Richard Watson is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations and previously worked at BYO Recreation from 2013 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and maintains distinctive roles such as commodity pool operator registration and advisory services to multiple registered investment companies.

Gregory Mericle is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and with 32 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Allison Jordan is a financial advisor at Merrill with two years of industry experience and holds the Series 66 designation. She has been with Merrill since 1998. Outside of her advisory role, she is part owner and president of a family rental property business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Zachary Carter is a Series 66 licensed financial advisor with Fidelity, based in Jacksonville, FL, with three years of industry experience. His background includes roles at Fidelity Investments and entrepreneurial ventures such as Dreamfield Sports LLC and De La Vega Rum and Tapas. Carter also has experience as a college athlete with UCF Football. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it is noted for its role in managing registered investment companies and delivering model portfolios using systematic methodologies.

Victor Rivera Marrero is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. Prior to this role, he held positions including Planning Consultant and Workplace Planning Consultant at Fidelity Investments from 2022 to 2024, as well as Client Relationship Advocate - Full Trader from 2020 to 2022. His professional experience encompasses financial consulting and planning, with a focus on personalized and comprehensive financial guidance tailored to clients' unique circumstances, goals, and risk tolerance. He holds insurance licenses in Arkansas and California. Outside of his professional life, Victor enjoys spending time at the beach, engaging in family activities, fishing, and swimming. He values parenthood and caring for pets.

John Brown is a financial advisor with Fidelity Investments based in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has served in various capacities within Fidelity since 2006. Outside of his advisory role, he is the sole proprietor of an outdoor adventure-based life coaching business and is actively involved as a musician and event organizer with a local band. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to offer discretionary and non-discretionary management, including fund advisory services and model portfolios.

Hunter Little Jr. is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with LPL Financial since 2004. Based in Jacksonville, FL, he has held several business names connected to his advisory work at LPL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm provides a range of financial planning, advisory programs, retirement consulting, and brokerage services supported by proprietary and third-party research.

Chelsey Howell is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing two years of industry experience. Prior to joining Fidelity Investments, she held roles in various service and university settings. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing an investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to registered investment companies, and integration of AI-driven research in portfolio management.

Samuel Sirotkin is a financial advisor at Merrill based in Jacksonville, FL, holding Series 63 and Series 66 registrations. He has been active in the industry since 2024, with prior roles in education and sports coaching before joining financial services firms, including Fidelity Investments and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base, including individuals, high-net-worth clients, and institutional investors.

Dan Keefe is a Financial Consultant currently working at Fidelity Investments since 2022. Prior to this role, he held positions at Bank of America Merrill, including Financial Consultant from 2017 to 2022 and Financial Solutions Advisor from 2009 to 2017. He also worked as a United Kingdom Dealing Team Analyst at Merrill from 2006 to 2009. Dan holds insurance licenses in Arkansas and California. He emphasizes honesty, integrity, and a client-first approach in his work, focusing on understanding clients' financial goals and collaborating to develop plans aligned with their priorities and preferences. Outside of his professional career, Dan has interests in fitness and reading.

John Croshaw is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He collaborates with clients and their families to develop financial plans aimed at anticipating life transitions and preparing clients financially for them. His approach prioritizes client goals and aligns appropriate financial tools and resources to support their objectives. John has extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2011, including Portfolio Specialist, Managed Accounts Client Management Representative, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2009 to 2010. He holds insurance licenses in Arkansas and California. Outside of his professional career, John has interests in baseball, boating, football, golf, traveling, and food.

Van Tran is a financial advisor at J.P. Morgan Securities with 17 years of industry experience and a Series 66 designation. Prior to joining J.P. Morgan, Van worked at Merrill Lynch / Bank of America Corporation and has experience in event planning as the owner of Vanovations, a floral design and event business. She also assists part-time with administrative tasks at a tax services firm. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain execution authority.

Michael Competiello is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services since 2017. Prior to that, he held positions at Ryder Transportation and GE Capital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

William Kral is a financial advisor at Merrill in Jacksonville, FL, with five years of industry experience and a Series 66 designation. He has worked at Merrill since 2020 and previously spent 15 years at Dalton Agency. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Benjamin Beatty is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill and Bank of America N.A. since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s broader platform allows access to a wider set of products and services.

Joshua Bailey is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with three years of industry experience. His work history includes roles at Bank of America and prior involvement with the Baltimore County Board of Elections and Croustille Cafe. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jennifer Singleton is a CFP® with four years of industry experience, currently advising with Fidelity. She has worked at Fidelity Investments since 2021 and has prior experience in education and service industries, including roles at Charter Schools USA and NCS Pearson Inc. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, applying systematic methodologies and oversight controls.

Michael Boudreaux is a financial advisor at Edward Jones in Fleming Island, FL, with 18 years of industry experience. He has been with Edward Jones since 2009 and holds the Series 63 and Series 66 designations. Outside of his advisory role, he is involved in managing commercial real estate ventures through Michael Boudreaux LLC and Bold City Commercial LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Lisa Ross is a financial advisor at Fidelity with Series 63 and Series 66 credentials and five years of industry experience. She has worked at Fidelity Investments since 2020 and previously was employed at Martin J. Gottlieb Day School from 2016 to 2020. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and constructs model portfolios with systematic methodologies.

Seth Tompkins is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2026. Prior to this, he served in various capacities within Fidelity, progressing from Investment Solutions Representative I in 2024 to his current position. His career also includes experience as a Customer Relationship Advocate at Fidelity Investments in 2023 and earlier roles as a Junior Financial Consultant at Florida Financial Advisors and a Member Services Intern at VyStar Credit Union. Seth holds insurance licenses in Arkansas and California. His professional focus involves partnering with clients to understand their financial goals and developing customized financial plans tailored to their needs. He emphasizes forming strong relationships with clients and maintaining trust, reliability, and competency. Outside of his professional life, Seth has interests in beach activities, fishing, football, golf, and music.