Timothy Roe is a financial advisor with Charles Schwab & Co., Inc. He holds Series 66 and Series 63 registrations and has nine years of industry experience. Prior to joining Charles Schwab in 2022, he worked at TD Ameritrade and Galderma Laboratories. Outside of his advisory role, he occasionally completes online surveys. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to affiliated discretionary separately managed accounts. The firm’s integrated structure and scale support a broad client base with centralized custody and advisory services.

Spencer May is a financial advisor at Fisher Investments with 12 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2013. Outside of his advisory role, he owns a poultry and egg business called Pioneer Farm. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to construct globally diversified portfolios with various risk management techniques.

Paul Alwine is a financial advisor at Edward Jones with 28 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Edward Jones in 2016, he worked for Natixis Advisors, LLC from 2012 to 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brett Cook is a financial advisor at Fidelity with nine years of industry experience. He holds the Series 66 designation and has worked with various Fidelity entities since 2016, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, with a focus on systematic methodologies and long-term asset allocation.

Tom Frith is a Series 65 licensed financial advisor at Fisher Investments with five years of experience at the firm. His prior work includes one year at AMR, four years at Oregon State University, and six years at Tualatin High School. Fisher Investments serves a global client base of institutional and private investors, providing discretionary portfolio management across equity, fixed-income, and blended mandates using a centralized investment process with a focus on tax-aware strategies and risk management.

Juan Salazar is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes nine years at TD Ameritrade, Inc. before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach alongside a formal alternative-investment onboarding process.

Connor Wulf is a financial advisor at Fisher Investments based in Plano, TX, holding a Series 65 designation with four years of industry experience. He has worked at Fisher Investments since 2018, with prior roles at ONEMAIN FINANCIAL and TARGET. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates, supported by a centralized Investment Policy Committee that uses quantitative and qualitative research to construct diversified portfolios.

Nicholas Yurcho is a Series 65 credentialed advisor with Fisher Investments, based in Plano, TX, and has six years of experience including four years in the industry. Prior to joining Fisher Investments in 2020, he worked at Mockingbird Marketing and Philadelphia Sports Club and attended Penn State University. Fisher Investments serves a global mix of institutional and private clients by providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment decision process combining quantitative and qualitative research to construct globally diversified portfolios and offers sub-advisory and retirement plan services.

Kyle Mann is a Series 65-licensed advisor at Fisher Investments with one year of industry experience. Prior to joining Fisher Investments, he worked at Bruckner's Truck & Equipment and Industrial Power Truck & Equipment. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research, and implements tax-aware strategies along with risk management techniques.

Frances Gardner is a CFP® with 35 years of industry experience, currently serving as an advisor at OSAIC since 2026. She previously worked with Kestra Advisory and Kestra Investment Services for seven years and spent two decades at Hornor Townsend & Kent. Gardner is also involved with Gardner Wallace Financial Solutions LLC, where she provides insurance sales and services. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with a model-based investment approach emphasizing asset allocation, portfolio optimization, and risk management.

Grant Garrett is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Fidelity. He has been with Fidelity and its affiliates in various roles since 2011. Garrett also serves as adjunct faculty at the University of North Texas, where he teaches a course on Life Insurance. Strategic Advisers LLC, part of Fidelity Investments, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Dominic Ontiveros is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments and its affiliates since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across a range of funds and investment vehicles.

Patrick Chance is a financial advisor with Fidelity, holding a Series 66 designation and 10 years of industry experience. He has worked at various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create diversified model portfolios across mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, utilizing systematic methodologies and oversight controls in its investment process.

Andreina Mundarain is a financial advisor at Fisher Investments with nine years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Northwestern Mutual Wealth Management Company and several other firms. Outside of her advisory role, she serves as a board director and treasurer for a homeowners association in Portland, Oregon. Fisher Investments provides discretionary portfolio management to institutional and private clients worldwide, utilizing a centralized investment approach that combines quantitative and qualitative analysis to manage globally diversified portfolios. The firm serves a broad range of clients including pension plans, foundations, and high-net-worth individuals.

Blake Boughey is a financial advisor with Fidelity Investments, holding a Series 66 designation and four years of industry experience. He has worked at Fidelity since 2021 and has previous experience at companies including Uber, DoorDash, and Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, fund advisory, and model portfolio delivery.

Jonathan Biedermann is a financial advisor at Fisher Investments with a Series 65 designation and no prior industry experience. His previous roles include positions at Gina Biedermann DDS, Shielded Security, and various other companies across different sectors. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized Investment Policy Committee that integrates quantitative and qualitative research to manage globally diversified portfolios with tax-aware and risk management strategies.

Kevin Parkhill is a CFP® and Series 66-registered financial advisor with Charles Schwab, based in Westlake, TX. He has 24 years of industry experience, including previous roles at USAA Investment Management Company and USAA Financial Advisors. Since 2020, he has been with Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and due diligence processes for alternative investments.

Jeremy Scott is a Series 65-licensed financial advisor with Fisher Investments in Plano, TX, where he has worked since 2019. He has one year of industry experience and previously worked at International Graphics & Nameplate and Washington State University. Fisher Investments serves a global client base including institutional and high-net-worth investors, offering discretionary portfolio management with a centralized investment policy process that employs quantitative and qualitative methods to build diversified portfolios.

Lauren Behrens is a financial advisor at Fisher Investments with five years of industry experience. She holds a Series 65 designation and previously worked at Fidelity Investments for two years before joining Fisher Investments in 2018. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research and offers tax-aware processes and risk management strategies.

Jack Barron is a financial advisor with Fidelity Investments in Westlake, TX, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he held positions at Tyler Stewart and Tyler Little. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, utilizing algorithmic methods and maintaining oversight of sub-advisers.