Jing Liu is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and a centralized operational structure.

Megan Pritchard is a financial advisor with Raymond James & Associates and holds a Series 66 designation. She has three years of industry experience, including roles at Centene, University of California - Davis, and multiple hospitality businesses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Bobak Mirmiran is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at TD Ameritrade and Axa Advisors. Outside of his advisory work, he serves as Chief Operations Officer at MIR Express, Inc., a UPS Store franchise where he manages business operations and process development. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. Schwab’s investment approach includes non-discretionary guidance with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Christian Fuess is the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in Woodland Hills, California. He holds the CERTIFIED FINANCIAL PLANNER® designation and serves clients by developing personalized financial strategies to help them pursue their long-term goals in various areas including college education planning, executive and equity compensation, family wealth management, retirement planning, tax minimization, and legacy planning. With over 15 years of experience in the financial services industry, Christian focuses on assisting foundations, endowments, public and private retirement plans, businesses, and individual clients with wealth accumulation and preservation decisions. He earned an Associate's Degree from Moorpark College, a Bachelor's Degree in Finance from San Diego State University, and a Master's Degree in Business Administration specializing in Financial Planning from California Lutheran University. In addition to his CFP® certification, he holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Christian is involved in his community as a weekly mentor for C.A.R.E. Foster Kids, a board member for the Cancer Hope Foundation, and a participant in Malachi Dads. He resides in Westlake Village, California, with his wife Stephanie and their two children.

Sylvia Rodriguez is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley since 2016 and holds a Series 66 designation. Outside of her advisory role, she is involved in sole proprietorship of real estate investments. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools to support its clients’ financial goals.

Alisa Stearns is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models as part of its financial planning process.

Eyal Yaffe is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies tailored to their individual goals. Eyal leverages the investment resources of Merrill Lynch alongside the banking and lending services of Bank of America to support clients’ wealth management needs. Eyal holds a Personal Investment Advisor (PIA) designation. He earned both his bachelor’s and master’s degrees from Canisius College. In addition to his professional responsibilities, Eyal is actively involved in his community through volunteer work, reflecting his commitment to the tradition of service valued by Merrill Lynch Wealth Management.

Mark Caubo is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their current financial situations and introduces them to financial solutions available through Merrill and Bank of America. He focuses on empowering clients with the knowledge and tools necessary to take control of their financial lives and select platforms that best fit their needs. Mark has expertise in helping clients manage diverse financial priorities such as buying a home, saving for college, caring for elderly parents, and preparing for healthcare needs. As a Merrill Financial Solutions Advisor, he works one-on-one with clients to define their financial goals, design appropriate portfolio strategies, and provide ongoing advice tailored to changing circumstances. He holds a Bachelor's Degree from the University of Mumbai and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

David Hess is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Charles Schwab since 1993 and has concurrently worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated advisory and brokerage platform that includes both non-discretionary guidance and access to discretionary separately managed accounts.

William Lopez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His career includes multiple roles within Wells Fargo Bank and Wells Fargo Clearing, as well as positions at LPL Financial and LOGIX Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Wayne Burgher is a financial advisor with LPL Financial in Agoura Hills, CA, holding a Series 63 designation and 47 years of industry experience. He has been with LPL Financial since 1997 and has a concurrent career at Transamerica Occidental Life dating back to 1987. Occasionally, he sells non-variable life insurance products outside of LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Sean Leonard is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and three years of industry experience. Prior to joining Wells Fargo, he worked at Ameriprise Financial Services and Lionscove. He serves on the boards of the Boys and Girls Clubs of Greater Oxnard and Port Hueneme and CASA Pacifica’s Investment Committee, and participates in the Kiwanis Thousand Oaks Youth Services Committee. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Dominic Pino is a financial advisor at Edward Jones in Camarillo, CA, with five years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual and Ameriprise Financial Services LLC. Prior to his financial services career, he was involved with Deer Lodge Tavern and Instrumental Music Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, operating under a fiduciary standard.

Ryan Parker is a financial advisor at Morgan Stanley in Westlake Village, CA, holding a Series 66 credential and with one year of industry experience. Prior to joining Morgan Stanley, he worked at FantasyPros and held mortgage-related roles at Planet Home Lending, HomeBridge Financial, and Prospect Mortgage. Outside of finance, he is involved in music licensing through the American Society of Composers, Authors & Publishers (ASCAP). Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools, without providing individual security recommendations in its standalone financial planning services.

Jeffrey Krinsky is a financial advisor with Ameriprise in Westlake Village, CA, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Wells Fargo Clearing, Crowell, Weedon & Co., and Merrill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Charissa Spach is a Series 66-licensed financial advisor with Ameriprise in Calabasas, CA, and has 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advising, she is a co-owner of R&J Pacific Management LLC, a business unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients near or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for assets held within Ameriprise-managed accounts.

Erika Dizon is an Investment Consultant at Fidelity Investments, where she works closely with clients to build and implement personalized wealth plans. She advocates for her clients by connecting them with the resources at Fidelity and empowering them to make informed financial decisions. Erika has experience in various roles within the financial services industry, including positions as a Planning Consultant at Fidelity Investments, Private Client Advisor at J.P. Morgan Securities, LLC, and Financial Consultant Partner at Charles Schwab & Co. She holds a California Insurance License. Outside of her professional work, Erika has interests in food, music, and pets.

Kyle Stoutland is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 66 designations. He has 16 years of industry experience, including over 10 years with Wells Fargo Clearing and more than 20 years with Wells Fargo Bank, N.A. Outside of his advisory role, he serves on the finance committee of Tierra Del Sol, where he participates in budgeting, management compensation reviews, and fundraising activities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Thomas Cronley is a financial advisor with Edward Jones in Camarillo, CA, holding CFP® and Series 66 credentials and with 14 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he is an owner of a commercial rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Kanongataa is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. His prior roles include lengthy tenures at CUSO Financial Services, LP, Wells Fargo Clearing, and Wells Fargo Investments, LLC. He also provides wealth management services at Ventura County Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of investment strategies and platforms, combining scale and diverse financial activities with oversight of substantial discretionary assets.