Gary Kubesh is a CFP® professional with 27 years of industry experience. He is currently affiliated with Wells Fargo Clearing and has held prior positions at Morgan Stanley Smith Barney, Merrill, Banc of America Investment Services, U.S. Bancorp Advisors, and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Joel Perez Ramirez is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 65 and Series 63 licenses and having 13 years of industry experience. He has been with Primerica Advisors since 2013 and also works with Primerica Financial Services since 2012. Outside of advisory roles, he receives compensation for part-time referrals of home security, automation products, and other home-related services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily for individual investors and also serves corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-based investment strategies alongside discretionary separately managed accounts.

Heather Searl is a financial advisor with OSAIC and holds a Series 66 designation. She has six years of industry experience, including five years at Lincoln Financial Advisors before joining OSAIC in 2025. In addition to her advisory role, she serves as a practice manager and financial planner at Oakwood Wealth Partners, where she manages administrative responsibilities and supports team operations. OSAIC Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization supported by various analytical tools and multiple investment programs.

Ryan Kilgore is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 license and two years of industry experience. Prior to joining J.P. Morgan Securities, he worked in athletics and recreation at UC Merced and had a brief tenure at Adidas. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates a range of investment strategies, including those with ESG considerations.

Stephen Rhorer is a financial advisor with Edward Jones in Tustin, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked at SPX Corporation for 15 years. Outside of his advisory role, he is involved as a co-owner of a real estate holding LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm supports a large national network of advisors and branch offices, managing over $1 trillion in assets.

Darryl Carter is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 27 years of industry experience. He has held roles at Cornerstone Financial Advisers, Carter Financial Management, and Cetera, among others. In addition to his advisory work, Carter maintains a tax preparation and accounting practice under Darryl Carter & Associates APC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions with a range of financial planning, portfolio management, and institutional platforms.

Jingxian Yu is a financial advisor at J.P. Morgan Securities with nine years of industry experience. Yu holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017, following six years at East West Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG eligibility criteria in its recommendations.

Emmanuel Reynoso is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with PFS Investments Inc. since 2013 and Primerica Financial Services since 2011. Outside of advisory services, he serves as Owner and CEO of Emajen, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm operates at scale with approximately 3,700 advisors and $15.5 billion in assets under management, delivering advisory services primarily through model portfolio strategies developed by unaffiliated asset managers.

William Thompson is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has been with UBS since 2017. Prior to joining UBS, he worked at Sauers Lopez Construction and Nordstrom. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances.

Sherri Anderson is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2019. Prior to that, she spent 20 years with Wells Fargo Bank and its clearing division. Anderson serves as a board member of the Inland Empire Economic Partnership, an organization focused on regional economic development in Southern California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Parker Hardt is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JP Morgan Securities and JP Morgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of advisors and uses research from Wells Fargo Investment Institute alongside diversification principles and modern portfolio theory in its investment approach.

Andrei Bobleaga is a financial advisor with J.P. Morgan Securities in Placentia, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at J.P. Morgan Chase Bank, N.A. since 2016 and a position at Bonus Birdie Golf from 2023 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates an ESG eligibility framework, and includes broader derivatives and commodities capabilities.

Carolyn Tinkham is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 39 years of industry experience. She has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of her advisory role, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on services for individual investors rather than institutional or pension plans.

Maureen Umana Boone is a financial advisor at LPL Enterprise with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. In addition to her advisory role, she manages the accounting for a business entity named Hispanica DBA Umana. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various insurance and trust services through affiliated entities.

Brandon Jansma is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with Prudential Insurance Company of America and Pruco Securities, LLC for the majority of his career prior to joining LPL Enterprise. Outside of his advisory role, he is a co-owner of a dance studio serving children and adults, providing occasional financial planning advice to the business. LPL Enterprise offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and institutions. The firm employs model-driven investment strategies and provides access to third-party asset managers, along with insurance and trust services through affiliated entities.

Ross Pake is a financial advisor with Equitable Advisors who holds Series 65 and Series 63 licenses and has 40 years of industry experience. His prior work includes nearly two decades at LPL Financial and a decade at Cetera Advisors. Outside of advising, he serves as president and owner of Legacy Wealth Planning, Inc. and acts as a trustee for a personal trust. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Nathen Trujillo is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Charles Schwab, he worked at Tommy Bahama and The Walt Disney Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Jiayi Yu is a financial advisor at Merrill in Irvine, CA, holding a Series 66 designation with seven years of industry experience. She has been with Merrill and Bank of America N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mary Chorbagian is a CFP®-certified financial advisor with 44 years of industry experience, currently practicing at LPL Financial in Villa Park, CA. She has held positions at Independent Financial Group, LLC, National Planning Corporation, and has been self-employed since 1976. In addition to her advisory work, she owns Chorgagain Associates, a tax preparation and accounting service. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

Andrew Weber is a Financial Advisor at Merrill Lynch Wealth Management in Irvine, CA. He specializes in serving clients with complex financial situations, including academics, researchers, executives, and business owners who manage concentrated equity, deferred compensation, multiple income streams, and closely held business interests. His practice focuses on family wealth management strategies, managing new wealth, portfolio management services, individual and corporate investment strategy, and retirement income planning. With a quantitative background, Andrew applies disciplined data interpretation and structured execution to develop financial plans that remain effective even in unpredictable market conditions. He emphasizes continuous improvement and problem-solving, aiming to create measurable value for his clients. Andrew works closely with clients who seek a thoughtful partnership, providing thorough analysis and staying ahead of trends that influence long-term outcomes. Andrew holds a Bachelor's Degree and a Master of Business Administration (MBA) from Western Governors University. He also holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional work, Andrew's personal interests include baseball, music, and reading.