David Rubin is a CFP® professional affiliated with LPL Financial, with 25 years of industry experience. His prior roles include positions at Merrill, Cuna Mutual Group, and Delta Community Credit Union. Rubin maintains involvement with Members Trust Company and ASH Brokerage in addition to his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement participants, banks, trust companies, and institutions. The firm offers diverse investment programs and support tools, serving more than 22,000 advisors and managing over $819 billion in discretionary assets.

Randy Snyder is a CFP® professional with 13 years of industry experience, currently with Wells Fargo Clearing since 2017. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2012 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Christopher Fuller is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. Prior to his financial career, Fuller was involved with Fresh Kitchen and played for the Lakeshore Chinooks. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Ryan Savitt is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 66 and Series 63 designations. His background includes roles at Morgan Stanley since 2024 and prior experience with Exos. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

David Garcia Jr. is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo and White Rhino Products. Outside of his advisory role, he is involved in property management through a sole proprietorship. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

James Tomik is a CFP® and ChFC® with 34 years of industry experience. He is currently affiliated with Cetera and has held roles at Cetera Wealth Services, Summit Financial Group, Summit Brokerage Services, and J. B. Hanauer & Co. Additionally, he owns a tax preparation business and serves as an instructor for CFP certification classes. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of investment management and financial planning services, managing over $256 billion in assets.

Doris Muller is a financial advisor with Edward Jones in Oldsmar, Florida, holding Series 63 and Series 66 licenses and possessing 36 years of industry experience. Prior to joining Edward Jones in 2018, she worked at several Federated entities, including Federated Global Investment Management Corp and Federated Securities Corp., between 2005 and 2017. Edward Jones is a full-service wealth management firm serving a broad range of individual and institutional clients, offering both discretionary and non-discretionary investment strategies, access to separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Joshua Schuette is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Vigilant Distributors, PPB Advisors, Dynasty Securities, LLC, and Raymond James & Associates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Tammy Alumbaugh is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 designations and four years of industry experience. Her work history includes roles at PFS Investments Inc. and Primerica Financial Services since 2021, as well as previous entrepreneurial ventures including managing Soul Cage and Soul Cage Massage for over two decades. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, corporate, and charitable clients. The firm employs model-based investment strategies supported by third-party asset managers and offers oversight through discretionary management and custody services.

Jacob Schick is a Series 66-licensed financial advisor with Morgan Stanley in Tampa, FL, and has two years of industry experience. His prior work includes roles at Fresh Market, Liberty Mutual Insurance, Lowe's, and involvement with the University of North Carolina at Chapel Hill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates tools such as Monte Carlo simulations and Secular Return Estimates.

Sean Corey is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Bank of America and Merrill since 2011. Outside of his advisory role, he serves in legal capacities including executor and power of attorney for a private entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicole Minutello is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation and having started her industry career in 2024. Prior to joining Morgan Stanley in 2025, she worked at SitusAMC from 2022 to 2024 and at NTC - A Covius Solution from 2016 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery conversations and firm-approved tools.

Alyssa Bui is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and four years of industry experience. She has been with Morgan Stanley since 2020, including roles at Morgan Stanley Private Bank, N.A. Prior to her finance career, she worked at Beachwood BBQ and Brewing and at California State University, Long Beach. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of services including estate planning and relationships with investment companies and private funds.

Misty Mcfarlane is a financial advisor with OSAIC in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She previously worked at Signator Investors Inc for 10 years before joining Royal Alliance Associates, Inc., where she has been since 2018. Outside of her advisory role, she serves as President of Strategic Financial Partners, LLC, a firm involved in the sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process centers on model-based asset allocation and portfolio optimization, with notable scale and complexity due to its affiliate network and private-equity ownership.

Robert Peterman is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 registrations and bringing 11 years of industry experience. His prior roles include positions at Charles Schwab and USAA Investment Management Company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research.

George Currence is a financial advisor at Morgan Stanley in Tampa, FL, with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Capital Management LLC, E*TRADE Securities LLC, and Raymond James Financial Services, Inc. He also serves as a FINRA arbitration panelist for case disputes. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its extensive advisory platform.

Mary Hayes is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 12 years of industry experience. She previously operated her own business and has worked at Vanleeuwen & Associates LLC. Outside of advisory services, she owns Plan to Save LLC, a support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients, using tailored non-discretionary strategies supported by advanced analytical tools.

Curtis Raven is a financial advisor with Cetera, holding a Series 66 credential and 13 years of industry experience. He operates multiple businesses including Raven Law Group PLLC, where he provides legal and tax services as an attorney and CPA, and Generations Tax & Wealth Management, a CPA and wealth management firm. He is also involved in marketing warranty service contracts and merchant service referrals in the Tampa, FL area. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and a multi-manager platform that includes various investment strategies and program structures.

Clint Madden is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He previously worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Outside of his advisory role, he owns and operates Toned at Home LLC, providing one-on-one personal training focused on strength building and overall health improvement. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Christopher Frye is a financial advisor at Thrivent Investment Management in Clearwater, FL, holding a Series 66 designation with four years of industry experience. He previously worked at MetLife Inc. for nine years before joining Thrivent in 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning covering topics such as retirement, estate, and tax planning, delivered as either one-time or ongoing engagements without discretionary trading authority.