Adam Ward is a financial advisor with Ameriprise based in Monte Sereno, CA, holding Series 63 and Series 66 designations and possessing 24 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Jitian Tan is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Jitian focuses on creating personalized financial strategies that align with clients' individual goals and adapt to changing market conditions. He leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support clients in pursuing their long-term objectives. Jitian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Master's Degree from Golden Gate University. Beyond his professional responsibilities, Jitian participates in community service, volunteering with local organizations as part of his commitment to the communities served by Merrill.

Chy Yip is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Chy works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. Leveraging Merrill's research capabilities alongside the banking services of Bank of America, Chy focuses on creating flexible wealth management solutions tailored to each individual's financial picture. Chy specializes in a range of areas including college education planning, executive and equity compensation, family wealth management, legacy and retirement planning, tax minimization, and managing new wealth. With a consultative, goals-based approach, Chy emphasizes understanding clients’ aspirations and concerns to construct right-risk portfolio strategies supported by Merrill’s research resources. Chy Yip holds a Bachelor's Degree from San Jose State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Fluent in Chinese and English, Chy is also engaged in community volunteer work and has personal interests in biking, cooking, and hiking.

Fang Wang is a Financial Advisor at Merrill Lynch Wealth Management, fluent in Mandarin Chinese and English. She specializes in assisting individuals, families, and professionals with financial decisions, focusing on college education planning, family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Fang takes a personalized, goals-based approach to wealth planning, aiming to help clients achieve clarity and confidence in their financial journeys. With over 14 years of experience in client relationship management, Fang has developed expertise in cross-cultural communication and client engagement. Her background includes leading cross-functional teams and managing large-scale initiatives, which enhances her capability to listen carefully, communicate clearly, and deliver results tailored to each client's unique needs. Prior to becoming an advisor, she gained foundational experience in client service and account operations within the firm, providing her with insights into client priorities such as responsiveness, clarity, and trust. Fang holds a Bachelor's Degree from Shanghai International Studies University and carries the Personal Investment Advisor (PIA) designation. She is committed to building lasting relationships founded on trust and attentive service. Beyond her professional role, Fang participates in community activities through the Parent Teacher Association and enjoys interests including badminton, biking, cooking, dancing, music, photography, scuba diving, singing, spending time with her family, and traveling.

Kamran Pazdel is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, serving clients directly and through corporate financial planning agreements.

Theresa Sellinger is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has previously worked at Next Insurance and HSBC US, as well as having been affiliated with Cornell University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Lindsay Adamson is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan Securities, Adamson worked at JPMorgan Chase Bank, First Republic Wealth Management, and Wells Fargo Advisors. Based in Palo Alto, CA, Adamson’s background includes a range of roles within major financial firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, supporting a broad range of investment strategies including ESG considerations.

Benjamin Chang is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 2004 and Charles Schwab Bank SSB since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and alternative investments within an integrated operational structure.

Yinghui Zhou is a Financial Advisor with Merrill Lynch Wealth Management. In this role, she works directly with clients to develop strategies tailored to their short-, mid-, and long-term financial goals. She also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Yinghui's expertise includes retirement planning, general investing, and wealth management. She holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Doctorate Degree from Cranfield University and a Bachelor's Degree from Tianjin University. Yinghui is proficient in English and Mandarin. Her community involvement includes participation with Asian Family Connect (AFC) and the Children's Health Council.

Malyssa Schielke is a financial advisor at Ameriprise with 10 years of industry experience. She holds a Series 63 designation and has worked at Ameriprise since 2019, previously working at Foresters Financial Services. Outside of her advisory role, she provides in-home support services as a care provider for an individual with multiple sclerosis. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Michael Luiza is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on a range of financial matters including general investing, retirement planning, and saving for unexpected expenses. Michael also facilitates access to Bank of America specialists in areas such as banking, credit, home financing, and small business solutions. He engages in ongoing discussions with clients to address their goals, concerns, and questions, offering continuous advice as their needs evolve. He holds a Bachelor's Degree from Santa Clara University.

Anthony Custodio is a CFA® charterholder with 26 years of experience in the financial services industry. He is currently with J.P. Morgan Securities in Palo Alto, CA, and has held previous roles at First Republic, Bank of America, Merrill, and Wells Fargo Investments. Outside of his advisory work, Mr. Custodio serves as a volunteer committee member on the investment committee for TheatreWorks and acts as an executor for a family trust. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to build model asset allocations and incorporates ESG considerations where applicable.

David Finston is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms including Bank of America, Merrill, E*Trade, and Northwestern Mutual. His background also includes non-financial roles at Redwood Harley Davidson and Evergreen MKTG LLC. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery conversations and planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that encompass both retail and institutional investment solutions.

David Freeman is a financial advisor with Merrill in Palo Alto, CA, holding a Series 66 designation and seven years of industry experience. His background includes positions at Ferguson Law Group, Inc., University of California Santa Cruz Silicon Valley Extension, and Dayton Law Firm, P.C. He has been with Merrill since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aron Shimada is a financial advisor with Wells Fargo Clearing in San Jose, California, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., Morgan Stanley, and Waddell & Reed. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment strategies, offering both brokerage and advisory solutions.

Steffen Hack is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley since 2014 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and economic modeling in its financial planning processes.

Syed Ali is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan and Wells Fargo in various roles since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm's advisory process combines quantitative and qualitative research, with a focus on eligible strategies and ESG factors.

Nguyen La is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, Nguyen worked at Keypoint Credit Union and held positions in both academic and corporate environments including San Jose State University, NEC Labs America, De Anza College, and DoorDash. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and Corporate Financial Planning agreements.

Fadi Aridi is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. His work history includes roles at Wells Fargo Bank, Merrill, Bank of America, and Coastal Roofing and Solar. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Hector Pachuca Lara is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing Services LLC since 2018, with prior experience at Wells Fargo Bank NA dating back to 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.