Charles Wagner is a financial advisor at Charles Schwab with one year of industry experience. He previously worked at Rocket Mortgage and Referral Partners International. Wagner holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research from the Schwab Center for Financial Research.

James Creamer is a financial advisor with LPL Enterprise in Troy, MI, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Thrivent Investment Management. Outside of his advisory work, he is involved in Eldercare Insurance Services as a producer. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable organizations. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers a range of services including financial planning, access to external asset managers, and insurance product sales through affiliated entities.

Michael Lograsso is a financial advisor at OSAIC with 49 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining OSAIC in 2025, he worked for 27 years at Lincoln Financial Advisors Corporation. Outside of his advisory role, he operates Michael J. Lograsso and Associates, LLC, through which he offers fixed insurance products such as fixed annuities and traditional life insurance, and engages in senior settlement services providing liquidity for unwanted insurance policies. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization supported by various tools and strategies.

Andrew Covic is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at LPL Financial since 2025 and concurrently serves Christian Financial Credit Union, among other prior roles in financial services and related fields. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Paul Giles is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliates since 1999, except for a one-year break in 2021-2022. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines algorithmic automation and research-driven methods to deliver tailored, non-discretionary advice through a centralized consulting team.

James Stiekes is a financial advisor with Primerica Advisors in Clinton Township, MI, holding Series 63 and Series 65 licenses and over 42 years of industry experience. He has been affiliated with Primerica Advisors since 1983 and with Primerica Financial Services since 1991. Stiekes has also been involved with Pfs University since 2006. Outside of his advisory work, he is associated with Faith Baptist Church of Warren. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Mark Jankauskas is a financial advisor with Ameriprise Financial Services who holds Series 63 and Series 65 designations and has 32 years of industry experience. He has been with Ameriprise and its affiliates since 2007. Outside of his advisory role, he serves on the Board of Directors for the Pinewood Estates Home Owners Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which focuses on written recommendations and ongoing advice tailored to dependable income sources and tax-aware withdrawal strategies.

Ryan Zimmer is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include academic positions at Michigan State University, Miami University, and the University of Michigan. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction, serving a broad client base including registered investment companies and charitable funds.

Kasey George is a CFP® professional with 25 years of industry experience, currently serving at Cambridge Investment Research Advisors. Prior to joining Cambridge, George worked at Lincoln Investment for six years and Legend Equities Corporation for seven years. In addition to advisory roles, George is involved as an independent insurance agent with various agencies. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and features proprietary model strategies under the Founders Gate Capital brand.

Gerald Shiner is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at SagePoint Financial and Principal Financial Services. In addition to his advisory role, he serves as Director of Retirement Services at Michigan Planners, consulting on employee benefit plans. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple managed account solutions.

Nicholas Fabiano is a financial advisor with LPL Enterprise, holding a Series 66 license and beginning his advisory career in 2025. His prior work includes roles at Seamless AI, Rehmann, and Fabiano Brothers Inc., as well as positions in education at Indiana University and local schools. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm primarily employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Annmarie Mikolajczak is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 41 years of industry experience. She has been with LPL Financial and its predecessor entities since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by technology tools for advisors.

Austin Liedel is a financial advisor with LPL Enterprise holding a Series 66 designation and one year of industry experience. His prior work includes roles at Michigan State University and Herbert Financial Group. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers additional services such as financial planning, access to third-party asset managers, and affiliated trust and insurance products.

Robert Hein is a financial advisor with LPL Financial in Utica, MI, holding a Series 66 designation and having 10 years of industry experience. He has been with LPL Financial since 2016. Hein operates RH3 Consulting Inc., a business entity for tax and investment purposes, and is involved with Qolity Tax Services, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Miller is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Thrivent Financial and Thrivent Investment Management Inc. for over a decade. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform with an investment approach centered on model-based asset allocation, portfolio optimization, and risk management tools.

Laurence Golden is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a trustee managing investment-related matters for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Timothy Lenhard is a Series 63-credentialed financial advisor with LPL Financial, where he has worked since 1997, bringing 34 years of industry experience. He is based in Grosse Pointe Woods, MI. Outside of his advisory role, he is involved in a family investment entity that owns a hospitality business and works as a sales representative for Zapp Charging. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology-enhanced operational tools.

Richard Allen is a financial advisor at OSAIC Wealth, Inc with 21 years of industry experience. He holds a Series 66 designation and has previously worked for Wells Fargo Advisors Financial Network LLC and The Investment Consulting Group, where he continues to serve as a financial planner. Allen also owns an LLC used solely for income and banking purposes. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, providing a range of managed portfolio options and third-party manager access.

Gregory Gilbert is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

George Hamaty is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, N.A., and JPMorgan Chase in various roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured tools and the firm's Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and broker-dealer capabilities.