Cynthia Garcia is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 licenses and has 11 years of industry experience. Her career includes roles at Woodbury Financial Services, Bank of America, Merrill, Raymond James & Associates, and two prior stints at T. Rowe Price. In addition to her advisory work, she works part-time as a travel agent helping clients book vacations and tickets. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm utilizes model portfolios invested exclusively in proprietary mutual funds and ETFs, with a goals-based approach supported by online tools and regular financial plan reviews.

Stephanie Pritchard is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 66 designation with five years of industry experience. Her prior roles include positions at Fisher Investments, Deloitte, Charles Schwab Bank, Charles Schwab & Co., and Lockheed Martin Corporation. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm utilizes a combination of model and custom portfolio management strategies, incorporating mutual funds, ETFs, individual securities, private and alternative investments, and third-party managers.

Amy Rosa is a CFP® and holds the Series 66 designation with 15 years of industry experience. She is currently with Steward Partners Investment Advisory, LLC and Steward Partners Investment Solutions, LLC. Her prior experience includes roles at Raymond James Financial Services, Inc. and Morgan Stanley Smith Barney LLC. Rosa has also been involved in local political advocacy, working for the Frank Hibbard mayoral campaign in Clearwater. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, including high-net-worth clients, and various institutional clients through a range of advisory, financial planning, and managed account programs, offering both discretionary and non-discretionary portfolio management solutions.

Gregg Hudak is a financial advisor with Valic Financial Advisors in Gainesville, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Valic Financial Advisors since 2007 and also serves as an agent for Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models and various overlay services.

Rick Uribe is a financial advisor with TIAA-CREF in Tampa, FL, holding a Series 66 designation and six years of industry experience. He has worked at TIAA-CREF since 2021 and previously held positions at Key Investment Services LLC, KeyBank, Primerica, and First Niagara Bank. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division delivers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans.

Osvaldo Cuevas is a financial advisor with Truist Advisory Services in Clearwater, FL. He holds Series 63 and Series 65 designations and has 31 years of industry experience, including over a decade at Truist Advisory Services and Truist Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, implementing advice through both discretionary and non-discretionary strategies with oversight from its Equity Research and Investment Advisory teams.

James Noto is a CFP®-certified financial advisor with 43 years of industry experience. He has worked at Independent Financial Group, LLC since 2018 and previously spent 13 years at Summit Brokerage Services Inc. Outside of his advisory role, he teaches Financial Peace University at Refuge Church on a volunteer basis and serves as treasurer for the Bradford Park Association HOA. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement services through a national network of advisors and utilizes multiple advisory programs and third-party asset managers to implement client investment strategies.

Katarina Milojevic is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 65 and Series 63 designations and has worked at Citigroup since 2018, with prior roles at Raymond James and Franklin Templeton. Outside of her financial career, she was involved with the St. Pete Volleyball Club for five years and worked at the University of Tampa for two years. Citigroup Global Markets serves individual and institutional clients across a wide range of wealth segments, offering multi-asset, multi-manager investment strategies through various advisory programs and execution services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, providing customized solutions for high-net-worth clients.

Stephanie Caro is a Series 66 licensed financial advisor with First Command Advisory Services in Tampa, FL. She has four years of industry experience and has been associated with various First Command entities since 2021. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select and monitor investment options from approved universes.

Melisa Lloyd is a Series 66-credentialed financial advisor with 22 years of industry experience, currently with J.W. Cole Advisors, Inc. since 2016. She is the owner of American Executive Tax & Financial Services LLC, which provides securities, tax preparation, investment services, insurance, and divorce planning. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, digital advice, and annuity sub-account management for individual, high-net-worth, and institutional clients. The firm uses a mix of fundamental and technical analysis, model and manager-based strategies, and provides access to various custodial platforms and third-party investment advisers.

Thomas Solfio is a financial advisor at Sanctuary Advisors, LLC with four years of industry experience. He holds the Series 65 designation and has worked at Sanctuary Advisors since 2022. Outside of his advisory role, he works as an independent contractor delivering food through Uber Eats. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse range of clients, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm offers various portfolio management solutions through a network of independent adviser representatives and employs multiple analytical approaches while acting as a fiduciary under written advisory agreements.

Benjamin Kleck is a financial advisor at Brookstone Capital Management LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at firms including Costanzo Financial Advisors and TD Bank N.A. Brookstone Capital Management provides fee-based asset management and financial planning services to individuals, retirement plans, corporations, and trusts. The firm employs a range of investment strategies, including strategic and dynamic asset allocation models, Unified Managed Accounts, and options-enhanced strategies, and acts as a sub-advisor to other advisory programs.

Aaron Wargo is a financial advisor with Empower Advisory Group in Tampa, FL, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE Capital Management, and Charles Schwab. Outside of finance, he owns and operates a personalized stretching and yoga business serving professional athletes. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and clients' savings rates through point-in-time financial plans and optional managed accounts.

Jacob Rayl is a financial advisor with First Command Advisory Services holding a Series 66 designation. He has been with First Command and its affiliated entities since 2026, with prior experience at LPL Financial and Lincoln Financial. His background also includes roles outside the financial services sector, such as at Tampa Palms Golf and Country Club and the University of South Florida. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers, emphasizing model portfolios and selected third-party managers.

Bryan Harding is a financial advisor at Ameritas Advisory Services, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms including The Prudential Insurance Company of America and Investment Distributors Inc. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers discretionary and non-discretionary programs, utilizing both in-house model portfolios and third-party managers, with a platform that integrates various affiliated services and financial institutions.

Lynne Boyle is a Series 66-licensed financial advisor with Primerica Advisors, based in Tampa, FL, and has eight years of industry experience. She has worked with Park Avenue Securities LLC since 2017 and has been associated with Guardian Life Insurance Co. of America since 2011. Outside of her advisory role, she serves as President of Westshore Benefits and holds leadership positions in several investment-related entities. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services along with financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party model portfolios, supporting both discretionary and non-discretionary accounts with various investment products and advisory programs.

Sheila Ross is a financial advisor at TIAA-CREF with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA and TIAA-CREF since 2012, following a two-year tenure at Nuveen Securities. Outside of her advisory role, she serves as president of the Phi Kappa Tau Delta Gamma Chapter Parents Club, a nonprofit supporting the fraternity chapter at Ole Miss. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals with employer retirement plan relationships, as well as to various entities and small retirement plans. The firm’s advisory model differentiates between one-time planning services and ongoing portfolio management, delivering customized investment strategies under a fiduciary standard.

James Anna is a CFP®-designated financial advisor at Lincoln Investment with 31 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 22 years at Legend Equities Corporation. In addition to his advisory role, he is involved in the sale of life insurance, fixed annuities, long-term care, and health insurance. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, utilizing both strategic and dynamic approaches overseen by its Investment Management & Research team.

Donald Marks is a financial advisor with Eagle Strategies (NY Life) based in Tampa, FL, holding Series 63 and Series 65 licenses and with 13 years of industry experience. He has been associated with New York Life and its affiliated entities since 2012, and he operates under Ingram & Marks Financial Resources, brokering insurance products alongside his advisory work. Marks also holds a role as an insurance broker with various outside carriers. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing a substantial portion of assets on a non-discretionary basis within an integrated New York Life structure.

Sharon Herman is a financial advisor with Independent Advisor Alliance, LLC and holds Series 63 and Series 66 licenses. She has 24 years of industry experience, having also worked with LPL Financial and Independent Financial Partners. Herman serves as a board member for a nonprofit organization in Dunedin, Florida. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs a network model of advisory representatives and leverages technology platforms alongside discretionary and non-discretionary portfolio management strategies.