Emmanuel Adoghe is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies that address their short-, mid-, and long-term financial goals. His areas of expertise include general investing, retirement planning, and saving for unforeseen events. He also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Emmanuel holds the designations of Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Ambrose Ali University, a Master's Degree from the University of Westminster, and a Master of Business Administration (MBA) from Northwestern University.

Lawrence Hall serves as a Senior Resident Director at Merrill, where he focuses on family wealth management strategies, legacy planning, and personalized retirement planning. He works closely with clients to develop tailored financial strategies that align with their long-term goals, providing access to Merrill’s investment insights alongside Bank of America's banking and lending solutions. His approach emphasizes a thorough understanding of clients’ full financial picture to help them pursue their objectives in a changing market environment. With a Personal Investment Advisor (PIA) designation and a background that includes a High School Diploma from Lunenburg High School, Lawrence brings dedication to delivering high levels of service and care. His expertise extends across philanthropic planning, portfolio management, tax minimization, and retirement income, ensuring comprehensive support for clients' wealth management needs. Lawrence also maintains active community involvement as a member of the Disaster Relief Crew and First Responder team in the Southeastern United States and islands. Outside of his professional responsibilities, Lawrence’s personal interests include baseball, boating, football, golfing, ice hockey, music, skiing, woodworking, and spending time with his family. He follows the tradition of community participation that is part of Merrill’s culture, integrating service and volunteer efforts with his commitment to clients.

Jordan Faircloth is a CFP® professional with 15 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. He holds the Series 66 license and is based in Boca Raton, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Keith Fernandez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Lisa Meth is a financial advisor with UBS Financial Services in Boynton Beach, FL, holding a Series 66 designation and 30 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of products supported by proprietary research and capital markets services.

Jessica Sabath is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Advisors and Wells Fargo Clearing for most of her career, with prior experience at Merrill. Outside of her advisory role, she holds a 35% ownership in a small business focused on eyebrow tint sales. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations for clients.

Kristen Hernandez is a CFP®-certified financial advisor with Ameriprise in Boca Raton, FL, bringing 16 years of industry experience. She has been with Ameriprise since 2010, including six years at the current firm entity. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides detailed retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Carlos Ricardo is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., Wells Fargo, First Republic, and other financial firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Brodeur is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at Paradigm Wealth and Tremont Sporting Co. Outside of his advisory roles, he was involved with Brodeur Hockey School for three years. OSAIC Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of advisers. The firm offers a range of brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing across various investment products.

Mellissa Linnhoff is a financial advisor with Raymond James Financial Services Advisors Inc. in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Raymond James and its affiliated entities since 2015. Outside her advisory role, she owns a Mary Kay independent beauty consulting business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors, providing financial planning and investment consulting with a focus on customized, non-discretionary strategies. The firm supports institutional consulting and municipal finance work and offers specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.

John Bartell is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 30 years of industry experience. His work history includes roles at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Bartell Wealth Management, LLC in 2025. Outside of his advisory work, he is an independent insurance agent and is involved in a life settlement business. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and unaffiliated managers.

Thomas Goldstein is a financial advisor with Merrill and holds a Series 66 designation. He has three years of industry experience and concurrently works with Bank of America. His prior work includes roles at New Day Therapy Center, Florida Autism Center, and Flagler College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roberto Cucalon is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2008. He also serves as co-trustee of a family revocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Barry Schwartz is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Outside of his advisory role, he serves on the board of directors for Delaire Country Club, a residential country club in Delray Beach, FL. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Angela Desormeaux is a financial advisor with J.P. Morgan Securities in Delray Beach, FL, holding a Series 66 designation and seven years of industry experience. She has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously was employed at CenterState Bank. Outside of financial services, she is involved with Y Drive Transportation Services Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset allocation, manager and fund searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jacob Arinus is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, advisory services, and institutional consulting with a focus on tailored, non-discretionary investment strategies.

Rayla Wusiman is a financial advisor at Charles Schwab with four years of industry experience. She holds the Series 66 designation and has worked at firms including TD Ameritrade, Inc., Equitable Advisors, and Charles Schwab Bank, SSB. Prior to her financial services career, she was employed at Sisley Cosmetics USA Inc and Halston Heritage Operating Company LLC. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Peter Manning is a financial advisor with LPL Financial in Boca Raton, FL, holding PFS™ and Series 63 credentials and bringing 25 years of industry experience. His previous roles include positions at Cambridge Investment Research Advisors, Summit Financial Strategies, Commonwealth Financial Network, and Ogilvie Security Advisors Corporation. Outside of his advisory work, he serves as a trustee for multiple personal irrevocable trusts. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party models across various strategies.

Richard Maurer is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and 26 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets from 2000 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients, offering advisory programs and tailored financial planning that utilizes firm-approved tools and models to assist in client decision-making. The firm manages a substantial asset base and provides a broad range of investment and planning services.

Alan Weilacher is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Weilacher is a partner in APW Holdings, a real estate-related business based in Ohio. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to assist clients, primarily acting in an advisory capacity.