Qing Zhou is a Senior Financial Advisor at Merrill Lynch Wealth Management. She provides customized financial advice and portfolio management services to help clients pursue their long-term financial goals. Qing focuses on areas including family wealth management strategies, legacy planning, portfolio management, personal retirement planning, tax minimization, and services for endowments, foundations, and non-profits. She holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Qing earned her Bachelor's degree from Shanghai International Studies University and a Master's degree from the University of Illinois System. She is fluent in English, Chinese, and Japanese. Qing is affiliated with Asian Professional Associations. In her spare time, she enjoys hiking, interior decorating, music, reading, traveling, and yoga.

William Knoke is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. He previously worked at Waddell & Reed, Inc., and operated his own firm, William L. Knoke, Inc., where he also provided tax preparation and accounting services. Knoke has a background in insurance and tax-related activities alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Roberto Valencia Friderici is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and began his career in financial services in 2024, with prior experience at APN Tech and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Kalianov is a CFP® and ChFC® with 39 years of industry experience. He is currently affiliated with Cetera Wealth Services, LLC and Cetera, having joined in 2025. Prior to this, he held roles at Avantax entities from 2024 to 2025 and has been the sole proprietor of Platinum 100 Financial Services since 2005. He also serves on the Board of Directors for the Delario Condominiums HOA. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supported by a large network of more than 10,000 advisors.

Greg Weise is a Vice President Private Wealth Management Advisor at Fidelity Investments, a role he has held since 2014. He partners with clients and their families to build and implement comprehensive financial plans. Prior to this, he served as a Regional Training Consultant from 2011 to 2014, and as a Regional Planning Consultant from 2005 to 2011. He began his career at Fidelity as an Insurance Wholesaler in 2004. Greg holds a California Insurance License. Outside of work, he enjoys fishing, scuba diving, skiing, playing soccer, reading, and exploring food culture.

Scott Sage is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Securities Corporation for 17 years. Outside of his advisory role, he operates Sage Financial Innovations, offering various insurance products including accident and health, disability, life insurance, fixed annuities, and health savings accounts. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation, portfolio optimization, and a range of investment programs delivered via affiliated broker-dealer and RIA relationships.

Devyn Marinos is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, Marinos completed four years at Vanderbilt University and six years at Campbell Hall High School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a comprehensive platform.

Bryan Pepper is a Series 66-credentialed financial advisor with 18 years of industry experience, currently with Charles Schwab. His prior experience includes roles at J.P. Morgan Securities and several other financial firms. Charles Schwab & Co., Inc. serves a large client base mainly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management across multiple asset classes combined with brokerage, custody, and financial planning services.

Bradley Smith is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has held prior roles at Morgan Stanley, Bank of America, and Merrill Lynch. His background also includes co-managing a partnership and involvement with residential property management. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and includes capabilities in derivatives and commodities.

Justin Porrett is a CFP® with 13 years of industry experience, currently advising at Stifel. He has worked at Stifel Nicolaus & Co Inc since 2016, with a brief tenure at Merrill from 2018 to 2019. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Eric Ritossa is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Charles Schwab. He has been with Charles Schwab since 2013 and Charles Schwab Bank since 2015. Outside of his advisory role, Eric coaches 1-2 CrossFit classes per week at Aliso CrossFit. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and provides integrated brokerage, custody, and cash-sweep services.

Brian Wilverding is a financial advisor with Ameriprise in San Clemente, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling techniques to deliver non-discretionary, written recommendation reports focused on income sources, Social Security options, and tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Mae Delabarre is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, utilizing both internal and third-party managers.

Anthony Perez is a Series 66-licensed financial advisor with 17 years of industry experience. He currently works at J.P. Morgan Securities and has previously held roles at Morgan Stanley, Wells Fargo Clearing, and West Capital Lending. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Christina Wolfe is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior experience includes roles at First Republic Securities Company, HighTower Securities, Morgan Stanley, and Crowell, Weedon & Co. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting. The advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Steve Nelson is a financial advisor with Ameriprise in Corona Del Mar, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Ameriprise since 2018, following 17 years at FSC Securities Corporation. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical for a large institutional firm.

Alexander Roth is a financial advisor with UBS Financial Services and holds a Series 66 designation. He has 10 years of industry experience, including 11 years at UBS. Outside of his advisory role, Roth operates a small music recording, videography, and promotional business called Free Foundations. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor advice to client goals and risk tolerances.

Rosa Schulte is a financial advisor at Raymond James & Associates with 25 years of industry experience. She has been with Raymond James since 2012. Outside of her advisory role, she serves as an officer and co-owner of Schulte Corporation, where she assists with bookkeeping duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Vince Salvatore is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 39 years of experience in the financial services industry. Prior to his current role, he worked as a nuclear engineer and was a small business owner. Vince focuses on corporate executive services, family wealth management strategies, small business strategies, and individual and corporate investment strategy. He holds a Bachelor's Degree from the University of Michigan and is a Personal Investment Advisor (PIA). Vince is married with three children and resides in Corona Del Mar, California. His personal interests include football, golfing, and music.

Simi Struve is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following prior roles at Wells Fargo Clearing and Wells Fargo Investments. Outside of her advisory work, she is involved in property management as a sole proprietor. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm‑approved tools and modeling techniques.