Michael Sorenson is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 credentials and over 37 years of industry experience. His prior work includes positions at The Wealth Advisors, VOYA Financial Advisors, and Transamerica Financial Advisors. Outside of financial services, he sponsors an educational website about the art of his late brother and serves as an independent insurance agent for fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisers with advanced operational and research tools.

Michael Buttery is a financial advisor at Thrivent Investment Management with six years of industry experience. He holds a Series 66 designation and has been with Thrivent and its affiliated entities since 2020. His prior roles include positions at First Command Financial Planning and Bank of America. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written financial planning without implementation. The firm emphasizes holistic, goal-based analyses and separates planning services from managed-account programs through its consolidated billing option, WealthPlan.

Daniel Petrangelo is a financial advisor at Merrill in San Diego, CA, holding a Series 66 designation with six years at Merrill and four years previously at Wells Fargo Bank. He has three years of industry experience in total. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kelley Braaksma is a financial advisor with Osaic Wealth who holds Series 63, 65, and 66 credentials and has 23 years of industry experience. Prior to joining Osaic in 2023, she worked at Sagepoint Financial Inc. and Independent Capital Management, among other firms. She also owns KND Financial Position, a sole proprietorship involved in insurance sales. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services across various programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk-tolerance assessments and rebalancing tools, delivered through an extensive multi-advisor platform.

Jose Cuevas is a financial advisor at Raymond James & Associates with seven years of industry experience. He has held positions at Charles Schwab, TD Ameritrade, and Wells Fargo, including roles with Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. He holds Series 66 and Series 63 licenses and is based in San Diego, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Sebastian Hochule is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and 10 years of industry experience. His career includes roles at Wells Fargo Clearing, Bank of America, Merrill, and Edward Jones. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Ramsey Israwi is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Thrivent Financial and its investment management arm since 2015. Israwi serves as a member of the Board of Trustees at Concordia University Irvine, providing an outsider’s perspective on university initiatives. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across a broad range of financial topics. The firm’s approach separates planning from managed-account services and does not provide discretionary portfolio management for institutional clients.

Dylan Cooke is a financial advisor with J.P. Morgan Securities based in San Diego, CA. He holds the Series 66 designation and has 10 years of industry experience, including prior roles at MMA Asset Management LLC, Bank of America, N.A., and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates centralized due diligence and may incorporate ESG criteria, with implementation support from affiliated investment-management entities.

Noah Mc Kemy is a financial advisor with Edward Jones in Carlsbad, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at California Bank and Trust for three years and has experience in various roles including at Chick-fil-A and UPS. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of advisors and branches across the U.S.

Jason Wang is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and has been associated with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Preston Schumacher is a financial advisor with LPL Financial in San Diego, CA, holding the CFP®, ChFC®, and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Raymond J. Lucia Companies, Lucia Capital Group, and Lucia Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its network of advisors with research, technology, and a broad range of financial services.

Danielle Uy is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Bank of America, Merrill, and several companies outside finance including Amazon and Macy's. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without providing individual security recommendations in standalone planning.

Steven Krogh is a CFP® professional associated with LPL Financial in Carlsbad, CA, with 40 years of industry experience. He has been with LPL Financial since 1986 and has operated The Wealth Advisors since 2009. Krogh is involved in providing financial planning and advice and has an interest in non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Kirlin is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked in business operations outside financial services, including managing a mosquito control company and a restaurant. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Cynthia Velasquez is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at Primerica Advisors since 2017 and has an extended background with Primerica Financial Services dating back to 2009. Outside of advising, she has maintained a long-standing role as a self-employed notary since 2007. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure rather than fixed-fee billing.

Marisa Acosta is a Series 66-licensed financial advisor at J.P. Morgan Securities with five years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of finance, she has worked with the National Association of Hispanic Real Estate Professionals and was involved with Outpost Summer Camps. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized reporting. The firm uses a combination of quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities compared to many institutional programs.

Steven King is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with LPL Financial since 2003, following a brief tenure at Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by proprietary research and technology.

Abigail Valentine is a Series 65 licensed financial advisor with OSAIC in Carlsbad, CA, with one year of industry experience. She has worked at Guide My Finances (RUZAM, LLC) and Osaic Wealth, Inc. since 2023. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio solutions. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Wyatt Wilson is a financial advisor with Edward Jones in Oceanside, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Rancho Bernardo Inn and Vineyard Golf Course. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Troy Koepplin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 13 years. Outside of his advisory work, he is also an enrolled agent providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms.