Jackson Cusick is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Wealth Services, North Star Resource Group, and Minnesota Life Insurance Co. His work history also includes experience at Securian Financial Services Inc and CRI Securities LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, relying on research and analytics from Wells Fargo Investment Institute and third-party sources.

Gretchen Kibbe is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with one year of industry experience. Prior to her current role, she worked at Power Digital, Nike, and Free People, and has teaching experience at various educational institutions including the University of San Diego and local schools. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a wide range of advisory programs supported by structured discovery processes and firm-approved planning tools.

John Hardin II is a financial advisor with Primerica Advisors in Chula Vista, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Primerica Advisors since 1998 and has prior experience with organizations including San Pasqual Academy and New Alternatives Group Home. Outside of his advisory role, he is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of its investment models.

Reynaldo Pajarillo is a financial advisor at Cetera with 27 years of industry experience and holds a Series 66 designation. His prior work includes roles at TD Ameritrade, Thrivent Advisor Network, and Apex Fintech Solutions. He is currently based in San Diego, CA. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kelley Lee is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked with Wells Fargo affiliates since 1996, including Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Amanda Bonomi is a CFP® with 18 years of industry experience, currently affiliated with OSAIC. Her prior roles include positions at Securities America Advisors, Inc. and Foothill Securities, Inc. She is also the owner of Bonomi Financial, Inc., which provides tax preparation and planning services, and serves as Vice President of Jade San Diego, a nonprofit supporting youth athletics in low-income areas. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through an extensive network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes, operating both discretionary and non-discretionary accounts.

Luken Wilson is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. His prior work includes roles at 3E Company and Gremlin, as well as involvement with the University of San Diego’s University Ministry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custodial services supported by centralized operations and extensive alternative investment due diligence.

Kyle Campa is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investments.

George Lafear Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. His work history includes multiple tenures at Primerica Advisors, as well as roles at the University of Redlands and Morongo Casino Resort and Spa. He is involved in sales of investment-related products and home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Jonathan Anderson is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with multiple firms, including Girard Securities and Summit Brokerage Services. He serves as treasurer of the nonprofit Legatus. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party investment strategies.

Anthony Gaines is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, JPMorgan Securities, and JP Morgan Chase Bank. Outside of his advisory work, he also works as a driver for ride-sharing and delivery services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to inform its investment approach and operates both brokerage and advisory solutions at a large scale.

Jason Lewis is a financial advisor at LPL Financial in San Diego, CA, holding a Series 66 designation with 18 years of industry experience. His prior firms include Morgan Stanley and Cadaret Grant & CO, where he worked for nine and seven years respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers diverse advisory programs and financial planning services, with a range of discretionary and non-discretionary management options supported by proprietary and third-party research.

Scott Kilian is a CFP®-certified financial advisor with 23 years of industry experience, currently with LPL Financial since 2015. He is based in La Mesa, CA and holds Series 66 and Series 63 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and investment management options supported by research and technology solutions.

Cassandra Rodriguez is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2019, with prior roles at Citizens Securities, Inc. and CITIZENS Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Valerie Saucedo is a CFP® with six years of industry experience currently advising at LPL Enterprise. Her prior roles include positions at UBS Financial Services and The Prudential Insurance Company of America. Based in San Diego, CA, she holds the Series 66 registration. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management programs, and a range of brokerage and insurance products supported by an integrated platform combining advisory programs with financial product sales.

Michael Core is a Series 66-licensed financial advisor with 24 years of industry experience, currently affiliated with Osaic Wealth, Inc. Prior to joining Osaic in 2025, he spent 24 years at Lincoln Financial Advisors and has been a Certified Public Accountant since 1985. In addition to his advisory role, he operates a CPA practice focused on accounting and tax preparation and is an author selling books under a pen name. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of securities and supports multiple advisory platforms and third-party solutions.

Billy Chu is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, East West Bank, and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Alfonso Barros is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at UBS since 2018, following two years as a self-employed advisor. Outside of his advisory role, he serves as a Trustee and Treasurer for El Museo del Barrio, a New York City museum focused on Latino and Latin American art. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, employing model-based asset allocation and proprietary research to tailor financial plans. The firm combines wealth management services with institutional trading capabilities and provides a broad range of capital markets and advisory products.

Jeffrey Levine is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Linsco/Private Ledger for 20 years prior to his current role. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and various investment strategies.

Michael McNeill is a financial advisor with LPL Enterprise in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He previously worked at the California Health Benefit Exchange for 11 years and has been affiliated with Prudential Insurance Company of America since 1991. Outside of his advisory role, he is involved with McNeill Insurance and Financial Services Inc., focusing on property and casualty insurance. LPL Enterprise serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, consulting, and access to model wealth portfolios and third-party asset management programs through an integrated platform that combines advisory programs with brokerage and insurance products.