investments, where he has been employed since 2014 in various roles. His current position involves partnering with clients and their families to achieve their financial goals, emphasizing trust, honesty, and transparency in his relationships. Jordan prioritizes his clients' and their families' needs in all financial decisions to support their vision of long-term success. His professional experience at Fidelity Investments includes roles as Senior Portfolio Specialist, Portfolio Specialist, Workplace Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Service Representative. Jordan holds insurance licenses in Arkansas and California. Outside of his professional career, Jordan has interests in beach activities, boating, camping, concerts, hiking, and traveling.

Nicholas Sudik is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has been with J.P. Morgan Securities LLC since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Adrienne Glover is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and has been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Garet Lagrange is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at KB Home and A Duda & Sons, as well as academic experience at the University of North Florida and Hagerty High School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an adviser to multiple registered investment companies and fund-of-funds.