Blake Allison is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding Series 65 and Series 63 licenses and seven years of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC and Ladenburg Thalmann. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to offer non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

Caleb Riddle is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and having two years of industry experience. Prior to joining Schwab, he worked in various roles across different industries, including The Dive Bar, The Kroger Co., and FedEx. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Ryan Alkema is a Financial Consultant at Fidelity Investments, a role he has held since 2016. He has been with Fidelity Investments since 2011, previously serving as an Investment Consultant from 2015 to 2016 and as a Financial Representative from 2011 to 2015. Prior to his tenure at Fidelity, Ryan worked at Wells Fargo Bank as an Assistant Manager from 2008 to 2011 and as a Private Banker from 2006 to 2008. Ryan emphasizes integrity and hard work in his professional approach. He focuses on helping individuals and families develop disciplined financial plans that support a healthy relationship with their assets and wealth. His clients value his candor and confidence in collaborative financial planning. Outside of his professional work, Ryan enjoys personal interests such as camping, cars, family activities, fitness, outdoor adventures, and reading.

Marcus Lespron is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012 and 2015, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Joanna La Rosa is a financial advisor at Robert W. Baird & Co. with six years of industry experience. She holds a Series 66 designation and has worked at Robert W. Baird & Co. since 2018 following a two-year tenure at Morgan Stanley. Robert W. Baird & Co.’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations, offering services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs. The firm combines manager-traded and model-traded strategies, tax-management, direct indexing, and unified fee arrangements, supported by ongoing manager monitoring and internal research tools.

Michael Gelfand is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2012, including nine years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory services with integrated brokerage, custody, and cash-sweep capabilities.

Rolly Auchana is a Financial Consultant at Fidelity Investments, where he has been working since 2025. He collaborates with clients to develop personalized financial plans that address their specific needs, emphasizing active client participation throughout the planning process. His approach focuses on building trusted relationships and simplifying financial objectives. Prior to his current role, Rolly served as an Investment Consultant and Relationship Manager at Fidelity Investments from 2023 to 2025. Before joining Fidelity, he was a High Net Worth Client Case Senior Associate at Vanguard from 2022 to 2023. Through these roles, he has gained experience in investment consulting and client relationship management. Outside of his professional work, Rolly's personal interests include camping, cooking and baking, family activities, fitness, food, and military service.

Melissa Sabido is a Financial Consultant currently working with Fidelity Investments since 2020. She brings 25 years of experience in the financial services industry, having previously served as a Wealth Advisor at USAA from 2015 to 2020, a High Net Worth Relationship Consultant at Vanguard from 2006 to 2015, and a Financial Representative at Wells Fargo from 2001 to 2005. Her expertise includes retirement planning, tax-efficient investing, and legacy planning. Melissa holds a California Insurance License. Outside of her professional work, she engages in activities such as cooking and baking, family activities, social events with friends, parenthood, caring for pets, and swimming.

Steffani Johnstone is a financial advisor with LPL Financial in Peoria, AZ, holding a Series 66 designation and 11 years of industry experience. She previously worked at Wells Fargo Clearing from 2016 to 2023. Outside of financial advising, she is employed with Door Dash in a non-investment related role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Karen Stevison is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63, Series 65, and Series 66 licenses and bringing 37 years of industry experience. Her prior work includes tenures at Nuveen Asset Management, U.S. Bancorp Asset Management, Fred Alger Management, and Goldman Sachs. She has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Mark Kowalek is a financial advisor with Edelman Financial Engines in Phoenix, AZ, holding Series 63 and Series 65 licenses. He has 17 years of industry experience and has been with Financial Engines since 2008. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Ricardo Harris is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2013. Outside of his advisory role, he is involved in hosting through Airbnb. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals with a range of wealth advisory, brokerage, custody, and financial planning services. The firm’s wealth advisory program combines non-discretionary client guidance with access to affiliated discretionary strategies, supported by a multi-asset model portfolio approach and a structured alternative investments platform.

Beaux Treguboff is a financial advisor with LPL Financial based in Glendale, AZ, holding a Series 66 designation and 18 years of industry experience. Prior to joining LPL in 2020, he worked at Morgan Stanley in various capacities from 2008 to 2020, including roles at Morgan Stanley Smith Barney and the Morgan Stanley Private Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using a variety of portfolio strategies.

Michael Doubleday is a financial advisor with UBS Financial Services in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning, portfolio management, and capital markets solutions.

William Wilkins Jr. is a CFP® professional with 34 years of industry experience, currently affiliated with LPL Financial since 2009. He previously worked at Merrill and Fidelity. Wilkins produces marketing videos and hosts a podcast through his Wilkins Wealth Management Group, and he also consults on tax preparation and insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Alhussein Makki is a financial advisor at Merrill based in Phoenix, AZ, holding a Series 66 designation with less than one year of industry experience. His prior work includes roles at Bank of America, Earnhardt Cadillac, and various other companies across different sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Federico is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Ameriprise Financial Services and First Financial Equity Corp. Outside of his advisory role, he is involved as an agent in insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, institutions, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a broad network of financial professionals and manages a multi-billion dollar asset base.

Umbreen Kazmi is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Prior to that, she worked at JPMorgan Chase Bank, N.A., where she has been employed since 2004. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, with an emphasis on forward-looking capital market assumptions.

Timothy Lovell is a Client Experience Advisor with Merrill Lynch Wealth Management. In his role, he collaborates with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Timothy aims to provide clients with knowledge and tools to take control of their financial lives and select platforms suited to their needs. He holds the Professional Investment Advisor (PIA) designation and completed his high school education at Centennial High School. His work is guided by a personal philosophy of helping clients identify what matters to them and their families to develop strategies aligned with their financial goals.

Yijuan Zheng is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 1994 and joined Merrill / Bank of America Corporation in 1997. Her current focus is on developing personalized financial strategies for clients, their families, and their businesses. She utilizes the Merrill Lynch Wealth Management program to implement tailored portfolio changes and provides comprehensive services including asset allocation, employer stock and option risk management, and alternative investment strategies. Jane holds a PhD in Economics with a concentration in Quantitative Finance from the University of California, Santa Barbara. She also holds the Chartered Retirement Planning Counselor™ (CRPC) designation and the Personal Investment Advisor (PIA) certification. She is fluent in Chinese (Mandarin and several dialects) and has a strong understanding of Asian culture. Jane works closely with clients’ other service providers to address estate planning, insurance, and tax minimization strategies. Outside of her professional role, Jane is involved with several community organizations including Tempe Chinese School and the Distinguished Young Women Arizona chapter. She lives in Mesa, Arizona with her family and enjoys hobbies such as cooking, gardening, knitting and crocheting, reading, refereeing, volleyball, watching movies, and practicing yoga.