Luis Cruz is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2018. Prior to his financial services career, he had roles at Wayfair, ADT, Target, and Texas A&M University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a broad range of investment and custody services.

Robert Crockem Jr. is a financial advisor with Charles Schwab and holds a Series 66 designation. He has 22 years of industry experience, including prior roles at TD Ameritrade Investment Management and Td Ameritrade, Inc. He also serves as Deputy Director of the Joint Staff for the Texas Military Department. Additionally, he is a silent partner in a travel advisory business operated by his wife. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program. The firm offers a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and a centralized operational structure.

Hannah Smith is a Planning Consultant specializing in helping individuals and families manage their financial futures through clear and personalized strategies. She emphasizes aligning financial goals with clients' values and life aspirations to provide tailored advice. Hannah has gained extensive experience through her roles at Fidelity Investments, including positions as Central Relationship Manager from 2024 to 2025, Transition Services Specialist from 2023 to 2024, and Central Relationship Advocate from 2021 to 2023. She holds insurance licenses in Arkansas and California. Outside of her professional work, Hannah's personal interests include attending concerts, engaging in family activities, parenthood, and photography.

Michael Allen is a financial advisor with Charles Schwab, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, Frost Brokerage Services, and Provasi Capital Partners. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and a formal alternative-investment process.

Michael Gigantelli is a Series 65-registered financial advisor at Fisher Investments with seven years of industry experience. He has been with Fisher Investments since 2014. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process led by a five-member Investment Policy Committee and offers sub-advisory and retirement plan services while managing separate accounts, pooled vehicles, and collective funds.

Cassidy Filzen is a Series 65-credentialed financial advisor with Fisher Investments, where she has spent 10 years, including 3 years as an advisor. Based in Plano, TX, she works with a firm known for serving a diverse global client base that includes institutional and high-net-worth individuals. Fisher Investments provides discretionary portfolio management, sub-advisory services, and retirement plan solutions, utilizing a centralized investment process that combines quantitative and qualitative research to manage globally diversified portfolios.

Daniel Homan is a financial advisor at Fisher Investments, holding a Series 65 designation with 14 years of industry experience. He has been with Fisher Investments since 2006. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and offers sub-advisory and retirement plan services.

Jeremy Crider is a CFA® charterholder with 10 years of industry experience. He joined Fisher Investments in 2025 and previously worked at Tampa Bay Trust Company and SunTrust Bank and its advisory affiliates from 2016 to 2024. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research and employs tax-aware strategies and defensive tactics to manage risk and positioning.

Tyler Theriault is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional with over 10 years of experience in the financial services industry. Tyler earned a bachelor's degree in personal financial planning from Texas Tech University. Tyler specializes in working with high net worth families and small business owners, managing discretionary investment portfolios and providing services in retirement planning, college education planning, family wealth management strategies, legacy planning, liquidity management, tax minimization, and portfolio management. His approach focuses on developing personalized financial plans to help clients achieve their financial objectives and build a secure future. Outside of his professional work, Tyler enjoys cooking, football, golfing, hiking, music, pickleball, running, tennis, watching movies, and spending time with his family. He holds professional designations as a CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor.

Robert Luten is a financial advisor with Vanguard Advisers, holding Series 63, Series 65, and Series 66 licenses and bringing nine years of industry experience. Before joining Vanguard in 2025, he worked at Charles Schwab & Co., Inc. and TD Ameritrade, among other firms. Outside of his advisory role, he owns Luten Ventures, LLC, a business focused on sports memorabilia sales. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio management with a proprietary glide-path methodology, offering a range of customizable portfolios built mainly from Vanguard funds and ETFs.

Preston Laine is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior work includes roles at DHL Supply Chain and Coca-Cola Bottling Co. Consolidated. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing proprietary research combined with quantitative analysis and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Fabian Lumsden is a financial advisor at Fisher Investments with a Series 65 designation and one year of industry experience. Prior to joining Fisher Investments, he was involved with ASM Sports and ASM Scholarships. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management with a centralized investment process that combines quantitative and qualitative research. The firm offers a range of services including sub-advisory and retirement plan management, with a global client base and specialized tactical approaches to risk and tax management.

Karina Yilmaz is a financial advisor at Fidelity with a Series 66 designation. She has less than one year of industry experience and has held prior roles at various companies including ESS South Central, LLC, Homeaglow, and Uber. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Teri Sundberg is a financial advisor at UBS Financial Services with 20 years of industry experience. She has worked at UBS since 2016 and previously spent 17 years at Merrill. She holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Peyton York is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., where he is currently employed. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, combining scale with digital delivery across a broad client base.

Jonathan Reimer is a financial advisor at Fisher Investments in Plano, TX, holding a Series 65 credential. He has been with Fisher Investments since 2026. Prior to this, he worked at OppFi from 2019 to 2025 and has a background including experience at Girl and the Goat. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research and integrates tax-aware strategies and risk management techniques.

Jon Weidenbach is a financial advisor with LPL Financial in Frisco, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he is involved in youth hockey coaching, serving as head coach for the Plano West Junior Varsity Club and as an assistant coach for the McKinney North Stars. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Justin Harp is a Series 66 licensed financial advisor with 21 years of industry experience, currently with Fisher Investments since 2007. He is based in Camas, WA. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management through a centralized investment process that incorporates quantitative and qualitative research.

Jeremy Lucas is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2018, including his current role at Fidelity Investments. Prior to his finance career, he held positions at Bank of America, Indiana Wesleyan University, and AT&T Mobility. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, and manages model portfolios using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.

Michael Thorpe is a financial advisor at Fisher Investments with nine years of industry experience. He holds Series 65 and Series 66 credentials and previously worked at Time Insurance Agency, Inc. from 2015 to 2019. Outside of financial advising, Thorpe manages two businesses focused on buying and selling sports cards, games, and comics. Fisher Investments serves institutional and private clients worldwide, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and offers a range of services including sub-advisory and retirement plan management.