Marianne Makari is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. She has been with Wells Fargo Clearing since 2018 and has also worked with Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, providing customized solutions that include insurance-related investment vehicles alongside traditional options.

Angel Carrillo is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. With over 10 years of professional experience, he provides clients with customized wealth strategies designed to help them navigate their financial lives. Angel serves as a resource for a broad range of financial needs, including personal retirement planning, portfolio management services, liquidity management, and tax minimization. He also supports specialized areas such as international wealth management, LGBT wealth planning, special needs planning strategies, and sports and entertainment finances. Angel holds a Bachelor's Degree from the University of Houston System and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is bilingual in Spanish and English, and has a background enriched by living in Europe and playing semi-professional soccer, alongside strong roots in Sugar Land, Texas. His approach combines his diverse global and local experiences with his expertise in banking and investments to deliver comprehensive, personalized advice. Outside of his professional life, Angel enjoys basketball, dancing, music, reading, running, soccer, and traveling.

James Gex is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill Lynch and Morgan Stanley, and he spent five years at the University of Oklahoma. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Rovirosa is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He has progressed through various roles at Fidelity, including Investment Solutions Representative III, II, and I, as well as High Net Worth Associate, demonstrating a breadth of experience within the financial services industry. Prior to joining Fidelity, he worked as a Wire Risk Banking Specialist at USAA from 2020 to 2021. William holds an Arkansas Insurance License, supporting his expertise in providing financial planning services. He approaches financial planning collaboratively, aiming to understand clients' support needs and preferences to develop actionable plans geared towards financial success. Outside of his professional work, William enjoys activities such as camping, fitness, food exploration, golf, hiking, and parenthood.

Kevin Pasha is a financial advisor with J.P. Morgan Securities based in Houston, TX, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at Morgan Stanley and Merrill. Outside of advisory work, he is an owner and partner in Cadre, a private equity real estate investment firm, and Alumni Ventures, a venture capital fund focused on university alumni investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and offers broader derivatives and commodities capabilities through related entities.

Jessica Babcock is a Series 66-licensed financial advisor with Edward Jones in Pearland, TX, with three years of industry experience. Prior to joining Edward Jones, she worked at N2 Distribution and has been involved with Thornton's Gymnastics Center for over ten years, where she coaches children ages 3 to 12. Edward Jones is a full-service wealth management firm serving a broad range of clients, including individual and institutional investors, and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offices.

Katelynn Barba is a financial advisor at Edward Jones with seven years of industry experience. She holds Series 66 and Series 63 licenses. Her prior roles include seven years at J.P. Morgan Securities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Ann Krieger is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including prior roles at LPL Financial and Waddell & Reed. She serves as an executor of an estate in a personal capacity. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and offers tailored planning tools supported by its Global Investment Committee.

Michael Ogashi is a financial advisor with Thrivent Investment Management in Houston, TX. He holds the Series 66 designation and has prior work experience at Bank of America and The Home Depot Inc. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations on topics such as retirement, estate, and tax planning. The firm separates its planning and managed-account services and does not serve institutional clients with portfolio management or advisor selection.

Paul Lindberg Jr. is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has worked at Ameriprise since 2017 and previously held roles at State Farm VP Management Corp and insurance agencies. Lindberg also manages an advisory business, DGW Worldwide, LLC. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated companies, supported by a centralized consulting team that generates algorithm-assisted, customizable recommendations.

May Burkett is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with four years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at KoonsFuller Houston and the Law Office of Robert S. Hoffman, P.L.L.C., and has experience in both legal and fitness instruction roles. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Barbara Salas Beltran is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. She has worked at JPMorgan Chase Bank and JPMorgan Securities LLC since 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative screens and qualitative research to build customized asset allocations, with clients retaining final decision-making authority.

Johnny De Forest Jr. serves as a Senior Financial Advisor with Merrill Lynch Wealth Management in Houston. Since joining Merrill in 2019, he focuses on educating and assisting clients to reach their personal and financial goals through tailored wealth management plans. His approach involves listening to the objectives and expectations of individuals and families and collaborating with his team to design strategies that aim to convert these goals into realities. De Forest specializes in areas such as corporate benefits, executive services, divorce transition planning, education planning, retirement income, and family wealth management strategies. He provides guidance for managing concentrated stock positions and addressing significant life events like retirement, inheritance, or business sales. Additionally, he facilitates access to services from Bank of America Private Bank and works alongside clients' legal and accounting advisors to coordinate comprehensive financial and legacy planning. He holds a Bachelor of Business Administration in Finance with a specialization in personal financial planning from the University of Houston, where he was president of the Sigma Alpha Epsilon fraternity chapter. De Forest maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). Born and raised in Houston, he is a sports fan of local teams and enjoys spending time with family and friends, including his fiancé and their two sons.

Kathleen Gain is a financial advisor at Merrill with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roy Salas is a financial advisor with Edward Jones in Kemah, TX, holding the ChFC® designation and Series 66 license. He has 12 years of industry experience, all with Edward Jones since 2014. Outside of his advisory role, he is involved with Statoil Texas Onshore Properties LLC, related to oil and gas royalties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 advisors and over $1 trillion in assets under management.

Joseph Olivares is a Series 66-credentialed financial advisor with seven years of industry experience. He currently works at J.P. Morgan Securities, having previously held roles at Bank of America, Merrill, and Scope Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm incorporates both quantitative and qualitative research in its advisory process and offers specialized capabilities in derivatives and commodities.

Howard Williams Jr. is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2018 and previously held roles at Salient Capital, L.P., Salient Capital Advisors, LLC, and Salient Partners, L.P. between 2016 and 2017. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kelly Wilson is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. Her career includes roles at Primerica Financial Services and DCJ Transport, among others. Outside of her advisory work, she has maintained a personal connection to health products through Shaklee Corporation, though she has not actively used these products since 2013. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on a tiered percentage-based fee model.

Frances Lummis is a financial advisor at J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 credentials with 11 years of industry experience. She has worked at J.P. Morgan Chase Bank NA and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program. Their advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework in model asset allocations.

Lawson Cavarretta is a financial advisor at Ameriprise in Mont Belvieu, Texas, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Barbers Hill Independent School District and Texas A&M University. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.