Jeffrey Smith is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He previously worked at KeyBank and PNC Wealth Management. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach with globally diversified portfolios, emphasizing risk-appropriate strategies and tax management.

Eugene Heflin is a financial advisor with Stratos Wealth Partners, Ltd, holding Series 63 and Series 65 credentials and has 28 years of industry experience. He has worked at Stratos Wealth Partners since 2010 and previously worked at Morgan Stanley and Citigroup Global Markets. Heflin operates in Columbus, OH, and dedicates the majority of his time to providing investment advisory services through Stratos Wealth Partners. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering services such as advisor-managed programs, financial planning, third-party manager programs, and outsourced CIO solutions. Their model is IAR-driven, featuring an open-architecture approach that integrates multiple third-party platforms and managers for customized portfolio management and active monitoring.

Christopher Cox is a financial advisor with Voya Financial Advisors, Inc. in Columbus, OH, holding Series 63 and Series 66 licenses and having 20 years of industry experience. Since 2021, he has served as president of Family Financial Planning Investment & Insurance and as an independent insurance agent. His prior roles include positions at ADP Broker Dealer, Nationwide Investment Advisors, and U.S. Bancorp Investments. Voya Financial Advisors, Inc. provides financial planning, portfolio management, and retirement-plan advisory services to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm combines in-house and external strategists with technology-enabled tools to deliver both discretionary and non-discretionary investment programs through a large network of advisers.

Samuel Ennen is a financial advisor with Nationwide Investment Advisors, LLC, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He has been with Nationwide Investment Services Corporation since 2015 and has been affiliated with Nationwide since 2006. Nationwide Investment Advisors provides investment advice and managed-account solutions primarily to retirement plan sponsors and participants, focusing on ERISA 401(k) plans and public 403(b)/457(b) plans. The firm employs independent fiduciary experts to develop model portfolios and offers both discretionary and non-discretionary services governed by plan documents and participant risk profiles.

Kimberly Hynes is a financial advisor at Nationwide Investment Advisors, LLC in Columbus, OH, holding Series 63 and Series 66 licenses with four years of industry experience. Her work history includes roles at Nationwide Investment Services Corporation, Empower Advisory Group, The Prudential Insurance Company of America, New York Life Insurance Company, and Aflac. Nationwide Investment Advisors, LLC provides investment advisory services primarily to retirement plan sponsors and participants through programs such as ProAccount, My Investment Planner, Smart Alliance, and the Advice Program. The firm manages approximately $16.7 billion in discretionary ProAccount assets and operates a scale-oriented model focusing on ERISA-covered plans with features like directed enrollment and automated portfolio construction.

Gerard Quinn is a CFP® and CFA® with 11 years of experience in the financial services industry. He is currently with Mercer Global Advisors Inc. and has held prior roles at PrairieView Wealth Partners, Raymond James Financial Services, Merrill Lynch, and others. Quinn also serves as Head of Financial Planning at Focus Forward, providing outsourced financial planning support to RIA firms. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory and uses a range of strategies including low-cost ETFs, index funds, and private funds.

William Gallagher is a financial advisor at Nationwide Investment Advisors, LLC in Columbus, OH, holding Series 63 and Series 65 credentials with seven years of industry experience. His work history includes roles at Nationwide Investment Services Inc, A&R Creative Group, Chipotle Mexican Grill, and The Ohio State University. Nationwide Investment Advisors provides investment advice and managed-account solutions primarily to retirement plan sponsors and participants, focusing on ERISA 401(k) and public 403(b)/457(b) plans. The firm utilizes independent fiduciary experts for portfolio construction and serves a large retail participant base through both discretionary and non-discretionary services.

John Mchugh is a CFP® professional with 24 years of industry experience, currently serving at Corient since 2022. His prior experience includes 25 years at Budros, Ruhlin & Roe. He is a finance committee member for LifeCare Alliance and serves on the investment committee for the Upper Arlington Community Foundation. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm employs a goals-based, team investment approach integrating in-house strategies with third-party managers and uses advanced risk management tools to align portfolios with client objectives.

Sarah Sims is a Series 66-credentialed financial advisor at OSAIC Institutions, Inc. with three years of industry experience. She has held positions at First Commonwealth Bank since 2018 and served in roles at Interim Healthcare and Garage Doors of Ohio. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm provides customized advisory services, financial planning, and access to alternative investments through a hybrid adviser/broker-dealer structure with both discretionary and non-discretionary account options.

Kimberly Nelson is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She has worked at Janney Montgomery Scott and its predecessor firms since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she has been involved with Younique Cosmetics since 2014. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory services through a combination of in-house and third-party portfolio management.

Brendan Morrison is a financial advisor with Nationwide Investment Advisors, LLC in Columbus, OH, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Nationwide Investment Services Corporation since 2009. Nationwide Investment Advisors provides investment advice and managed-account solutions primarily to retirement plan sponsors and participants, focusing on ERISA 401(k) and public 403(b)/457(b) plans. The firm utilizes independent fiduciary experts for portfolio construction and serves a large retail participant base within a family of affiliated financial companies.

Sebastian Cooper is a financial advisor at Nationwide Investment Advisors, LLC with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Nationwide Investment Services Corporation and Prudential. Outside of advisory work, he is involved in non-variable insurance sales and drives for Uber Technologies Inc. Nationwide Investment Advisors primarily serves retirement plan sponsors and participants through programs like ProAccount, managing approximately $16.7 billion in discretionary assets. The firm uses independent financial experts to develop portfolios and focuses on a scale-oriented, recordkeeper-driven model with automated enrollment features.

Phillip Carbajal is a financial advisor at Nationwide Investment Advisors, LLC with 12 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His career includes roles at firms such as Voya Financial Advisors, Cambridge Investment Research, and LPL Financial. Nationwide Investment Advisors primarily serves retirement plan sponsors and participants, managing approximately $16.7 billion in discretionary assets through programs like ProAccount. The firm operates a scale-oriented, recordkeeper-driven model that focuses on ERISA-covered plans and participant delivery features such as directed enrollment and qualified default investment alternative (QDIA) use.

Bernard Laryea is a Series 66-licensed financial advisor with Transamerica Financial Advisors, based in Columbus, OH. He has held roles at several companies, including Civicom US LLC, Johnson & Johnson, and Sodexo Inc. Bernard's industry experience is currently listed as zero years. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations and charitable organizations. The firm offers a mix of advisory and broker-dealer services, utilizing proprietary and third-party investment models, with both discretionary and non-discretionary program options.

Leslie Hollerman is a financial advisor at Nationwide Investment Advisors, LLC with 16 years of industry experience. She holds the ChFC® designation and Series 63 and Series 65 licenses. Since 2016, she has worked with Nationwide Investment Services Corp. Nationwide Investment Advisors, LLC provides investment advisory services primarily to retirement plan sponsors and participants, managing approximately $16.7 billion in ProAccount assets under discretionary management as of December 31, 2025. The firm serves a large client base through a scale-oriented, recordkeeper-driven model that emphasizes outsourced portfolio construction and automated enrollment.

John Knausz is a financial advisor with Nationwide Investment Advisors, LLC in Columbus, OH, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Nationwide Investment Services Corp since 2013. Nationwide Investment Advisors provides investment advice and managed-account solutions primarily to retirement plan sponsors and participants, including ERISA 401(k) and public 403(b)/457(b) plans. The firm utilizes independent fiduciary experts to develop model portfolios and manages a large number of retail participant accounts within a family of affiliated financial companies serving as custodians and recordkeepers.

Kelli Lynn is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and 25 years of industry experience. Her career includes roles at Transamerica Investors Securities Corporation and Transamerica Life Insurance Company since 2023, as well as Princor Financial Services and Principal Life Insurance from 2016 to 2023. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through advice programs that provide asset allocation, contribution rate, and retirement age guidance, offering both managed portfolios and non-discretionary recommendations. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios to tailor advice and operates at scale with over 212,000 clients and 301 advisors.

John Steggell is a financial advisor with Nationwide Investment Advisors, LLC, based in Columbus, OH. He holds the ChFC® designation and Series 63 and 65 licenses, with 30 years of industry experience. His prior work includes roles at Nationwide Investment Services Corp and Fidelity Brokerage Services. Nationwide Investment Advisors provides investment advice and managed-account solutions primarily to retirement plan sponsors and participants, focusing on ERISA 401(k) and public 403(b)/457(b) plans. The firm utilizes independent fiduciary experts for portfolio construction and serves a large retail participant base within a family of affiliated financial companies.

Curtis Cutler is a financial advisor at Voya Financial Advisors, Inc. with one year of industry experience. He holds the Series 66 designation and has worked previously at firms including JPMorgan Chase and Smithfield Foods. Voya Financial Advisors, Inc. provides financial planning, portfolio management, retirement-plan advisory services, and access to third-party money managers for individuals, pension plans, charitable organizations, and corporate clients. The firm uses a combination of model portfolios, both in-house and external strategists, and technology-driven tools to implement investment recommendations, with a notable emphasis on non-discretionary client relationships.

Gary Vandia is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63, 65, and 66 licenses and possessing 35 years of industry experience. He has been with Hornor, Townsend & Kent since 2016 and concurrently works with Penn Mutual Life Insurance Company. Vandia is also an agent involved in insurance brokerage through McCloy Financial Services and 1847Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.