Stefan Zdravkovic is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes roles at Paulson Investment Company and Maxim Group. Outside of finance, he has operated a catering business for several years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Dahianna Madera is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior roles include positions at UBS Financial Services, J.P. Morgan Securities, and Bank of America/Merrill Lynch. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Leon Ciobataru is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining UBS in 2025, he spent 13 years at Morgan Stanley Smith Barney LLC and an additional 10 years at Morgan Stanley Private Bank, N.A. He is also involved in commercial real estate property rental in São Paulo, Brazil. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining wealth management with institutional trading capabilities and a broad platform that includes fee-based financial planning and discretionary portfolio management.

Bernie Mena is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at PFS Investments Inc. since 2014 and Primerica Financial Services since 2013, with prior experience at Mercury Insurance Group from 2003 to 2016. Outside of advisory roles, he teaches securities licensing classes and operates a legal entity for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Giancarlo Luna is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Merrill Lynch Pierce Fenner Smith since 1994. Merrill provides managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, integrating its services with the broader Bank of America platform.

Jesse Fuchs is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with individuals, families, and business owners to develop personalized wealth management strategies that align with their unique goals and priorities. Jesse's approach encompasses various areas including investment planning, retirement strategies, wealth preservation, and legacy considerations. Jesse specializes in Corporate Executive Services, Education Planning, Family Wealth Management Strategies, International Wealth Management, Liquidity Management, Managing New Wealth, Women and Wealth, Sports & Entertainment, Individual and Corporate Investment Strategy, and Tax Minimization. He holds the Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™) certification and the Personal Investment Advisor (PIA) designation. Born and raised in Miami, Jesse earned a Bachelor of Science degree in Economics from Florida State University. Outside of his professional role, he enjoys basketball, boxing, football, golfing, music, pickleball, reading, skiing, traveling, and watching movies. Jesse values building lasting relationships and helping clients make informed decisions throughout various stages of life.

Jana Stiss is a financial advisor at Merrill with six years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Merrill since 2020, following roles at Fidelity Brokerage Services and Bank of The West. Outside of her advisory role, she owns DenverCraftsCo, a sole proprietorship that makes and sells resin dog tags on Etsy. Merrill provides managed account services through its Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s platform.

Eduardo Gerami is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. He previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2022 to 2026, as well as Banco Santander International between 2011 and 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides advisory services under various arrangements, including corporate financial planning agreements.

Thomas Lequerica is an International Wealth Advisor at Merrill Lynch Wealth Management. In his role, he focuses on aligning financial strategies with clients' personal life priorities and goals, such as retirement planning, education funding, and business ventures. He draws on Merrill Lynch’s investment insights and has access to Bank of America’s products and services to tailor opportunities that meet client needs. Prior to joining Merrill Lynch Wealth Management, Thomas gained experience working at Citibank NA and SunTrust Bank. He holds a Bachelor's degree in Economics and a Master of Business Administration (MBA) in Finance, both from Florida International University. Thomas also holds the Personal Investment Advisor (PIA) designation and provides services in both English and Spanish.

Norberto Quirno Costa is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has been with UBS since 2013. He served on the board of a cultural and educational foundation based in Montevideo from 2014 to 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, providing a broad range of services including custody, underwriting, and capital markets support.

T.J. Arch is a financial advisor at Wells Fargo Advisors with the Series 66 designation and two years of industry experience. Before joining Wells Fargo Advisors, he worked at Signature Aviation, Universal Engineering Sciences, and Ameris Bank. Arch is also a licensed Certified Public Accountant and maintains active CPA status. He holds ownership stakes in two financial services firms based in Miami, where he is involved in investment-related activities. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition and special-needs planning, utilizing its own research and tools to develop tailored recommendations.

Zachary DeCraine is a Financial Consultant at Fidelity Investments, where he utilizes the company's extensive resources to assist clients in planning and investing for retirement and other financial objectives. He aims to provide clients with tailored plans that help them pursue their goals with confidence. Zachary has experience in various financial roles, including his current position as Financial Consultant since 2024 and his previous role as Investment Consultant at Fidelity Investments from 2022 to 2024. Prior to that, he worked as an Investment Associate at Provenance Wealth Advisors from 2021 to 2022, a Paraplanner at Ameriprise Financial from 2019 to 2021, and a Senior Operations Analyst at Merrill Lynch from 2016 to 2018.

Vivian Peters Carvalho Mercuri is a financial advisor at UBS Financial Services in Miami, FL, with 13 years of industry experience. She has been with UBS since 2015 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm leverages proprietary research and institutional trading capabilities alongside wealth management services.

Pedro Montoya is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2014 and Bank of America, N.A. since 2016. Merrill offers managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm employs model-based and discretionary investment strategies integrated within Bank of America’s broader corporate platform.

Kevin Wehn is a CFP® with 29 years of industry experience, currently serving at OSAIC since 2024. His prior roles include positions at Securities America Advisors, Inc. and Investacorp Advisory Services. He is also involved in insurance sales, offering various life and fixed insurance products through a licensed practice. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and platforms. The firm provides integrated brokerage and advisory services, financial planning, and access to multiple investment solutions, utilizing asset-allocation tools and risk-tolerance assessments to construct diversified portfolios.

Paola Cabrera is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools, while serving clients through both direct and employer-based agreements.

Nicolas Bas Silva is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at BTG Pactual US Capital and BTG Pactual US Asset Management. He is currently based in Miami, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Simon Dahan is a Series 66-registered financial advisor with Edward Jones in Aventura, Florida, with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices across the United States.

Leslie Gonzalez is a financial advisor at Merrill with 24 years of industry experience. She has held her current role since 2009 and holds a Series 63 designation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader corporate platform, providing access to a wide set of financial products and services.

Luis Hermijo is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America N.A., Regions Bank, and Synovus Bank. He has also been involved with Florida International University since 2020. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients, including individuals, high-net-worth clients, and institutional fiduciaries.