Kristen Hurley is a financial advisor at Stifel with 16 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Stifel in 2020, she worked at Merrill for nine years. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning.

Bogdan Korszen is a financial advisor with Raymond James & Associates in Venice, FL, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2007 and previously was involved with Englewood United Methodist Church from 2017 to 2019. Outside of advising, he is a partner in HT Central LLC and serves as Co-Trustee of his wife's trust. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and institutional consulting, emphasizing municipal and public finance services alongside its retail advisory programs.

Mauricio Vargas is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He works collaboratively with clients and their families to understand their financial goals, develop tailored financial plans, and maintain ongoing relationships to monitor progress. Mauricio has been with Fidelity Investments since 2014, progressing through various roles including Investment Consultant, Retirement Solutions Representative, Investments Solutions Representative, and Financial Representative. This experience has provided him with a broad understanding of investment and retirement solutions. No information regarding Mauricio's education, credentials, personal interests, or community involvement was provided.

Kenneth Ross is a financial advisor with RBC Capital Markets in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

Joanne Fabec is a financial advisor at RBC Capital Markets with 12 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2015 and City National Bank since 2021. Outside of her advisory role, she is involved as a co-chair for the Johns Hopkins All Children's Foundation educational breakfast and serves on its AWJ committee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individuals, institutions, and charitable organizations. The firm offers tailored investment programs combining in-house and third-party management, with features such as tax management and responsible investing screens.

Kenneth Reitz is a financial advisor with Cambridge Investment Research Advisors, holding the Series 66 designation and bringing 20 years of industry experience. He has been with Cambridge in various capacities since 2012. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals and provides diverse investment solutions including proprietary models and third-party strategies tailored to client objectives.

Joanne Hale is a financial advisor with Cambridge Investment Research Advisors in Bradenton, FL, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to her advisory career, she served 21 years in the United States Air Force. In addition to her advisory role, she is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm utilizes a broad range of portfolio management approaches and proprietary model strategies, supported by institutional features designed to address advisor and client needs.

Nancy Marciniak is a financial advisor with Merrill in Sarasota, FL, holding Series 63 and Series 65 designations and 38 years of industry experience. She has worked with Bank of America, N.A. and Merrill for the past 15 years. Outside of her advisory role, she assists with shipping and other tasks for a hat company started by her husband. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, institutional plans, and charitable organizations.

Bruce Lubatkin is a CFP®-designated financial advisor with 32 years of industry experience. He is currently affiliated with LPL Financial, where he has worked since 2021. His prior experience includes 15 years at Cetera and over two decades operating Lubatkin Financial Group. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Jill Bruenning is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 66 designation and having 22 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets starting in 2005. Outside of her advisory role, she is involved in selling essential oils through doTerra. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Christopher Hain is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Robert W. Baird & Co. since 2013. He holds the Series 66 designation and is based in Siesta Key, Florida. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations. The group offers a range of investment strategies and consulting services, including discretionary and non-discretionary management, separately managed accounts, and overlay solutions.

Sabrina Wiesel Crammer is a Senior Financial Advisor with Merrill Lynch Wealth Management and a founding partner of The Beacon Group. She brings over two decades of experience in the financial services industry, including more than ten years as a financial advisor and compliance director at a major financial firm prior to joining Merrill in 2013. Sabrina specializes in family wealth management strategies, personal retirement planning, portfolio management services, and addressing the unique needs of women and wealth. Her expertise lies in creating and implementing individualized financial analyses that encompass both assets and liabilities of her clients. Sabrina emphasizes extensive dialogue to develop strategic approaches that often incorporate trusts and other tax-efficient vehicles, while staying mindful of current regulations and opportunities. She collaborates with clients’ CPAs and attorneys when appropriate to ensure an integrated financial strategy aligned with clients’ short- and long-term objectives. Sabrina holds a bachelor’s degree from Fairleigh Dickinson University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She has been recognized in the Financial Times “401 Top Retirement Advisers” list in 2017 and Forbes “Best-in-State Wealth Management Teams” list in 2023 and 2024. Outside of her professional role, Sabrina enjoys global travel with her son Elliot, as well as reading, cooking and bicycling.

John Destefano Jr. is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic methods to manage portfolios and serves registered investment companies with formal proxy-voting and governance procedures.

Christopher Murrer is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Valic Financial Advisors, Western Southern Life, and New York Life. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Rhyanna Broomfield Gilman is a financial advisor with Cambridge Investment Research Advisors holding a Series 65 credential and two years of industry experience. She has worked at Cambridge since 2024 and concurrently at SmartPro Financial since 2022. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing both proprietary models and unaffiliated strategists across multiple platform arrangements.

John Smyth is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Fidelity Personal and Workplace Advisors, Fifth Third Securities, and Williams Trading LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

James Fryrear is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo and its affiliates since 2009. Outside of his advisory role, he is a co-owner of MAGIS, LLC and serves as co-trustee for his father's trust. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations using proprietary research and planning tools, with a broad range of specialized planning services available to clients who meet certain net-worth thresholds.

Joseph Santana is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, Santana actively manages short-term rental properties in Georgia and Florida. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs tailored to clients’ risk profiles, providing portfolio management, financial planning, custody, and brokerage services through a combination of in-house and third-party managers.

Joseph Soranno is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018, following prior roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he serves as president and director on the board of 188 E 75th Street Owners Corp. in New York. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement, using a combination of research, modeling, and tax-efficiency analysis to produce personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Gregory Mills is a CFP®-credentialed financial advisor with Edward Jones in Sarasota, FL, where he has worked since 2011. He has 14 years of industry experience and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets nationwide.