Jose Acebras Alva is a financial advisor at J.P. Morgan Securities with a Series 66 license and three years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022, and previously held roles at Credit Suisse and UBS. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Andrea Guerra is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has prior experience at Citigroup and Pennymac Loan Services, as well as multiple roles connected to The University of Tampa. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Sonnia Viyella is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she is a partner in Migson Ltd. and co-owner or proprietor of several rental real estate properties. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and pension plans, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad range of portfolio management strategies and affiliated research.

Maria Chiang is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2019. Her background also includes entrepreneurial experience with Puerto Viejo Wines LLC and a period at Florida International University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

William Krauss is a financial advisor at Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses with 19 years of industry experience. His prior roles include positions at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A., as well as an earlier tenure at Morgan Stanley. He serves as a board member for both The Alliance for Florida's National Parks and KIPP MIAMI, nonprofit organizations focused on environmental and educational initiatives. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client and corporate financial planning agreements.

Meryl Benyunes Spigelman is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has been with UBS since 2015. Outside of her advisory role, she contributes content on personal financial planning for female founders through an online community and serves on the board of directors for Hillel at Florida International University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Manuel De La Maza is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors, J.P. Morgan Securities, and Chase Investment Services Corp. In addition to his advisory role, he is involved with National Marketing Group and E4 Insurance Services in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, employing model portfolios, third-party subadvisors, and customized strategies.

Magdalena Bullrich is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. Previously, she worked at HSBC in 2017–2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Nicholas Suarez is a CFP®-credentialed financial advisor with eight years of industry experience. He is currently with J.P. Morgan Securities, where he has worked since 2024. His prior experience includes roles at Raymond James & Associates and UBS International. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework applied to investment recommendations.

Roxana Machado is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and bringing 27 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs focused on tailored financial planning, managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and approved planning tools to support clients’ financial goals.

Erik Johansen Villanueva is a financial advisor with J.P. Morgan Securities based in Miami, FL. He holds Series 63 and Series 65 licenses and has eight years of industry experience. His career has been concentrated within various divisions of JPMorgan Chase since 2016, including roles at JPMorgan (Suisse) SA and J.P. Morgan Securities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies, and delivers services on a non-discretionary basis.

Francisco Rodriguez Ledezma is a financial advisor at Equitable Advisors with 17 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2006, including time when the firm operated as Axa Advisors, LLC. He serves as a board member of Agent Reinsurance Company since 2020. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers advice through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs to implement customized investment solutions.

Luca Pretini is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Equitable, he worked at O'Reilly Auto Parts and completed his education at the University of Central Florida. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Valentina Candiales Fortoul is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. Her prior roles include positions at Guerra Financial Group, Nodus International Bank, and several other financial and educational institutions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and capital markets services.

Alan Lerner Guenun is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Credit Suisse, Financial Partners Capital Management, and OurCrowd, among others. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Evelyn Marrero is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Pena is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. Outside of his advisory role, he owns several residential rental properties managed by a third-party property manager. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Maria Patino Rodriguez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 licenses and with 19 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and investment solutions.

Julio Barros is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. In addition to his advisory role, he is a co-owner and manager of B&C Partners, LLC, a firm providing real estate management and consulting services in marketing, sales, distribution, and telecom. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Rasikaran Boaz is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC for 21 years. Outside of his advisory role, he serves as a director of the South Carillon Beach Condominium Association in Miami Beach. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients with financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models and third-party asset managers to tailor investment solutions for its clients.