Nicole Mackowiak is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. She has worked previously at Avantax Investment Services and 1st Global Advisors, and she currently manages operations at Porte Brown Wealth Management. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with access to various third-party managers and program structures.

George Palacios Jr. is a financial advisor with J.P. Morgan Securities in Chicago, IL, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has worked at J.P. Morgan-affiliated entities since 2005 and has prior experience with Uber and On Q Protection and Investigation Services LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program emphasizes centralized due diligence with both quantitative and qualitative research and incorporates an ESG eligibility framework.

William Eaton is a Wealth Management Advisor based in Crystal Lake, Illinois, with over 30 years of experience assisting families, entrepreneurs, and corporate executives in navigating their financial affairs. He specializes in family wealth management strategies, liquidity management, tax minimization, retirement income, wealth transfer, philanthropic planning, and long-term care. William and his team provide a personalized, goal-centered approach that integrates all aspects of a client's financial life to help prioritize and pursue their most important objectives. William holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from Middlebury College. His offices in Illinois and New York provide full accessibility to resources from Merrill Lynch Wealth Management and Bank of America to tailor strategies that adapt to changing market conditions and client needs. Beyond his professional work, William is actively involved in community organizations such as Crystal Lake Youth Rugby, where he coaches, the Foundation for Wellspring, and serves as a trustee on the Sailors' Snug Harbor Board of Trustees. His personal interests include adventure sports, cooking, rugby, and spending time with his family. He divides his time between Crystal Lake, Illinois, and Hull, Massachusetts, sharing his passion for rugby and philanthropy.

Kevin Kelly is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Avantax and LPL Financial, and he is the owner of Resurgens Investments, LLC as well as Legacy Tax & Accounting, LLC, where he manages tax and accounting services. Kelly also offers identity theft protection services through Harvard Risk Management. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual and institutional clients through a nationwide network of independent advisors. The firm provides a range of portfolio management and financial planning services across multiple program structures, offering access to both affiliated and third-party money managers.

Kerry Wiberg is a financial advisor with LPL Financial in Northbrook, IL, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He has worked at LPL Financial since 2009 and was previously with Waterstone Financial Group from 2006 to 2009. In addition to his advisory role, he sells life, health, and long-term care insurance through general agencies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robert Gattuso is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at various Morgan Stanley entities since 1998 and currently serves as a director for The Lambs, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by proprietary tools and models.

Anum Melwani is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2019, Melwani worked at First Security Trust and Savings and JP Morgan Chase. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Burdette Martin IV is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill for seven years and holds the CERTIFIED FINANCIAL PLANNER® certification, obtained in 2022, as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from the University of Illinois at Urbana-Champaign. In his role, Burdette focuses on connecting all aspects of clients' financial lives to help them prioritize and pursue their most important goals. He works with individuals and families to understand their financial situations, risk tolerance, time horizon, and liquidity needs. Burdette helps clients articulate their short- and long-term objectives and recommends financial strategies aligned with these aims. His approach combines personalized service with the investment insights of Merrill and access to the banking convenience of Bank of America. Burdette maintains an active role in his community, volunteering with Big Brothers Big Sisters. He is also a member of the Zeta Beta Tau Fraternity.

Ronald Dales Jr. is a financial advisor with Raymond James Financial Services Advisors Inc. in Glenview, IL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Raymond James and affiliated firms since 2016. Outside of advising, he is a partner and owner in a rental real estate LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Jeremy Wynes is a CFP® with eight years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior roles include positions at UBS Financial Services and involvement in political and community organizations such as the Republican Jewish Coalition and a congressional campaign. He also worked with the Park District of Highland Park. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Joseph Mazzocchi is a financial advisor with Edward Jones in Schaumburg, IL, holding a Series 66 designation and possessing one year of industry experience. Prior to joining Edward Jones in 2024, he worked at Community Trust Credit Union and Gold Coast Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering various advisory programs and investment strategies supported by a large network of financial advisors and branch offices. The firm provides discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mitchell Weiss is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and having 24 years of industry experience. He has been with Ameriprise since 2009, working in various capacities within the firm. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning with recommendations on income sources, withdrawal strategies, and Social Security options. The firm’s approach integrates proprietary research, third-party data, and managed account solutions within a defined investment framework.

Timothy Sattley is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliates since 2010. Outside of his advisory role, he is a science fiction author and the sole proprietor of High Dive Games, a recreation and art-related business in Arlington Heights, Illinois. He is also employed by Harper Community College in Palatine, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Barbara Charal is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked at Cetera since 2004 and operates her own business, Barbara E. Charal & Associates, Inc., which provides public accounting and tax return services alongside investment advisory. Additionally, she owns Genova Wealth, a financial services firm she started in 2024, and is licensed to sell health insurance under a fixed insurance business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, leveraging both affiliated and third-party managers, with over 10,000 advisors and $256 billion in assets under management.

Sheri Rovner is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Her career includes prior roles at Wells Fargo Clearing, A.G. Edwards & Sons, Inc., and Morgan Stanley DW Inc. She is associated with Women's Financial Centre Ltd., an entity related to her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Era Doce is a financial advisor at Morgan Stanley Wealth Management with six years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services and Merrill Lynch prior to joining Morgan Stanley. Doce also spent several years working at Ulta Beauty and Dominican University. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning processes supported by advanced modeling tools.

James Mcnamara is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 41 years of industry experience. His prior work includes a three-year tenure at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services, managing approximately $671 billion in assets with over 14,000 financial advisors.

Eric Yum is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Equitable Financial Life Insurance Co. Outside of finance, he has experience in the restaurant industry, having worked at Oozu Ramen and Potbelly Sandwich Company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to create model asset allocations and incorporates an ESG eligibility framework.

Danny Conti Mica is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior work includes 26 years at MetLife Securities Inc. and a decade at Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is involved in insurance brokerage activities through Comprehensive Financial Concepts, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Jason Weissman is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. He has worked at Morgan Stanley since 2021 and has prior experience with firms including GreenBridge Wealth Management and One Team Financial Group. Weissman is also affiliated with the University of South Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market analysis.