Maclay Swanson is a CFP®-designated financial advisor with 27 years of industry experience, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1999 to 2020. He is also involved in music publishing and works as an artist outside of his advisory role. Ameriprise offers a retirement-income planning service primarily for individuals with at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Darin Stevens is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Wells Fargo Bank. Before entering financial services, he spent two years working as a farmer. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account services through a consolidated billing option called WealthPlan.

Mark Wood is a financial advisor at Edward Jones with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Edward Jones, he operated a small business, Max's Mowing and More, for nine years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Shane Sienko is a CFP® professional with four years of industry experience, currently affiliated with RBC Capital Markets in Minneapolis, MN. His prior roles include positions at City National Bank and Blue Line Logistics. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Tyler Armstrong is a CFP® professional with 17 years of experience in the financial industry. He is currently affiliated with OSAIC and has previously worked at firms including Royal Alliance and AdvisorNet Financial Partners. Outside of his advisory role, he is a partner in a wood decor business that sells products on Etsy. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services through a large network of advisers. The firm employs various portfolio construction tools and supports multiple advisory platforms, including access to third-party money managers and managed-account solutions.

Shawn Murray is a financial advisor with Ameriprise in Lino Lakes, MN, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Outside of his advisory role, he participates in his local church as a money counter and assists with informal budget reviews. Ameriprise is a large institutional firm offering retirement-income planning services and a broad range of advisory, brokerage, and insurance solutions. Its retirement-income service uses research-driven, tax-efficient strategies and algorithmic tools to provide clients with tailored, written recommendations.

Thomas Lucas is a CFP® professional with 12 years of industry experience, currently affiliated with RBC Capital Markets in Minneapolis, MN. His prior experience includes seven years at Wells Fargo Clearing and one year at Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management with financial planning and brokerage services, utilizing both in-house and third-party investment managers tailored to clients' risk profiles.

Mitchell Max is a financial advisor with Ameriprise in Golden Valley, MN, holding a Series 66 designation and four years of industry experience. His prior roles include positions at North Star Resource Group, Securian Financial Services, and Minnesota Life Insurance. Outside of his advisory work, he is involved with BDLR Group, Inc. as a registered team member. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations. The firm combines research, modeling, and tax-efficiency strategies to support clients approaching or in retirement.

Dean Deutz is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he is an active owner involved in farmland ownership. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management and financial planning services that utilize both in-house and third-party investment managers.

Mark Smith is a financial advisor at RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses with 21 years of industry experience. He has worked at RBC Capital Markets since 2017 and previously had roles at Bank of America and Merrill. Outside of his advisory work, he is a passive investor in TMS, LLC, an investment vehicle unrelated to his securities activities. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that offer discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm uses tailored strategies based on client risk profiles and integrates both in-house and third-party managers to implement its investment solutions.

Glenn Mc Mahon is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and seven years of industry experience. He has previously worked with firms including Charles Schwab and Brighton Jones. Outside of his advisory role, he is a private investor in health and roadside service startups. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Kauls is a financial advisor with Thrivent Investment Management in North Oaks, MN, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2015. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based analyses and planning across a broad range of topics. The firm offers these services either on a one-time or ongoing basis while keeping planning and managed-account services separate.

John Crosland is a CFP®-designated financial advisor with Ameriprise in Hanover, MN, bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 1999. Outside of his advisory role, he serves as the head coach for the Buffalo High School Boys Swim and Dive team and is a scoutmaster for Scout Troop 563. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jason Dekeuster is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with MassMutual Life Insurance Company and MML Investors Services since 2006. Outside of his advisory role, he is involved in business coaching through a consulting firm he co-owns and participates in a business consulting study group. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

William Bard is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with RBC Capital Markets since 2016 and previously worked at City National Bank starting in 2017. Outside of his advisory work, Bard is involved in community activities, including serving on the board and as Treasurer of the Jungle Theater, a local arts institution, and participating in fundraising for The Sanneh Foundation, a youth development organization. He is also associated with a family-owned coffee shop, Claddagh Coffee, in St. Paul, MN. RBC Wealth Management serves a broad client base ranging from individual investors to institutional clients and offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services. The firm implements tailored investment strategies through a combination of in-house and third-party managers, with features including tax management, responsible investing options, and access to alternative investments.

Aaron Petersen is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Plymouth, MN. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, providing written Recommendation Reports that include income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Samuel Sturgis is a financial advisor with RBC Capital Markets in Medina, MN, holding a Series 63 designation and 23 years of industry experience. He previously worked at LPL Financial for nine years before joining RBC Capital Markets in 2020. Outside of his advisory role, he is a 49% owner with management responsibilities of two European Wax Center locations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and nonprofits. The firm provides tailored investment advisory programs with discretionary and non-discretionary portfolio management through a combination of in-house and third-party managers, supported by its capital-markets capabilities.

Anthony Bumgarner is a financial advisor with LPL Financial in Fridley, MN, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to joining LPL Financial in 2022, he worked for 15 years at CUNA Brokerage Services Inc. and Cuna Mutual Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Nicholas Valento is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at Osaic Wealth, Gradient Securities, and in roles outside of finance including at Minnesota State University, Mankato and Centennial School District. Outside of his advisory duties, he is involved as a personal care assistant in a non-investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by proprietary research and third-party resources.

Hillary Bement is a financial advisor with Thrivent Investment Management in New Brighton, MN, holding Series 63 and Series 65 licenses. She has two years of industry experience, including roles at Thrivent Financial and prior service at Financial One Credit Union and Magnifi Financial Credit Union. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning covering topics such as retirement, income tax, estate, and special needs planning, allowing clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”