Clint Swinney is a CFP® with 26 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 1998. Outside of his advisory role, he is involved with BranEm Properties LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm operates within the larger J.P. Morgan organization and offers a range of services on a non-discretionary basis.

Adrian Sparks is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 66 designation and previously worked at Capital One Investing for two years before joining Wells Fargo in 2017. Outside of his advisory role, he performs as a musician providing entertainment for various events in Texarkana, Texas. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Thomas Simonton IV is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of his advisory role, he is involved in sales for a roofing and home upgrades company in Mansfield, Texas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Aaron Rowan is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2024. Prior to his roles in finance, he gained experience at companies including Adobe, Workfront, and PricewaterhouseCoopers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Gerson Lopez is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at Bank of America, TD Ameritrade, and Chase Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Thomas Gamez is a CFP®-designated financial advisor with LPL Financial in Hurst, TX, bringing 30 years of industry experience. He has been with LPL Financial since 2005. In addition to his advisory role, he acts as an independent contract agent offering Medicare health plans through Secure Horizons by United Healthcare and serves as a notary in Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, and retirement plan consulting, utilizing a range of discretionary and non-discretionary management strategies supported by internal and third-party research.

Lawrence Terry is a financial advisor with Ameriprise in Arlington, TX, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Melinda Plumb is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2015, also working concurrently with JPMORGAN Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Thomas Kennedy is a financial advisor with Ameriprise in Keller, TX, holding a Series 66 designation and 23 years of industry experience. His career includes roles at Merrill and Bank of America before joining Ameriprise in 2019. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

John Dirik is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 42 years of industry experience, including over 35 years at Foresters Financial and seven years at Foresters Advisory Services, LLC. Since 2012, he has also been a 70% owner of Charles & John Dirik LLC, a horseracing ownership venture. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. It offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Michael Barron is a financial advisor with Equitable Advisors in Fort Worth, TX, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Opportunity Resource Services and positions outside finance, such as at the University of Texas at Arlington and in the food service industry. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a variety of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Bernard Griffith Jr. is a CFP® professional with over 32 years of experience in the financial services industry. He has been with Cambridge Investment Research Advisors since 2016 and also holds roles with Granite Financial Group. Outside of his advisory work, he is the founder and teacher at Wealth Significance and is involved in educational activities through Women’s Wealthnasium LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent Financial Professionals, utilizing a range of strategies and platform arrangements tailored to client objectives.

Gaige Northrup is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His work history includes roles at JPMorgan Chase Bank, Bird Rides Inc., and several other organizations across different sectors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary wealth advisory services supported by a centralized due-diligence framework.

Emma Beavers is a financial advisor at Raymond James & Associates with seven years of industry experience. She holds the Series 66 designation and has prior experience at Bank of America and Merrill Lynch. Outside of her advisory work, she is the author of the book *ABCs of Finance* through her involvement with Raising Tiny Tycoons. Raymond James & Associates is a dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $500.956 billion in assets. The firm serves a diverse client base including individuals, institutions, and government entities, providing non-discretionary wealth advisory planning and investment consulting supported by extensive research and a broad affiliate network.

Alan Shouse is a financial advisor at LPL Financial with 39 years of industry experience. He holds a Series 63 designation and has worked at LPL Financial since 2018, following a 13-year tenure at Invest Financial Corporation. In addition to his advisory role, he is involved in tax preparation and accounting through Stewardship Tax Advisors, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, including discretionary and non-discretionary management, model portfolios, and research support.

Robert Anderson is a financial advisor at Edward Jones with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Leland White is a financial advisor with Charles Schwab in Fort Worth, TX, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at notable firms including J.P. Morgan Chase, TD Ameritrade, and Scottrade prior to his current role. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from Schwab Center for Financial Research.

Olivia Mccalla is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and five years of industry experience. Her work history includes roles at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2019, as well as positions in leadership and admissions at Hope College and Michigan State University. She also has experience in home care assistance and agricultural business management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities through a non-discretionary advisory model.

Jason Thompson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Market Technician (CMT), and Personal Investment Advisor (PIA). Jason earned his Bachelor's Degree from Ouachita Baptist University. His expertise encompasses wealth management and investment advisory services within Merrill Lynch's platform.

Bailey Benningfield is a Series 66 credentialed financial advisor with Edward Jones in Fort Worth, TX, and has 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.