Laurie Pertile is a CFP®-certified financial advisor with 24 years of industry experience. She is currently with Charles Schwab & Co., Inc. in Westlake, TX, where she has worked since 2019, including prior roles with TD Ameritrade, CFG Advisors LLC, Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Joseph Klain is a financial advisor at Charles Schwab with Series 66 credentials and four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab, TD Ameritrade, and The Keller Pointe. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and access to alternative investments, supported by a large-scale, integrated operational structure.

Jason Fudge is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His previous work includes roles at TD Ameritrade, Charles Schwab Bank, and retail positions at Texas Roadhouse and United Supermarkets. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Larry Nixon III is a financial advisor at Fidelity with Series 63 and Series 66 registrations and one year of industry experience. His prior roles include positions at Power Home Remodeling and educational institutions such as Birdville Independent School District and University of North Texas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Rod Skaf is a financial advisor with Cetera who holds the CFP® designation and has 29 years of industry experience. His career includes roles at MassMutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities. He owns a business entity named SKAFCO, which operates under Cetera Business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform that includes affiliated and third-party managers and a variety of program structures.

Eric Johnson is a CFP® professional with nine years of industry experience, currently serving at Charles Schwab in Westlake, TX. He has worked with Charles Schwab since 2016 and has been with Charles Schwab Bank, SSB since 2025. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by Schwab’s Center for Financial Research.

David Emmet is a financial advisor with Fidelity Investments based in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with various divisions of Fidelity since 1999. Outside of his advisory role, he receives royalty payments from a natural gas lease with Chesapeake Energy. David works with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research and quantitative analysis to construct model portfolios from a range of mutual funds, ETFs, and ETPs and also serves as a commodity pool operator and advisor to multiple registered investment companies.

Brandyn Brooks is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His work history includes roles at Fidelity Investments, Madhouse Development, and The University of Texas at Austin. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, leveraging a combination of fundamental research, quantitative analysis, and systematic portfolio construction. The firm’s distinctive features include its registration as a commodity pool operator, advisory roles to various registered investment companies, and the use of algorithmic methods and AI in research.

Elicka Oberdick is a financial advisor with Wells Fargo Clearing in Southlake, TX, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. Prior to joining Wells Fargo in 2018, she worked at JP Morgan Chase Bank and J.P. Morgan Securities from 2013 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and leverages research from its investment institute and third parties, offering a range of financial products through affiliated bank and insurance entities.

Orhan Jumerovski is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has progressed through various roles within Fidelity Investments since 2021, including Planning Consultant, Workplace Planning Consultant III, II, and I, and Workplace Planning Associate. His experience encompasses providing guidance and support to high net worth clients, focusing on assisting with important financial decisions and their execution. Orhan holds insurance licenses in Arkansas and California, supporting his capacity to advise clients on financial planning and insurance-related matters. He emphasizes honesty and open communication as foundational to building long-term client relationships and delivering an excellent client experience. Outside of his professional role, Orhan engages in family activities, golf, outdoor adventures, and traveling.

Session Rainwater is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Prior to joining Charles Schwab in 2022, he worked at TD Ameritrade from 2011 to 2022. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts, supported by a centralized operational structure and a formal alternative investment process.

Marcus Thorstad is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at TD Ameritrade from 2008 to 2024 before joining Charles Schwab Trust Bank and Charles Schwab & Co., Inc. in 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts within a large-scale, integrated operational structure.

Daniella Mawika is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. Her prior roles include positions at Liberty Mutual Insurance, Comparion, and involvement with Mayo Street Arts. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Daniel Ramirez is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having seven years of industry experience. His prior work includes roles at TD Ameritrade and Charles Schwab Bank. Outside of his advisory role, he owns a rental property unrelated to financial services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a structured alternative investment program.

Garrett Smith is Vice President and Executive Planning Consultant at Fidelity Investments, where he has been serving since 2021. In this role, he partners with executives to develop personalized wealth plans that align with their personal and financial goals. Prior to this position, he was Regional Director of Executive Services at Fidelity Investments from 2016 to 2021. Garrett holds insurance licenses for both Arkansas and California. Outside of his professional work, he has interests in fitness, football, and traveling.

Douglas Mccarley is a financial advisor with Fidelity who holds a Series 66 designation and has five years of industry experience. Prior to joining Fidelity, he worked at Samsung Electronics, Kyocera, and LG Electronics. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios that include mutual funds, ETFs, and ETPs.

William Ashman is a financial advisor at Fidelity with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been affiliated with Fidelity and its related entities since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing model portfolios through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a variety of clients and has a notable involvement with registered investment companies and the use of algorithmic methods and AI in its research processes.

John Hakanson is a CFP®-certified financial advisor with Edward Jones in Decatur, TX, where he has worked since 2015. He has 10 years of industry experience and holds the Series 66 designation. Outside of his advisory role, he serves as a football official and umpire, and he is involved in community organizations including the Decatur Education Foundation, the Rotary Club of Decatur, and CASA, where he holds a board position. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies and affiliated capabilities. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Christopher Pace is a financial advisor at Charles Schwab with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Wells Fargo Clearing Services, Citigroup, and Edward Jones. Outside of financial services, he was involved with the PACE Family Inc DBA Ritmo Cafe for six years. Charles Schwab serves a large client base mainly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining centralized custody and operational support with multi-asset investment guidance.

Sonia Davenport is a financial advisor at Charles Schwab with nine years of industry experience. She has held positions at Charles Schwab & Co., Inc. since 2020 and previously worked at Edward Jones from 2016 to 2020. She holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers investment guidance using multi-asset model portfolios and alternative investment options.