Seth Henrie is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and bringing 19 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides structured planning tools and models as part of its advisory services.

Spencer Weaver is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at TD Ameritrade from 2010 to 2022 and at Charles Schwab since 2022, including Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative investment platform.

Wendy Ritchie is a financial advisor at Edward Jones with 11 years of experience at the firm and holds a Series 66 designation. She is based in Phoenix, AZ, and has been working in the industry for three years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Nora Rodriguez is a CFP® and ChFC® with 15 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. She holds a Series 66 license and is based in Peoria, AZ. Edward Jones is a wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 financial advisors.

Dmitry Goldin is a financial advisor at Osaic with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Osaic since 2000. Outside of his advisory role, he acts as a power of attorney on his parents' brokerage accounts. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization.

Samuel Munster is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A., and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with tailored services and discretionary options for clients.

Cynthia Arana is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at Northern Trust, Goldman Sachs, and L3 Harris Technologies. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools but generally does not provide individual security recommendations as part of standalone plans.

Derek Glasscock is a Wealth Management Planning Consultant at Fidelity Investments, a position he has held since 2022. He works with clients and their families to build and maintain evolving financial plans based on principles of honesty and transparency. Derek has been with Fidelity Investments since 2013, progressing through several roles including Financial Representative, Senior Relationship Manager, and Planning Consultant prior to his current role. This experience has provided him with a broad understanding of wealth management and client relationship management. No information regarding Derek's education, credentials, personal interests, or community involvement was provided.

Michael Golinski is a Series 66 licensed financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and has prior experience at Northwestern Mutual and Petsmart. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Andrea Spangenberger is a financial advisor at Morgan Stanley in Scottsdale, AZ, with 9 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC, as well as Northern Trust Investments Inc. Andrea holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer serving individuals and institutions. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Shannon Dyson is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and has worked at FSC Securities Corporation and its affiliated firms for over 18 years prior to joining OSAIC in 2023. Outside of her advisory role, she is a commissioned notary public. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm’s investment approach uses model-based asset allocation and portfolio optimization tools, providing various managed account options and third-party manager selections.

Theresa Heim is a financial advisor with OSAIC, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. She previously worked at Securities America Advisors, Inc. for over 20 years. OSAIC Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform and employing a model-based investment process with various portfolio management options.

Garland Howard III is a financial advisor at Primerica Advisors with 42 years of industry experience. He has been affiliated with Primerica Advisors since 1984 and Primerica Financial Services since 1991. In addition to advisory services, he is involved in the sale of loan products and home-related services referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Torrey Jewett is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and 18 years of industry experience. He has worked at LPL Financial since 2010, with prior experience at Wells Fargo Investments and Cetera Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party investment strategies.

Omeed Assadi is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2013 and Charles Schwab Bank since 2017. He is also associated with Comfort Keepers since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts and multi-asset model portfolios. Schwab’s integrated structure combines advisory, brokerage, custody, and cash-sweep services for a large client base.

Drew Knutson is a financial advisor at Osaic with seven years of industry experience. He holds a Series 66 designation and previously worked at Securities America, Inc. and Alorica. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering both brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and a variety of managed account options.

Nicholas Beeter is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. He has previously worked at Edward Jones Investments and First Western Bank and Trust. Outside of his advisory work, he operates a social media account focused on creating and posting videos. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Pedro Benavides is a Series 66-credentialed advisor at OSAIC with two years of industry experience. Before joining OSAIC in 2023, he worked at Advisor Group and has also held positions at SUNY Albany and the U.S. Army. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach relies on model-based asset allocation and portfolio optimization with various managed account strategies and third-party manager programs.

Kelly Mcmanus is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Lana Ledlow is a financial advisor at Osaic with 18 years of industry experience. She holds a Series 66 designation and previously worked at Charles Schwab for three years and TD Ameritrade for thirteen years. Lana is based in Scottsdale, AZ. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm utilizes a model-based investment approach with tools for portfolio optimization and risk assessment, supporting various strategies and third-party manager selections.