Gerald Reid is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Primerica Financial Services since 1991 and is also associated with PFS Investments Inc and EHR Financial Group. Outside of advisory roles, he is a managing member of RVP Training Center LLC and owns Gerald Reid & Assoc., Inc., an investment-related business. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, providing model-delivery strategies and selectively managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trade execution to BNY Mellon Advisors, operating under a tiered wrap fee structure.

Morgan Jones is a Series 66–licensed financial advisor with Morgan Stanley in Tampa, FL, where he has worked since 2025. Prior to his advisory role, Jones held various positions including roles at The University of Tampa and Schulte Hospitality. Outside of financial services, he is employed as a waitress at Hotel Tampa Riverwalk, a restaurant and nightclub in Tampa. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including comprehensive financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment research to support its services.

My Nguyen is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding Series 65 and Series 63 licenses and 10 years of industry experience. Prior to joining Wells Fargo Clearing and Wells Fargo Bank in 2017, Nguyen worked briefly as self-employed and at Presbyterian Hospitality House. Outside of finance, Nguyen provides translation services for friends and companies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options and offers a range of financial products through bank and insurance affiliates.

Fabienne Bagwandeen is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with four years of industry experience. Her prior roles include positions at E*Trade Securities and several educational organizations such as Charter Schools USA and the Pasco County School District. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Andrew Cucchiaro is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked for Mutual of America Securities LLC and Mutual of America Life Insurance Company for five years. Edward Jones is a full-service wealth management firm that serves over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Ryan Krug is a financial advisor at Edelman Financial Engines with one year of industry experience. He previously worked at Morgan Stanley and Florida Financial Advisors and has a background in education, including a role as an SAT prep instructor and mathematics tutor. Outside of advising, he has been involved with WyzAnt as an employee focused on education. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner-led delivery and online tools, offering diversified portfolios, periodic rebalancing, and a long-term investment approach.

Kimberly Piercey is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. She has been with Wells Fargo Clearing since 2013. Outside of her advisory role, she serves as a co-guardian advocate for her brother-in-law and is a notary public in Zephyrhills, Florida. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

James Ware is a financial advisor at Ameriprise in Tampa, FL, holding a Series 66 designation with 18 years of industry experience. He has been with Ameriprise and its related entities since 2007. Ameriprise offers a retirement-income planning service aimed at individuals with at least $1,000,000 in net investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to generate recommendations, primarily for clients with assets in Ameriprise Managed Accounts.

Michael Barranco is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 66 designation and has worked at various J.P. Morgan entities since 2011. Prior to his financial career, he was affiliated with Pasco Hernando Community College. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Judith Hall is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that includes firm-approved tools and scenario modeling.

Gary Bernard is a financial advisor with Equitable Advisors in Clearwater, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 42 years of industry experience. His prior roles include positions at Ameriprise from 1987 to 2005 and Axa Advisors from 2010 to 2020. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients through financial planning, retirement plan consulting, and various asset-management programs. The firm uses a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Robert Coston is a financial advisor at Edward Jones in Clearwater, FL, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive retail advisor and branch network as well as affiliated capabilities such as a trust company and proprietary mutual funds.

Fahad Fazal is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, Morgan Stanley Private Bank, Morgan Stanley, and Capital One. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Addessi is a financial advisor with Cetera, holding the CFP® designation and Series 63 license, with 36 years of industry experience. He previously worked at Commonwealth Financial Network for 22 years and has been associated with HD Vest and Addessi Financial Partners since 1983. Outside of advisory work, he owns an automobile holding company, AFP Autos, LLC. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Stephen Pfaff is a CFP® credentialed financial advisor with 30 years of industry experience. He is currently with Cetera and has previously worked at Summit Financial Group Inc. and operated Pfaff Financial Advisors Inc. since 2001. His activities include insurance sales, specializing in fixed, health, and disability insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Logan Veith is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has one year of industry experience, including prior roles at Westshore Financial and LPL Financial, LLC. His background also includes work outside finance, such as positions at Nike and various hospitality-related businesses. LPL Enterprise provides investment advisory and brokerage services to a diverse client base that includes individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

W. Tyler Mercier is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has previously worked at Securities America Advisors, Inc., Securities America, Inc., and KMS Financial Services, Inc., and he operates Mercier Financial Group, Inc., which has been active since 1991. He is also commissioned as a notary in Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a variety of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms, supported by extensive advisor tools and a broad range of affiliated financial services.

Ines Ross is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. Ross has an ownership interest in a rental property business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s advisory process is IPS-driven and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kelsey Stockhausen is a Series 66-registered financial advisor with seven years of industry experience. She has worked at OSAIC since 2023 and previously held roles at FSC Securities Corp and Wagner Advisor Group. She also assists Vice President and CFP Cathy A Wagner in client meetings and service oversight. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisors and advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and risk-tolerance analyses to construct portfolios across various asset classes and investment restrictions.

Moriah Webb is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and previously worked at Merrill and the Florida State University Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.