Colten Corey is a CFP® and CFA® credentialed advisor with eight years of industry experience, currently with Schwab Wealth Advisory. He has held positions across multiple Charles Schwab entities since 2017. Outside of financial advising, he works as a health and wellness representative for a medical supplies company specializing in essential oils. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering annual financial reviews, retirement planning, and tailored investment recommendations. The firm operates using standard asset allocation models and Schwab research tools, delivering advice without discretionary trading authority.

David Mauka is a financial advisor at Empower Advisory Group with five years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Empower, Mauka worked at Charles Schwab & Co., Inc. for six years and has experience in various other roles, including positions at Amazon and Randstad. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and clients’ savings rates through point-in-time financial plans and optional managed account solutions.

Jonathan Vergara is a financial advisor at PNC Wealth Management with one year of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Colorado Credit Union, among other firms. Outside of his advisory role, he coaches the U12 team for Colorado United Soccer Club. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy that uses algorithm-driven risk assessments and mutual funds or ETFs for investment implementation.

Arthur Isberg is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Janus Henderson Investors, Ares Wealth Management Solutions, and Covered Insurance Solutions. Outside of his advisory work, he serves as a trustee for two irrevocable life insurance trusts and operates a tax preparation service for individuals and trusts. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and various investment strategies supported by a dedicated Investment Consulting Group, managing approximately $49.8 billion for over 127,000 clients.

Adolphe Cyr is a financial advisor with Guardian Life and holds the ChFC® designation along with Series 63 and Series 66 licenses. He has 37 years of industry experience and has been with Guardian Life in various capacities since 2008. He also provides insurance consultancy services focused on estate planning and business transition cases. He currently practices at Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm offers brokerage services, financial planning, and investment advisory programs to individuals, retirement plans, charitable organizations, and corporate clients.

Milton Murphy is a financial advisor at Centaurus Financial, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus Financial since 2018, after seven years at Sammons Financial Network. Outside of his advisory work, he owns and oversees a fitness testing facility, Body Fat USA, and conducts educational seminars on succession planning for financial advisors. Centaurus Financial provides advisory and brokerage services to a diverse client base including individuals, families, businesses, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, and specialized services such as retirement-plan consulting, employing both discretionary and non-discretionary arrangements that incorporate a range of analytical approaches.

Christopher Duncan is a CFP® professional with 25 years of experience in the financial services industry. He has worked at Charles Schwab & Co., Inc. since 2000 and has been with Schwab Wealth Advisory Inc. since 2012. Based in Lone Tree, CO, he holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm’s advice is delivered using Schwab’s asset allocation models and research tools, with client decisions and trading remaining non-discretionary.

Michael Hess is a financial advisor with Transamerica Financial Advisors in Centennial, CO, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His background includes roles at the Heartland Institute of Financial Education and Jeppesen Sanderson Inc. Outside of his advisory work, he owns ROCK BCC LLC, which is involved in coaching and consulting. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Michael Seal is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He has been with Charles Schwab and its affiliated firms since 1999 and holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations across various asset classes while clients retain final trading decisions.

Daniel Lanskey is a financial advisor at Transamerica Financial Advisors with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Transamerica since 2014. Outside of his advisory role, Lanskey is involved with Net Law Group Inc., where he assists clients in estate planning by helping them obtain wills and trusts. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations. The firm offers a range of advisory and broker-dealer services featuring proprietary and third-party investment models, with discretionary and non-discretionary management options.

Lorenzo Alfonso is a Series 65-licensed financial advisor at Mariner with two years of industry experience. He previously worked at Grant Private Wealth Management, Inc. for four years. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs discretionary, customized portfolio strategies supported by in-house research and third-party managers, alongside integrated tax and accounting services uncommon at its enterprise scale.

William Richardson is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Schwab Wealth Advisory, Richardson worked at Robinhood Markets, Inc. and Prudential. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm serves clients using Schwab's asset allocation models and research tools, recommending investments while leaving final trading decisions to clients.

Adam Erganbright is a financial advisor with Empower Advisory Group, holding the Series 66 and Series 63 designations and five years of industry experience. His work history includes roles at Empower Retirement and prior experience outside financial services at Whole Foods and Behavioral Health Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, delivering point-in-time financial plans and optional managed account solutions.

Emily Cronkey is a financial advisor with Empower Advisory Group and holds Series 65 and Series 63 licenses. She has one year of industry experience, including prior roles at First Command Advisory Services and Ent Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s integrated services focus on long-term portfolio returns and client savings rates, delivered within the framework of Empower’s recordkeeping and administrative platforms.

Ryan Ocken is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Empower Retirement, B3 Insight, Bradsby Group, and US Bank. Outside of his advisory role, Ocken serves as a board member of Wellington Square Homeowners Association and as Vice President of the Foundation Board at MileHi Church. He has also worked as a food delivery driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

Stephen Huff is a financial advisor with Integrity Alliance, LLC in Denver, CO, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He previously worked at Securities Management & Research, Inc. and American National Insurance Co for over 40 years each. Outside of his advisory work, Huff serves as a board member for Fourth Avenue Gospel Hall, a religious organization. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers asset management, financial planning, and retirement consulting using various portfolio strategies and platforms.

Daniel Weeks is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been affiliated with Charles Schwab since 1999 and joined Schwab Wealth Advisory in 2023. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a broad range of asset types. The firm operates within the Schwab ecosystem and focuses on client-directed investment decisions without discretionary trading authority.

Kenneth Wagenknecht is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding CFP® and ChFC® designations and over 25 years of industry experience. He has worked extensively within the Charles Schwab organization since 2000, including roles at Schwab Private Client Investment Advisory, Inc. and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and does not charge clients directly for its advisory services.

Brian Wainscoat is a financial advisor with Schwab Wealth Advisory, holding a Series 65 designation and beginning his tenure at the firm in 2025. His prior experience includes roles at Charles Schwab & Co., Inc., Empower Retirement, Personal Capital, and Clark Nuber, PS. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm recommends investment allocations without exercising discretionary trading authority and conducts annual account reviews.

Joseph Janiczek is a ChFC® credentialed financial advisor with 27 years of industry experience. He is currently with Cerity Partners LLC, having joined in 2024 after 34 years at Janiczek Wealth Management. Outside of advisory work, Janiczek is an award-winning author and the creator of Strength Based Wealth Management®, as well as the inventor of a patented system for optimizing wealth, which he licenses through affiliated entities. He also founded Flourish Worldwide, LLC, which develops educational programs on flourishing across multiple life domains. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors, advising on approximately $126.9 billion in assets. The firm offers customized investment management and financial planning services with an emphasis on diversified asset allocation and access to alternative and private-market investments.